Microsoft Copilot Terms of Service

These terms govern how you can use Microsoft Copilot and what Microsoft can do with your content and data. By signing up, you agree that Microsoft may collect and use your data, and you give Microsoft a broad license to use anything you submit through the Services. If something goes wrong, your ability to recover money is strictly capped, and you cannot sue Microsoft in court as part of a class action — disputes must go through individual arbitration.

The Microsoft Copilot Terms of Service establish the conditions under which users may access and use the Services, including a binding obligation to maintain appropriate human oversight for AI-driven decisions that could consequentially affect any person's legal, financial, life, employment, or human rights outcomes. Users grant Microsoft a worldwide, royalty-free license to use submitted Content for purposes including copying, retaining, transmitting, reformatting, displaying, and distributing it, and consent to data collection, use, and disclosure as described in the Privacy Statement upon agreeing to the Terms. The document disclaims all warranties and limits users' exclusive remedy for covered losses to direct damages capped at one month's Services fee or $10.00 for free Services. Dispute resolution for US residents is channeled to binding individual arbitration before the AAA under the FAA, with all class, representative, and collective proceedings prohibited.

As a user of Microsoft Copilot, you automatically consent to data collection, use, and disclosure when you accept the Terms, and you grant Microsoft a worldwide, royalty-free license to use your submitted content. All purchases are final and non-refundable unless law or a specific offer says otherwise, and your financial recovery for any loss is capped at one month's fee or $10.00 for free Services. You are prohibited from using the AI services or their outputs to build or improve any AI technology, and you must not use AI outputs to make consequential decisions affecting anyone's legal, financial, employment, or human rights without appropriate human oversight. If a dispute arises and you are a US resident, you must bring it as an individual claim in binding arbitration — not in court and not as part of a class action.