Higher = more protective of you, the user/customer — a deliberately user-protective lens, not a universal “good vs bad” score. Computed algorithmically from PayPal’s cited governance stances; no dimension we haven’t confidently read is ever counted against the score. Free, reproducible, and never purchasable.
Personal Information is retained for a substantial fixed period after the relationship ends, meaning data is not deleted promptly upon account closure or termination.
Failure to report within the 60-day window can permanently extinguish the user's right to recover funds lost to unauthorized transactions, conditional on PayPal proving it could have intervened.
Users may be unable to access their funds for up to 180 days under the stated conditions, representing a significant restriction on access to money held in the account.
This notice requirement gives existing users a defined minimum window to review and respond to policy changes before they become binding.
The category is defined by how the seller holds itself out, not solely by licensure, meaning any party presenting itself as a health-care provider—including medical tourism facilitators—falls within …
PayPal's Acceptable Use Policy sets out what you can and cannot do with its payment services. A wide range of activities—including selling digital assets, health-care services, adult content, and gambling—are …
This agreement sets the rules for using PayPal, including how disputes are handled, how your account can be suspended, and what PayPal is and is not responsible for. The most …
PayPal's Privacy Statement explains what personal information PayPal collects, how it uses and shares that information, and how long it keeps it. PayPal shares your data with shopping partners by …
This document sets out the terms and conditions of PayPal's Purchase Protection program, which may provide buyers with a refund covering the full purchase price plus original shipping costs when …
PayPal revised its dispute resolution terms to explicitly state that arbitration applies to 'most disputes' and added formal class action and jury trial waivers. The updated agreement expands the scope …
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Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.
ConductAtlas tracks 4 PayPal documents including terms of service, privacy policy, and other governance documents. Every document is captured daily with cryptographic verification.
PayPal has made 7 policy changes in the past 12 months across the documents ConductAtlas tracks, including 1 classified as high severity.
ConductAtlas has classified 63 provisions across PayPal's tracked documents.
Yes. Monitor subscribers ($4.99/month) can add PayPal to their watchlist and receive an email alert after the daily check that finds a change to a tracked document. We check daily where we can, and show you where we can't.