Generated by a model from the captured document; not read by a person

A financial technology company that provides payment processing services, point-of-sale systems, and business management tools primarily for small and medium-sized businesses. The platform enables merchants to accept card payments, manage inventory, process payroll, and access lending services through integrated hardware and software solutions. Their privacy and terms policies are significant for both business customers who use their services and end consumers whose payment and personal data is processed through Square's systems.

2 Documents
0 All provisions
4 Changes · 12 mo 1 high
Sep 18, 2026 Last change
Objective measurements
Counted directly from the archive for Square — documents, captured versions, and detected changes.
2
Documents tracked
41
Versions captured
4
Changes · 12 mo
4
Changes · all-time
13.7 d
Avg between changes
36
Days since change
35 d
Longest stable stretch
ConductAtlas User-Protection Index
Provisional · scored on 5 of 6
34.6/100
Consumer tier · provisional until more dimensions are known
How is this scored? →
Baseline 34.6 here · corpus average 31.4 across 191 scored platforms Middle 50% Q1 18.4 · median 30.8 · Q3 42.3

Higher = more protective of you, the user/customer — a deliberately user-protective lens, not a universal “good vs bad” score. Computed algorithmically from Square’s cited governance stances; no dimension we haven’t confidently read is ever counted against the score. Free, reproducible, and never purchasable.

Consumer tier · 34.6/100 · provisional · scored on 5 of 6
Data sharing & sale weight 20% 0.0
AI training on your data weight 18% not stated
Data retention & deletion weight 15% 100.0
Content ownership & licence weight 15% 45.0
Business tier · insufficient coverage (scored on 2 of 6)
Arbitration & class action weight 22% not stated
Data sharing & sale weight 20% 45.0
AI training on your data weight 18% not stated
Content ownership & licence weight 15% not stated
Liability & warranties weight 10% not stated
Governance Coverage
Privacy Rights
29 provisions
Data Collection
26 provisions
Data Sharing
23 provisions
Contract Terms
21 provisions
Liability Limitation
18 provisions
Arbitration
15 provisions
Data Usage
11 provisions
Other
9 provisions
Acceptable Use
9 provisions
Data Retention
7 provisions
Quick Facts
Arbitration: Not stated
AI Training: Not stated
Data Retention: Deleted after account closure
Class Action: Waived
Key Governance Provisions
One-Year Limitation Period to Initiate Dispute

A one-year limitation period is shorter than statutory limitation periods in many jurisdictions, meaning users who wait longer than one year may be barred from pursuing a claim.

Class Action and Representative Action Waiver

Users lose the ability to join with others in collective legal action against Square and cannot have disputes decided by a jury, significantly limiting available legal remedies.

Mandatory Individual Arbitration for All Disputes

Users are required to resolve virtually all disputes through individual arbitration rather than court litigation, limiting access to the court system except for small claims.

Square Liability Capped at Three Months Fees or $500

This cap limits the maximum financial recovery available to users regardless of the actual harm suffered, which may be far less than actual losses.

Consequential Damages Excluded from Square Liability

This exclusion covers virtually every recognized category of damages, including direct damages, meaning users may be unable to recover compensation for most harms caused by Square.

Document Coverage
Privacypolicy Termsofservice
Last change detected: Sep 18, 2026 Changes (12 months): 4 (1 high) Documents monitored: 2 Provisions tracked: 0
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Documents

Square Privacy Notice

Medium

Square's Privacy Notice explains what personal information Square collects about you—including biometrics, location, and business data—how Square uses and shares it, and how long Square keeps it. Square has shared …

Dated September 15, 2026 · Privacy policy
0 provisions 21 versions captured 2 significant changes Version history →

Square Terms of Service

High

This document is Square's master agreement governing use of its services. It requires you to resolve nearly all disputes through individual arbitration — no class actions, no jury trials — …

Dated September 14, 2026 · Terms of service
0 provisions 20 versions captured 1 significant change Version history →

Recent Changes

September 16, 2026 · Square Privacy Notice Medium

Square updated its Privacy Notice to add new language governing data sharing within multi-location merchant groups and to clarify restrictions on text message data sharing. The updated terms now explicitly …

View change record →
September 11, 2026 · Square Terms of Service High

Square updated its Terms of Service with an effective date of October 10, 2026, introducing new restrictions on competitive use of the Services and expanding the scope of content Square …

View change record →
August 7, 2026 · Square Privacy Notice Medium

Square expanded its privacy notice to disclose new data collection practices related to its Trust Center, a compliance documentation portal. The updated terms state that when visitors submit an NDA …

View change record →
📈 Policy Drift Analysis View all changes →

Selected provisions (0 of 0)

No provisions found.

Compare Square with other platforms →

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Frequently Asked Questions

What Square documents does ConductAtlas track?

ConductAtlas tracks 2 Square documents including terms of service, privacy policy, and other governance documents. Every document is captured daily with cryptographic verification.

How many policy changes has Square made in the past year?

Square has made 4 policy changes in the past 12 months across the documents ConductAtlas tracks, including 1 classified as high severity.

How many provisions has ConductAtlas classified for Square?

ConductAtlas has classified 0 provisions across Square's tracked documents.

Can I get alerts when Square changes their policies?

Yes. Monitor subscribers ($4.99/month) can add Square to their watchlist and receive an email alert after the daily check that finds a change to a tracked document. We check daily where we can, and show you where we can't.