Webull Customer Agreement

This document governs use of Webull's financial trading platform, website, and associated services, establishing a contractual relationship under US law between users and Webull Financial LLC and its affiliated entities. The agreement states that users grant Webull a broad, royalty-free, perpetual, irrevocable license to use, reproduce, modify, and distribute any content or feedback they submit, and the terms authorize Webull to suspend or terminate accounts at its sole discretion without prior notice. The agreement asserts a comprehensive limitation of liability capping Webull's exposure to direct damages only, disclaims all implied warranties including fitness for purpose, and prohibits class action participation in favor of individual arbitration, which represents a significant restriction on users' legal recourse typical of fintech platforms but notable given Webull's role as a broker-dealer handling investment assets. The platform engages SEC and FINRA regulatory frameworks as a registered broker-dealer, and the arbitration and dispute resolution provisions may require evaluation under FINRA Rule 12200 governing customer arbitration, as well as applicable state consumer protection statutes in California and other jurisdictions. Users should note that applicable law, including certain FINRA investor protection rules and state consumer protection statutes, may constrain how broadly some of these asserted terms apply in practice.