Found in 82 of 170 platforms tracked (48% adoption) · 125 provisions
If 23andMe provides inaccurate genetic health information that leads you to make medical decisions, the financial damages you can recover may be capped at what you paid for the service.
If Adobe's services cause you financial harm or data loss, the amount you can recover may be capped and certain types of damages (like lost profits or data loss) may be completely excluded.
Even if Amazon's actions cause you significant financial or other harm, this clause caps your potential compensation at just $100, making it very difficult to recover meaningful damages.
Even if Anthropic's AI gives you harmful or incorrect information that causes you significant loss, your compensation is severely capped.
No matter how significant the harm Calm causes — including data loss, service failure, or other damages — you can only recover a maximum of $50 or your subscription fees in a legal claim against them.
If Cash App makes an error that costs you thousands of dollars — for example, a wrongful account freeze or a transaction error — this clause means you may only recover a tiny fraction of your actual …
This provision severely limits what you can recover even if the company is at fault, potentially leaving you without meaningful compensation for serious harms.
Even if Chegg causes significant harm — such as a data breach or service failure — you can only recover up to what you paid in the prior six months, which may be far less than your actual losses.
Even if Coinbase's platform failure, security breach, or service outage costs you thousands of dollars in crypto losses, your legal recovery against Coinbase may be capped at a small fraction of your…
Unlike a bank where deposits are FDIC-insured up to $250,000, crypto assets held on Coinbase have no equivalent federal insurance, and the insolvency risk means users could lose their entire holdings…
Unlike a traditional bank or brokerage account where up to $250,000 or $500,000 is government-insured, there is no equivalent safety net for cryptocurrency — you bear the full risk of Coinbase's fina…
If a Comcast service outage causes you financial harm — for example, lost income from working at home — you likely cannot recover those losses from Comcast.
Even if DocuSign causes significant harm — such as a data breach affecting your legally binding documents — your ability to recover financial compensation is severely restricted.
If Dropbox loses your files, suffers a data breach, or goes offline, your ability to receive compensation is severely limited regardless of how much harm you suffer. Free users may receive nothing at…
This cap means that even if Epic causes significant harm — such as wrongfully terminating your account with hundreds of dollars of purchases — your maximum legal recovery is effectively capped at a v…
If an event is cancelled, fraudulent, or misrepresented, your primary remedy is against the organizer — Eventbrite's financial liability to you is limited, which can leave you without recourse if the…
Even if Eventbrite's actions cause you significant financial harm, your ability to recover damages is strictly capped and many categories of loss are entirely excluded.
Even if Figma causes significant harm to your business or creative work — such as permanent data loss of years of design files — you can only recover a very small amount of money, which may bear no r…
If Fitbit's service causes you harm — such as data loss, inaccurate health readings, or a privacy breach — you may be severely limited in the compensation you can recover.
Even if Fiverr causes you significant harm — such as wrongly withholding earnings or enabling a fraudulent transaction — your ability to recover compensation is capped at what you recently paid them.
If GitHub causes you serious harm — such as data loss, service outage, or account suspension — you may be legally limited to recovering only a small amount regardless of how much damage you actually …
This cap means that even if Google's actions cause significant financial or personal harm — such as data loss, privacy breaches, or wrongful account termination — your maximum recovery in any legal p…
By warning users not to submit sensitive data rather than implementing technical controls to prevent sensitive data processing differently, Google effectively transfers liability to users while retai…
This clause means that if a Maps API outage or data error causes significant business losses for a developer, Google's financial liability is essentially zero for consequential damages — the develope…
If Grindr suffers a data breach, shares your sensitive data inappropriately, or causes other harm, this clause restricts what you can recover in damages.
This disclaimer creates ambiguity about whether users' mental health and therapy data is protected under HIPAA, and limits Headspace's liability if something goes wrong with the clinical services it …
Even if Hinge causes you significant harm, this clause caps what you can recover financially, potentially leaving you with little or no compensation for serious losses.
Given that Ledger devices are specifically purchased to secure potentially very high-value cryptocurrency holdings, this exclusion means that if your crypto assets are lost or compromised due to a pr…
This clause means that if your Ledger hardware wallet goes missing or is damaged during delivery, you may have no direct financial recourse against Ledger — you would need to pursue the carrier or yo…
Even if LinkedIn causes significant harm — such as a major data breach or wrongful account termination — the maximum compensation you can recover is severely limited, regardless of actual damages suf…
If you are seriously harmed through use of Lyft's service, this cap could mean you receive far less compensation than your actual losses.
This classification limits Lyft's liability for driver misconduct or negligence during rides, and affects whether safety regulations that apply to employers apply to Lyft.
If Meta suffers a data breach, service outage, or content error that causes you financial or reputational harm, this clause significantly limits your ability to seek compensation from Meta in legal p…
This means MetaMask bears no legal responsibility if you make financial decisions based on information or features in the app, including staking yields, RWA token trading, or prediction market displa…
For a platform where users may store or transact thousands or millions of dollars in crypto assets, a $100 liability ceiling means users bear virtually all financial risk of platform failures.
This is the defining security risk of self-custody wallets — if your Secret Recovery Phrase is lost, stolen, or destroyed, your crypto assets are permanently inaccessible with no recourse.
Even if Microsoft's service failure causes significant harm — such as loss of important business files or data — the amount you can recover is strictly limited and may be very small.
For free-tier Copilot users, this clause effectively means Microsoft has zero financial liability to you even if the service causes you harm — the liability cap is literally $0 for users who pay noth…
Standard statutes of limitations for consumer claims are often 2–6 years depending on jurisdiction; this contractual shortening significantly reduces the window consumers have to identify and act on …
No matter how badly Noom's service harms you — including due to negligence or faulty health advice — the company's maximum financial exposure to you is limited to just six months of subscription fees.
This liability cap means that even if OpenAI's AI outputs cause significant real-world harm — such as incorrect medical, legal, or financial information acted upon in good faith — your maximum legal …
If ChatGPT or DALL·E gives you incorrect information that causes you harm — financial loss, medical error, or other damage — OpenAI's financial responsibility is capped at a very low amount, regardle…
Even if Paramount+ causes significant harm — such as a data breach or service failure — the amount you can recover is capped, often at just a few months of subscription fees.
Even if Patreon causes you significant harm — such as losing your creator income due to a platform error — you may only be able to recover a small amount based on what you paid in fees.
Scammers often pressure buyers to use the friends-and-family option to avoid PayPal's buyer protection — this clause confirms those payments receive zero coverage.
Many common PayPal use cases — like splitting bills with friends, buying gift cards, or crowdfunding — offer no buyer protection at all, which many users may not realize.
If Peacock causes you significant harm — such as a data breach or service failure — the maximum compensation you can receive is capped at what you paid for your subscription, which may be far less th…
Even if Peloton's product or service causes you significant harm, the amount you can recover may be limited to a relatively small sum, and many types of damages are excluded entirely.
Since most Pinterest users pay nothing, the practical maximum compensation you could receive from Pinterest for any harm caused — including loss of data, privacy breaches, or service outages — is jus…
If Plaid's systems are compromised and your financial data is exposed, this clause may significantly restrict your ability to recover meaningful compensation.
Even if Poshmark causes significant financial harm — such as a data breach exposing your payment information or a platform error causing you to lose sales — your legal recovery is capped at the fees …
Even if Public's AI tools, content, or community posts influence your investment decisions, the company disclaims responsibility for any financial losses that result from following that information.
If Public's platform has a technical failure that causes you to miss a trade or lose money, the amount you can recover from them is severely limited regardless of the actual harm you suffered.
Even if Reddit causes you significant harm — such as wrongful account termination, data breach, or loss of content — you can only recover a maximum of $100 or your recent subscription payments, which…
Cryptocurrency holdings on Revolut are not insured, meaning you could lose your entire investment if something goes wrong with the platform or the asset.
If Revolut makes an error that causes you financial harm beyond direct losses, you may not be able to recover that money through a claim against them.
No matter how much money you have spent on Riot Games products or how significant the harm, Riot's maximum legal exposure to you is capped at $100 or six months of payments.
Margin amplifies both gains and losses — if your investments decline in value, you still owe the full borrowed amount plus interest, meaning margin trading can result in owing Robinhood more money th…
Options are complex financial instruments that can result in losses exceeding your initial investment, and by signing this agreement you acknowledge those risks — which may limit your ability to late…
Pass-through FDIC insurance depends on Robinhood correctly maintaining records of each customer's share of the swept funds at each partner bank — if those records are inaccurate or if Robinhood itsel…
If Robinhood Crypto LLC were to fail or be hacked, you would have no government-backed insurance protection for your digital asset holdings, unlike the protections that apply to your stock and ETF in…
If Shopify's platform fails, your store goes down, or your data is lost, your compensation is limited to at most one year's worth of subscription fees — even if your actual losses are far greater.
If Slack causes significant harm — such as a data breach affecting your organization — your ability to recover damages is strictly limited to what you paid Slack in the past year, regardless of actua…
If Snapchat's service causes you harm — such as a data breach exposing your private photos, or loss of content — you can only recover a maximum of $100 from Snap in most circumstances, regardless of …
If Square's service failure, security breach, or wrongful account suspension causes your business significant financial loss, you can only recover a small fraction of that loss — capped at your prior…
If Stability AI's service causes you harm — for example, generating false or damaging content — your ability to claim compensation is heavily restricted under this clause.
If you suffer significant investment losses or financial harm due to a platform error or failure, Stash's maximum legal liability is limited to your subscription fees — not your actual financial loss…
If Strava's mishandling of your sensitive GPS or health data causes you real harm, the most you can recover under this Terms is $100 or one year of subscription fees, which is likely far less than an…
If Stripe's service failure or wrongful account action causes your business significant financial harm — for example, lost sales during a service outage or revenue lost during an improper fund hold —…
If T-Mobile's service failure causes you significant financial harm — such as a missed business deal due to an outage — you cannot recover those consequential losses, only the direct amount you paid …
T-Mobile has suffered some of the largest consumer data breaches in US history — including a 2021 breach affecting 76 million customers and a 2023 breach affecting 37 million — meaning the promise of…
Even if Target causes significant harm — such as a data breach exposing sensitive personal information — your ability to recover damages is severely limited to $100 or your transaction amount.
Consumers may reasonably rely on trust-signaling language like 'vetted' and 'background checked' when inviting strangers into their homes, but this clause discards any legal responsibility that such …
If a Tasker causes significant property damage, personal injury, or other serious harm facilitated through the platform, this clause prevents you from recovering more than a nominal amount from Taskr…
Even if Tinder causes you significant harm — such as through a data breach or safety failure — they are only legally required to pay you a maximum of $100 if you have not paid for a subscription.
This cap means that no matter how significant your financial loss from using Uniswap's platform, the maximum you could recover from Uniswap Labs is $100, making legal action economically impractical …
Unlike traditional financial accounts, there is no customer service process to recover lost funds — you are solely responsible for securing your wallet credentials and any transaction errors are perm…
If you lose money due to a bug, exploit, or failure in the underlying Uniswap Protocol smart contracts, Uniswap Labs claims it bears no legal responsibility since it does not control the protocol.
If Waze's navigation causes an accident or leads to harm, the company's liability cap means users may have little or no legal recourse to recover damages.
If the platform has errors, security vulnerabilities, or provides inaccurate financial information, Wealthfront bears no legal responsibility for the consequences.
This means that even if Wealthfront's errors cost you thousands of dollars in investment losses, you likely cannot recover more than $100 through a lawsuit against them.
If Webull's platform goes down during a market event or provides inaccurate price data causing you a financial loss, you have very limited ability to recover those losses from Webull.
If WhatsApp's service fails, is breached, or causes you harm, you may have little to no legal recourse for financial compensation under this clause.
If a large transfer goes wrong or funds are lost due to Wise's error, your compensation is capped at potentially a very small amount relative to your actual loss.
No matter how serious the damage X causes to you — whether financial, reputational, or otherwise — you cannot recover more than $100 from them in most circumstances, which severely limits your legal …
X accepts no responsibility for the reliability, safety, or quality of the platform, meaning if the service fails, harms you, or exposes you to damaging content, you have very limited legal recourse.
If Microsoft's service fails and causes you financial harm or loss of data, the agreement attempts to cap or eliminate Microsoft's financial responsibility for those losses.
Even if Yelp's actions cause you significant harm, this clause severely limits how much compensation you could recover.
No matter how significant the damage YouTube causes you — including data loss, service disruption, or content removal — your legal recourse is capped at a very low dollar amount.
Even if eBay's actions cause you significant financial harm, you may only recover a small amount equivalent to the fees you paid — potentially far less than your actual losses.
If Amazon's services fail, malfunction, or cause harm due to errors, Amazon disclaims legal responsibility under warranty law, leaving consumers with limited recourse for service failures.
If Apple's service fails, content becomes unavailable, or your account is harmed by Apple's own error, your financial recovery is capped at what you paid for that specific item — not your total inves…
If the bank makes an error that costs you money — such as failing to process a payment on time — this clause may limit your ability to recover the full extent of your financial losses.
If BeReal's platform causes you harm — such as a data breach or wrongful account deletion — your ability to seek compensation is severely limited by these disclaimers.
Users should not rely on Calm's meditation or sleep content as a replacement for medical advice or treatment, even though the app markets itself for health and wellness benefits.
The company takes no responsibility for the accuracy, safety, or appropriateness of AI outputs, which is significant given the platform's potential use by vulnerable users and those seeking advice.
Figma expressly disclaims all warranties, so if the platform experiences an outage, data loss, or security breach, you cannot hold Figma responsible for failing to provide a reliable service — your o…
GitHub makes no promises about service availability or reliability, meaning if the platform goes down and you lose work or suffer business disruption, GitHub has no contractual obligation to compensa…
Google makes no legal promises about the reliability, security, or suitability of its services — meaning if a security breach, outage, or error causes you to lose data or suffer harm, Google has no c…
For a platform that also provides actual therapy and psychiatry services, this broad risk assumption clause may obscure to users where general wellness content ends and regulated clinical services be…
This means Headspace accepts no legal responsibility if its app goes down, content is inaccurate, or the service fails to deliver the mental health benefits it advertises.
This cap severely limits your financial recourse if Hugging Face's platform failures, data breaches, or service disruptions cause significant financial or operational damage.
If your child is harmed through the service — for example, through exposure to inappropriate content or a data breach — Meta's financial liability to your family may be significantly capped or exclud…
Users have no contractual basis to seek compensation from Midjourney if the AI generates poor-quality, inaccurate, or inappropriate content, and Midjourney caps its total liability at the amount you …
If Netflix's service fails, is unavailable, or causes you financial loss, you have very limited legal recourse to claim compensation beyond your direct subscription cost.
If Netflix's service fails or causes you a loss, your ability to seek compensation is severely limited, even if Netflix's actions caused harm beyond just the subscription fee.
Even if Nintendo's services cause you harm — such as data loss or service outages — your ability to recover compensation is significantly restricted.
Users dealing with health conditions who rely on Noom's program as health guidance have no legal recourse against Noom if that guidance is incorrect or causes harm.
The 'reasonable measures' standard is vague and provides no specific security guarantee — if a breach occurs, this language limits Noom's accountability to users.
OpenAI's security disclaimer means that if your conversation data or account information is compromised in a breach, the company has limited its implied warranty of protection, and breach notificatio…
As QR code and in-person PayPal payments become more common, consumers may not realize these transactions carry different — and more limited — protections than online purchases.
If PayPal's error or system failure causes you to lose a business opportunity or suffer losses beyond the direct transaction value, you generally cannot recover those consequential losses from PayPal.
If you are injured while using Peloton equipment or following its fitness programs, Peloton disclaims responsibility, placing full accountability on you as the user.
Pinterest makes no legal commitment to keep the service running or ensure the accuracy of content, meaning outages, data loss, or service changes are at your own risk.
Many consumers confuse SIPC coverage with FDIC-style insurance — SIPC only protects against broker insolvency and missing assets, not against losing money on investments, and the $500,000 limit may b…
If Skillshare's service fails, loses your data, or causes you harm, your ability to recover compensation is severely restricted regardless of the severity of the issue.
If the Strava app fails during a workout, produces inaccurate health data, or experiences a security incident, you cannot hold Strava responsible based on any implied promise that the service would f…
Even if Twilio's service failure causes significant business losses — such as missed communications, lost customers, or regulatory fines — you can only recover a limited amount from Twilio.
If Verizon's service fails and causes you financial harm — for example, a business losing revenue due to an outage — Verizon's liability is legally capped, leaving you with little recourse for signif…
Webull makes no representations about the suitability of any investment for your personal financial situation, meaning users should not rely on the platform for personalized financial advice.
If a failed Wise transfer causes you to miss a business opportunity or incur secondary costs, Wise has no obligation to compensate you for those downstream losses.
If the platform fails, content disappears, or the service is unavailable, YouTube has no legal obligation to compensate you or guarantee any level of service.
If Nintendo's website or services fail, malfunction, or cause problems, Nintendo is not legally responsible because they have disclaimed all warranties.
Clicking a link on Redfin could take you to a third-party site with completely different privacy practices, and Redfin takes no responsibility for what happens to your data or experience there.
Clicking links on zelle.com to partner or third-party sites takes you outside Zelle's privacy protections, and those sites may have materially different — and potentially less protective — data pract…
Create a free account and watch the platforms that matter to you. We'll email you the moment something changes.