Microsoft Copilot Terms of Service

This document sets out what you can and cannot do when using Microsoft Copilot, and what rights you give Microsoft by using it. You consent to Microsoft collecting and using your content and data, and you grant Microsoft a broad, worldwide license to use what you submit through the Services. If something goes wrong, your financial remedy is capped at one month's fee or $10.00, and any dispute must be resolved through individual arbitration rather than a court proceeding.

The Microsoft Copilot Terms of Service establishes the conditions under which users may access and use the Services, including consent to Microsoft's collection, use, and disclosure of Content and Data as described in the Privacy Statement, embedded within acceptance of the Terms themselves. Users grant Microsoft a worldwide, royalty-free intellectual property license to use submitted Content for copying, retaining, transmitting, reformatting, displaying, and distributing it via communication tools on the Services. The document prohibits users from using AI services or derived data to create, train, or improve any AI technology, and from deploying AI outputs without appropriate human oversight where consequential impacts on legal, financial, life, employment, or human rights outcomes are at stake. Microsoft and its affiliates disclaim all warranties and provide the Services on an as-is, with-all-faults, and as-available basis, with users' exclusive remedy capped at direct damages not exceeding one month's Services fee or $10.00 for free Services. Disputes are channeled to binding individual arbitration before the AAA under the FAA, with all forms of representative and collective relief prohibited.

Using Microsoft Copilot means you automatically consent to Microsoft collecting, using, and disclosing your Content and Data, and you grant Microsoft a worldwide, royalty-free license to copy, retain, transmit, reformat, display, and distribute your Content via the Services. If your Microsoft account is closed, access to the Services ends immediately with no grace period. All purchases are final and non-refundable unless a specific law or offer provides otherwise, and any financial recovery is capped at one month's Services fee or $10.00 for free Services. You are prohibited from using AI outputs to build or improve any other AI technology, and you must maintain appropriate human oversight any time AI outputs could consequentially affect anyone's legal, financial, life, employment, or human rights. If you have a dispute with Microsoft, you must pursue it through individual arbitration — you may contact the AAA to initiate that process.