A peer-to-peer payment application that enables users to send, receive, and store money digitally, as well as invest in stocks and Bitcoin. The platform handles sensitive financial data and payment transactions, making its privacy and terms policies critical for understanding how personal financial information is collected, shared, and protected. Policy changes can affect user rights, fee structures, dispute resolution processes, and data handling practices that directly impact financial security and privacy.
High — provisions that significantly limit your legal rights, authorize broad data collection, or create material financial exposure. Medium — provisions worth knowing about but with partial protections or limited scope. Low — standard terms with minimal consumer impact.
This provision grants Block discretionary authority to restrict or terminate account access, which is operationally significant because the Cash App Balance functions as a prepaid account and primary…
This provision requires that any legal claims against Block be brought on an individual basis only; users cannot join or initiate class action or consolidated proceedings under these terms. The waive…
This provision requires disputes to proceed through individual arbitration administered by AAA or JAMS rather than through civil litigation, and the accompanying class action waiver means users canno…
The policy states that Cash App may exchange information with credit bureaus, past and present employers, and personal reporting agencies, which creates a bilateral data relationship where informatio…
The notice asserts that continued use of the service constitutes consent to all described data practices including biometric data collection, AI training, and data broker enrichment; the adequacy of …
This is the Cash App Terms of Service published by Block, Inc., governing all products within the Cash App platform including peer-to-peer money transfers, the prepaid Cash App Balance account, …
This document establishes Cash App's data collection and processing practices for users of the Cash App mobile application and website operated by Block, Inc. The policy authorizes collection of Social …
Cash App's June 5, 2026 update adds new provisions governing Cash App Tag (a wearable payment device) and establishes rules for how minors can use Cash App products through Sponsored …
View change record →Cash App added a new section on May 15, 2026 describing USD-Funded Stablecoin Withdrawals, a service that allows users to convert USD from their Cash App Balance or linked payment …
View change record →Cash App modified its fee waiver structure on April 28, 2026. Previously, spending $500+ monthly or receiving $300+ in deposits waived the Foreign Transaction Fee entirely. The updated terms now …
View change record →Cash App updated its children's privacy policy on April 19, 2026 to permit parental authorization of services for children under 13, rather than prohibiting their use entirely. Previously, the policy …
View change record →Cash App updated its children's privacy terms on April 10, 2026 to permit parental account authorization instead of a blanket prohibition. Previously, the policy stated children under 13 could not …
View change record →ConductAtlas tracks 2 Cash App documents including terms of service, privacy policy, and other governance documents. Every document is captured daily with cryptographic verification.
Cash App has made 24 policy changes in the past 12 months across the documents ConductAtlas tracks.
ConductAtlas has classified 50 provisions across Cash App's tracked documents. 23 are rated high severity, 26 medium, and 1 low.
Yes. Monitor subscribers ($19/month) can add Cash App to their watchlist and receive same-day email alerts whenever any tracked document changes.