136 Total

Key Facts · in the document’s own words

On what basis does Snapchat provide AI Features and Outputs?
“AI Features and Outputs are provided as-is and made available to you without representations or warranties of any kind, whether express or implied... your use of any AI Features and Outputs is at your own risk”
Version CA-V-006634, captured Sept. 11, 2026 · live source ↗
Our reading, not the document’s words
Snapchat provides AI Features and Outputs on an as-is basis without representations or warranties of any kind, and places the risk of using those features entirely on the user.
How does Snapchat treat AI Inputs and Outputs?
“All Inputs and Outputs will be treated for the purpose of these Terms as content you submit to the Services and accordingly any rights and licenses granted to us and obligations on you in respect of content submitted...applies to Inputs and Outputs”
Version CA-V-006634, captured Sept. 11, 2026 · live source ↗
Our reading, not the document’s words
Snapchat treats all AI Inputs and Outputs as user-submitted content, applying the same rights, licenses granted to Snapchat, and obligations on the user that apply to content the user submits to the Services.
May users opt out of the Arbitration Agreement?
“You may opt out of this Arbitration Agreement. If you do so, neither you nor Snap can force the other to arbitrate. To opt out, you must notify Snap in writing no later than 30 days after first becoming subject to this Arbitration Agreement”
Version CA-V-006634, captured Sept. 11, 2026 · live source ↗
Our reading, not the document’s words
Snapchat permits users to opt out of the Arbitration Agreement, provided the user notifies Snapchat in writing no later than 30 days after first becoming subject to the Arbitration Agreement.
What license does Snapchat require users to grant Snap and its affiliates?
“you grant Snap and our affiliates a worldwide, royalty-free, sublicensable, and transferable license to host, store, cache, use, display, reproduce, modify, adapt, edit, publish, analyze, transmit, and distribute that content, including the name, image, likeness, or voice...”
Version CA-V-006634, captured Sept. 11, 2026 · live source ↗
Our reading, not the document’s words
Snapchat requires users to grant Snap and its affiliates a worldwide, royalty-free, sublicensable, and transferable license to host, store, cache, use, display, reproduce, modify, adapt, edit, publish, analyze, transmit, and distribute user content, including the name, image, likeness, or voice contained in that content.
Must all claims and disputes be arbitrated or litigated on an individual basis?
“ALL CLAIMS AND DISPUTES WITHIN THE SCOPE OF THIS ARBITRATION AGREEMENT MUST BE ARBITRATED OR LITIGATED ON AN INDIVIDUAL BASIS AND NOT ON A CLASS BASIS. CLAIMS OF MORE THAN ONE CUSTOMER OR USER CANNOT BE ARBITRATED OR LITIGATED JOINTLY...”
Version CA-V-006634, captured Sept. 11, 2026 · live source ↗
Our reading, not the document’s words
Snapchat requires that all claims and disputes within the scope of the Arbitration Agreement be arbitrated or litigated on an individual basis, and prohibits joint arbitration or litigation of claims belonging to more than one customer or user.
Does Snapchat exclude liability for indirect, incidental, special, consequential, punitive, or multiple damages?
“WE AND OUR MANAGING MEMBERS, SHAREHOLDERS, EMPLOYEES, AFFILIATES, LICENSORS, AGENTS, AND SUPPLIERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR MULTIPLE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES...”
Version CA-V-006634, captured Sept. 11, 2026 · live source ↗
Our reading, not the document’s words
Snapchat, along with its managing members, shareholders, employees, affiliates, licensors, agents, and suppliers, excludes liability for any indirect, incidental, special, consequential, punitive, or multiple damages, or any loss of profits or revenues.
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Summary
Generated by a model from the captured document; not read by a person

Snapchat's Terms of Service set the rules for using the platform: by posting content — including to AI features — you give Snapchat and its partners a permanent, worldwide license to use that content, including your name and likeness, without paying you. If you have a dispute with Snapchat, you must typically resolve it through individual arbitration rather than a lawsuit or class action, though you can opt out in writing within 30 days. Snapchat's financial liability to you is capped at $100 or what you paid in the past year, and it can suspend or terminate your account for any reason.

Analysis

This document establishes the contractual terms governing user access to Snapchat's Services, including the content licensing framework under which users grant Snap and its affiliates a worldwide, royalty-free, sublicensable, and transferable license to use submitted content — including name, image, likeness, and voice — without compensation. The Terms impose a binding arbitration requirement with an individual-only claims restriction and a 30-day written opt-out window, and cap Snapchat's total aggregate liability at $100 or the user's prior 12 months of payments, whichever is greater, while excluding indirect, consequential, punitive, and similar damages entirely. AI Inputs and Outputs are classified as user-submitted content, subjecting them to the same licenses and user obligations as other content, and are provided without any warranties. Snapchat reserves broad enforcement discretion, including the right to restrict or terminate access for any reason, share account data with third parties including law enforcement based on its own safety determination, and update the Terms with reasonable advance notice, treating continued use as acceptance.

What this means for you

For an ordinary user, this document means that content you submit to Snapchat — including anything you send to AI features — is licensed to Snapchat, its affiliates, other users, and business partners on a worldwide, royalty-free, irrevocable, and perpetual basis, with no right to compensation. Snapchat makes no warranties about AI-generated outputs, and its total financial liability to you for any and all claims is limited to $100 or whatever you paid in the prior 12 months. If you wish to preserve your right to sue Snapchat in court rather than through individual arbitration, you must notify Snapchat in writing within 30 days of first becoming subject to the Arbitration Agreement.

Institutional Analysis
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1 important change detected

6 versions captured · Latest change detected by ConductAtlas: August 2026

What changed Snapchat updated its Terms of Service effective September 21, 2026, with material changes to age verification, content moderation, and appeals processes. The updated terms now require age verification before account creation and authorize Snapchat to lock or delete accounts if users fail to meet applicable age requirements. The company also revised its content moderation framework to clarify that it reserves the right to review, moderate, or remove content in its sole discretion, and added explicit language stating it will not be liable for content access, review, or deletion actions, while introducing a new appeals process and directing users to external explainers and transparency reports for moderation details.
Why this matters The updated terms establish mandatory age verification as a condition of account creation and authorize Snapchat to lock or delete accounts if users do not meet applicable age requirements in their jurisdiction. The revised content moderation language expands Snapchat's authority to review, moderate, or remove content in its sole discretion and explicitly states the company will not be liable for these actions. An appeals process is introduced, but decisions remain subject to Snapchat's sole discretion. You can review the prior Terms of Service on Snapchat's support site, which apply until September 21, 2026.
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Clauses withheld

We withheld clauses we had published from this document. Each withholding is recorded in our correction log:

Featured provisions
Generated by a model from the captured document; not read by a person

Complete Provision Index

Every distinct legal provision identified in this document. Featured provisions appear above with analysis.

136 provisions
12 featured
21 clause types
Restricted or Prohibited Content/Industries 1
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Archival ProvenanceSource & Archival Record
This version captured September 11, 2026 00:23 UTC
Last successful capture October 14, 2026 00:20 UTC
Capture Method Automated scheduled archival capture
Document ID CA-D-000103
Version ID CA-V-006634
SHA-256 (extracted text, extractor v5) af844956fc362b2a84b3d005238c8faf7b289936cb379fe4567372aeafa70dfd
Archived bytes SHA-256 (anchor) df4fb70cae698c65fdbdc59579e0add93d2543ec8d8a18b4c5078919675240cb
✓ Snapshot stored ✓ Archived bytes anchored (verified Sept. 11, 2026)

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