A digital investment platform that provides automated portfolio management, financial planning tools, and banking services to retail investors. The company manages client assets through robo-advisory technology and offers cash management accounts, making their terms of service and privacy policies critical for users who entrust the platform with personal financial data and investment funds. Policy changes can significantly impact how client information is handled, fee structures, and the scope of financial services provided.

2 Documents
37 All provisions 7 High severity 22 Medium severity 8 Low severity
2 Changes · 12 mo
Jun 28, 2026 Last change

High, provisions that significantly limit your legal rights, authorize broad data collection, or create material financial exposure. Medium, provisions worth knowing about but with partial protections or limited scope. Low, standard terms with minimal consumer impact.

Governance Coverage
Data Sharing
26 provisions · 7 high · 17 med
Privacy Rights
21 provisions · 2 high · 10 med
Acceptable Use
21 provisions · 17 high · 4 med
Liability Limitation
15 provisions · 10 high · 5 med
Contract Terms
14 provisions · 1 high · 9 med
Account Control
12 provisions · 4 high · 5 med
Data Collection
10 provisions · 1 high · 4 med
Data Usage
8 provisions · 2 high · 3 med
Data Retention
6 provisions · 4 high · 2 med
Intellectual Property
5 provisions · 3 high · 2 med
Quick Facts
AI Training: Disclosed (high impact)
Data Retention: Specified
Key Governance Provisions
High Cap on Wealthfront Cumulative Liability at $100

A $100 ceiling on all cumulative liability means a user cannot recover more than that amount from Wealthfront regardless of the nature or extent of any harm.

High California residents personal information not disclosed to non-affiliates without authorization

This clause establishes a default non-disclosure rule for personal information shared with non-affiliates, conditioned only on California law exceptions or user authorization.

High Home lending automated tools used for document processing not credit decisions

This clause draws an explicit line between permissible automated document processing and prohibited automated credit decisioning, preserving human involvement in the credit decision.

High Privacy policy changes take effect immediately upon posting

Immediate effectiveness upon posting means users are bound by updated terms without any waiting period or required affirmative acknowledgment beyond the posting itself.

High California Client deletion requests generally cannot be accommodated

California residents who are Wealthfront Clients are on notice that their deletion rights are generally unavailable due to regulatory obligations, substantially limiting a key California privacy righ…

Document Coverage
Privacypolicy Termsofservice
Last change detected: Jun 28, 2026 Changes (12 months): 2 Documents monitored: 2 Provisions tracked: 37
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Documents

Wealthfront Privacy Policy

Medium

This document explains how Wealthfront handles your personal information: it keeps your data as long as you use the service and cannot delete it for Clients due to regulatory requirements. …

Last updated May 5, 2026 · Privacy policy
8 provisions 4 versions captured 1 significant change Version history →

Wealthfront Terms of Service

Medium

Wealthfront's Terms of Service set out the rules for using the platform: you must be at least 18 years old, located in the United States, and use the service only …

Last updated May 5, 2026 · Terms of service
9 provisions 2 versions captured Version history →

Recent Changes

June 2, 2026 · Wealthfront Privacy Policy Medium

Wealthfront updated its privacy policy effective June 2, 2026 to clarify how it collects personal information about minors and to disclose its use of client data to train and develop …

View change record →
📈 Policy Drift Analysis View all changes →

High Severity Provisions (7)

View all high severity provisions → Compare Wealthfront with other platforms →

Applicable Regulations

CCPA/CPRA
California, USA
View official text ↗
CFAA
United States Federal
View official text ↗
Connecticut Data Privacy Act Amendments
US-CT
View official text ↗
CAN-SPAM
United States Federal
View official text ↗
FCRA
United States Federal
View official text ↗
FTC Act Section 5
United States Federal
View official text ↗
GLBA
United States Federal
View official text ↗
Indiana Consumer Data Protection Act
US-IN
View official text ↗
Kentucky Consumer Data Protection Act
US-KY
View official text ↗
Universal Opt-Out Mechanism Expansion 2026
US
View official text ↗
VPPA
United States Federal
View official text ↗

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Frequently Asked Questions

What Wealthfront documents does ConductAtlas track?

ConductAtlas tracks 2 Wealthfront documents including terms of service, privacy policy, and other governance documents. Every document is captured daily with cryptographic verification.

How many policy changes has Wealthfront made in the past year?

Wealthfront has made 2 policy changes in the past 12 months across the documents ConductAtlas tracks.

How many provisions has ConductAtlas classified for Wealthfront?

ConductAtlas has classified 37 provisions across Wealthfront's tracked documents. 7 are rated high severity, 22 medium, and 8 low.

Can I get alerts when Wealthfront changes their policies?

Yes. Monitor subscribers ($4.99/month) can add Wealthfront to their watchlist and receive same-day email alerts whenever any tracked document changes.