81 Total
39 High severity
31 Medium severity
11 Low severity

Key Facts

May users opt out of arbitration within 30 days of account creation?
OpenAI permits users to opt out of arbitration within 30 days of account creation, or within 30 days after any update to the arbitration terms takes effect, by filling out a designated form.
How can users opt out of arbitration?
OpenAI permits users to opt out of arbitration within 30 days of account creation, or within 30 days after any update to the arbitration terms takes effect, by filling out a designated form.
Does OpenAI prohibit users from sharing account credentials?
OpenAI prohibits users from sharing account credentials or making their account available to anyone else, and holds users responsible for all activities that occur under their account.
Does OpenAI hold users responsible for all activities that occur under their account?
OpenAI prohibits users from sharing account credentials or making their account available to anyone else, and holds users responsible for all activities that occur under their account.
Does OpenAI require business or organization users to indemnify and hold harmless OpenAI, its affiliates, and its personnel from third-party claims?
OpenAI requires business or organization users, to the extent permitted by law, to indemnify and hold harmless OpenAI, its affiliates, and its personnel from third-party claims arising out of or relating to the user's use of the Services and Content.
Does OpenAI require that disputes be brought on an individual basis only?
OpenAI requires that disputes be brought on an individual basis only, and prohibits users from participating as a plaintiff or class member in any class, consolidated, or representative proceeding.
Does OpenAI prohibit users from participating as a plaintiff in any class proceeding?
OpenAI requires that disputes be brought on an individual basis only, and prohibits users from participating as a plaintiff or class member in any class, consolidated, or representative proceeding.
Does OpenAI exclude liability for indirect damages?
OpenAI excludes liability of itself, its affiliates, and its licensors for any indirect, incidental, special, consequential, or exemplary damages, including damages for loss of profits.
Does OpenAI exclude liability for consequential damages?
OpenAI excludes liability of itself, its affiliates, and its licensors for any indirect, incidental, special, consequential, or exemplary damages, including damages for loss of profits.
Does OpenAI require users to resolve claims arising out of or relating to the Terms through final and binding arbitration?
OpenAI requires users to resolve any claims arising out of or relating to the Terms or its Services, regardless of when the claim arose, through final and binding arbitration.
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Summary

These are the rules for using OpenAI's Services if you are outside the United States. OpenAI can use content you submit to develop and improve its Services, and it can suspend or delete your account if it decides you have violated its rules. Any disputes must generally be resolved individually through binding arbitration rather than in court, though you can opt out of arbitration by filling out a form within 30 days of account creation.

Analysis

This document establishes the terms governing individual and business users' access to and use of OpenAI's Services outside the United States. It sets out user obligations—including age minimums, prohibited conduct, and account security—alongside OpenAI's rights to use submitted Content for operational and developmental purposes and to suspend, terminate, or delete accounts upon its own determination of a breach. OpenAI assigns to users all of its right, title, and interest, if any, in Output generated by the Services, while excluding its own liability for indirect, incidental, special, consequential, and exemplary damages. Dispute resolution is channeled to final and binding individual arbitration, with a time-limited opt-out right, and business users bear an indemnification obligation toward OpenAI, its affiliates, and personnel for third-party claims arising from their use of the Services and Content.

What this means for you

Users must be at least 13 years old (or a higher age if their country requires it), cannot share their account credentials, and are responsible for all activity under their account. OpenAI may use submitted Content for a broad range of purposes including improving its Services. Payments are non-refundable except where local law requires otherwise, and all disputes are subject to binding individual arbitration with no ability to join a class action. One concrete action available to users: opt out of arbitration by submitting the designated form within 30 days of account creation or within 30 days after any update to the arbitration terms takes effect.

Institutional Analysis
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Which mapped governance frameworks each document engages, tied to the specific provisions that engage them.

Featured, High severity

Complete Provision Index

Every distinct legal provision identified in this document. Featured provisions appear above with analysis.

81 provisions
12 featured
17 clause types
39 high severity
Data Usage 1 1 high
Indemnification 1 1 high
Disclosure and Transparency Requirements 1
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Mapped Governance Frameworks

BIPA
Illinois, USA
View official text ↗
CCPA/CPRA
California, USA
View official text ↗
CFAA
United States Federal
View official text ↗
Connecticut Data Privacy Act Amendments
US-CT
View official text ↗
CAN-SPAM
United States Federal
View official text ↗
DMCA
United States Federal
View official text ↗
DSA
European Union
View official text ↗
FAA
United States Federal
View official text ↗
FTC Act Section 5
United States Federal
View official text ↗
GDPR
European Union
View official text ↗
Indiana Consumer Data Protection Act
US-IN
View official text ↗
Kentucky Consumer Data Protection Act
US-KY
View official text ↗
Trump Executive Order on AI Policy Framework
US
View official text ↗
UK GDPR
United Kingdom
View official text ↗
Universal Opt-Out Mechanism Expansion 2026
US
View official text ↗

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Archival ProvenanceSource & Archival Record
Last Captured March 10, 2026 03:21 UTC
Capture Method Automated scheduled archival capture
Document ID CA-D-000007
Version ID CA-V-000068
SHA-256 935c07e9eb72b62810338aba3bddec52263466aa6b2c316a8c9d9a069e21d3a1
✓ Snapshot stored ✓ Text extracted ✓ Change verified ✓ Hash verified

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