Generated by a model from the captured document; not read by a person

A digital banking and financial services company that provides mobile-based current accounts, debit cards, currency exchange, and investment services to consumers and businesses. The platform processes millions of financial transactions and stores sensitive personal and financial data for users across multiple jurisdictions. Policy changes significantly impact user rights regarding data handling, transaction fees, account terms, and dispute resolution procedures.

4 Documents
4 All provisions
0 Changes · 12 mo
- Last change
Objective measurements
Counted directly from the archive for Revolut — documents, captured versions, and detected changes.
4
Documents tracked
13
Versions captured
0
Changes · 12 mo
0
Changes · all-time
ConductAtlas User-Protection Index
Insufficient coverage
Insufficient coverage to score
Only 2 of 6 governance dimensions are confidently known for Revolut — too few for a headline score. What we do have is shown below.
How is this scored? →

Higher = more protective of you, the user/customer — a deliberately user-protective lens, not a universal “good vs bad” score. Computed algorithmically from Revolut’s cited governance stances; no dimension we haven’t confidently read is ever counted against the score. Free, reproducible, and never purchasable.

Consumer tier · insufficient coverage (scored on 2 of 6)
Arbitration & class action weight 22% not stated
Data sharing & sale weight 20% 45.0
AI training on your data weight 18% not stated
Data retention & deletion weight 15% 25.0
Content ownership & licence weight 15% not stated
Liability & warranties weight 10% not stated
Governance Coverage
Account Control
31 provisions
Acceptable Use
21 provisions
Privacy Rights
19 provisions
Liability Limitation
18 provisions
Contract Terms
15 provisions
Enforcement Actions
13 provisions
Payment Fees
12 provisions
Refunds
10 provisions
Other
7 provisions
Data Sharing
6 provisions
Quick Facts
Arbitration: Not stated
AI Training: Not stated
Data Retention: 2190-day retention
Class Action: Not stated
Key Governance Provisions
Device sharing authorises payments

This provision means that payments made by a third party who accesses a device to which the card is added are treated as authorised by the cardholder, which affects liability for those transactions.

Prohibition on Illegal Use of App or Card

The prohibition covers both direct and indirect illegal use, meaning facilitating illegal activity through the app or card is also prohibited.

Minimum Age Requirement for Account Opening

Anyone under 18 is ineligible to open a Revolut account, making age a hard precondition for access.

16-17 account credit products excluded

This exclusion defines the full boundary of lending-product access for minor account holders aged 16–17, covering the entire category of lending products.

Revolut right of set-off across accounts

The right to act without notice or demand and to reach across multiple accounts—including joint accounts—means Revolut can recover debts immediately and from funds a customer may not expect to be aff…

Document Coverage
Privacypolicy Termsofservice
Last change detected: - Changes (12 months): 0 Documents monitored: 4 Provisions tracked: 4
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Documents

Revolut Privacy Policy (Superseded URL)

Medium

This document establishes Revolut's data collection, processing, and use practices for UK customers. The policy authorizes collection of identity documents, bank account details, card numbers, location data, device activity, transaction …

Dated March 17, 2026 · Privacy policy
0 provisions 2 versions captured Version history →

Revolut Terms of Service

Medium

These are the rules that govern your Revolut Personal Account: what you can use it for, how your money is protected, and when Revolut will or will not reimburse you. …

Terms of service
4 provisions 1 version captured Version history →

Revolut Privacy Policy

Medium

This privacy policy establishes Revolut's data collection, use, and disclosure practices for US customers across its banking, brokerage, and investment services. The policy authorizes collection of identity data, financial transaction …

Dated June 18, 2026 · Privacy policy
0 provisions 6 versions captured Version history →

Revolut Terms of Service (Superseded URL)

High

This document sets the rules for using your Revolut account and card, which are limited to personal use only — not business use. Revolut can immediately suspend or close your …

Terms of service
0 provisions 4 versions captured Version history →
📈 Policy Drift Analysis View all changes →

Selected provisions (0 of 4)

No provisions found.

Compare Revolut with other platforms →

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Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.

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Frequently Asked Questions

What Revolut documents does ConductAtlas track?

ConductAtlas tracks 4 Revolut documents including terms of service, privacy policy, and other governance documents. Every document is captured daily with cryptographic verification.

How many policy changes has Revolut made in the past year?

Revolut has made 0 policy changes in the past 12 months across the documents ConductAtlas tracks.

How many provisions has ConductAtlas classified for Revolut?

ConductAtlas has classified 4 provisions across Revolut's tracked documents.

Can I get alerts when Revolut changes their policies?

Yes. Monitor subscribers ($4.99/month) can add Revolut to their watchlist and receive an email alert after the daily check that finds a change to a tracked document. We check daily where we can, and show you where we can't.