Higher = more protective of you, the user/customer — a deliberately user-protective lens, not a universal “good vs bad” score. Computed algorithmically from Stripe’s cited governance stances; no dimension we haven’t confidently read is ever counted against the score. Free, reproducible, and never purchasable.
Binding arbitration before a single arbitrator removes the user's right to have disputes decided by a judge or jury in court.
End User Personal Data is actively shared with third-party partners for advertising purposes, including interest-based advertising, which involves behavioral tracking of users.
This matching requirement imposes a geographic consistency obligation that may disqualify businesses with distributed ownership or registration structures that do not align physically.
An opt-out right for targeted advertising and associated data sales or sharing gives users a mechanism to limit a category of data use identified elsewhere in the policy.
This waiver prevents users from joining together in class or representative actions, requiring each user to pursue claims individually, which may reduce practical access to relief.
This document lists the outside companies Stripe uses to help run its services and explains what data goes to each one, where it is processed, and why. If Stripe adds …
Stripe's Acceptable Use Policy sets out what you can and cannot do with the End User Services. You may only use them for your own personal purposes—no business or commercial …
This agreement governs how your Stripe account works when a third-party platform connects to it. Stripe can end the agreement at any time for any reason with notice, and a …
This document is Stripe's list of businesses and activities it will not support as a payment processor. If your business falls into a prohibited category—such as adult services, gambling, or …
This document sets out the rules for using Stripe's payment services: you must use Stripe only for your business, you cannot get refunds on fees, and if you have a …
This policy explains what data Stripe collects about you, how it uses and shares that data, and what rights you have. Stripe can collect information you type into a checkout …
Stripe updated its Terms of Service with multiple substantive changes effective September 28, 2026. Key changes include: revised support terminology from 'basic business and technical support' to 'standard technical support'; …
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Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.
Stripe's terms authorize fund reserves, payout withholding, and account termination. Here is what the agreement states and what business ow…
The Kickstarter-Stripe controversy reveals how payment processors, cloud providers, and AI platforms quietly shape downstream policy decisi…
Mastercard, Stripe, and Cloudflare are building payment infrastructure for autonomous AI agents. The governance layer is not keeping pace.
ConductAtlas tracks 6 Stripe documents including terms of service, privacy policy, and other governance documents. Every document is captured daily with cryptographic verification.
Stripe has made 2 policy changes in the past 12 months across the documents ConductAtlas tracks, including 1 classified as high severity.
ConductAtlas has classified 30 provisions across Stripe's tracked documents.
Yes. Monitor subscribers ($4.99/month) can add Stripe to their watchlist and receive an email alert after the daily check that finds a change to a tracked document. We check daily where we can, and show you where we can't.