149 Total
69 High severity
72 Medium severity
8 Low severity

Key Facts

On what basis does Snapchat provide AI Features and Outputs?
Snapchat provides AI Features and Outputs on an as-is basis without representations or warranties of any kind, and places the risk of using those features entirely on the user.
Does Snapchat provide representations or warranties regarding AI Features and Outputs?
Snapchat provides AI Features and Outputs on an as-is basis without representations or warranties of any kind, and places the risk of using those features entirely on the user.
How does Snapchat treat AI Inputs and Outputs?
Snapchat treats all AI Inputs and Outputs as user-submitted content, applying the same rights, licenses granted to Snapchat, and obligations on the user that apply to content the user submits to the Services.
Does Snapchat apply the same rights and licenses to AI Inputs and Outputs that apply to user-submitted content?
Snapchat treats all AI Inputs and Outputs as user-submitted content, applying the same rights, licenses granted to Snapchat, and obligations on the user that apply to content the user submits to the Services.
May users opt out of the Arbitration Agreement?
Snapchat permits users to opt out of the Arbitration Agreement, provided the user notifies Snapchat in writing no later than 30 days after first becoming subject to the Arbitration Agreement.
How must a user notify Snapchat to opt out of the Arbitration Agreement?
Snapchat permits users to opt out of the Arbitration Agreement, provided the user notifies Snapchat in writing no later than 30 days after first becoming subject to the Arbitration Agreement.
When must a user notify Snapchat to opt out?
Snapchat permits users to opt out of the Arbitration Agreement, provided the user notifies Snapchat in writing no later than 30 days after first becoming subject to the Arbitration Agreement.
What license does Snapchat require users to grant Snap and its affiliates?
Snapchat requires users to grant Snap and its affiliates a worldwide, royalty-free, sublicensable, and transferable license to host, store, cache, use, display, reproduce, modify, adapt, edit, publish, analyze, transmit, and distribute user content, including the name, image, likeness, or voice contained in that content.
Is the license users grant Snap worldwide and royalty-free?
Snapchat requires users to grant Snap and its affiliates a worldwide, royalty-free, sublicensable, and transferable license to host, store, cache, use, display, reproduce, modify, adapt, edit, publish, analyze, transmit, and distribute user content, including the name, image, likeness, or voice contained in that content.
Must all claims and disputes be arbitrated or litigated on an individual basis?
Snapchat requires that all claims and disputes within the scope of the Arbitration Agreement be arbitrated or litigated on an individual basis, and prohibits joint arbitration or litigation of claims belonging to more than one customer or user.
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Summary

Snapchat's Terms of Service set the rules for using the platform: by posting content — including to AI features — you give Snapchat and its partners a permanent, worldwide license to use that content, including your name and likeness, without paying you. If you have a dispute with Snapchat, you must typically resolve it through individual arbitration rather than a lawsuit or class action, though you can opt out in writing within 30 days. Snapchat's financial liability to you is capped at $100 or what you paid in the past year, and it can suspend or terminate your account for any reason.

Analysis

This document establishes the contractual terms governing user access to Snapchat's Services, including the content licensing framework under which users grant Snap and its affiliates a worldwide, royalty-free, sublicensable, and transferable license to use submitted content — including name, image, likeness, and voice — without compensation. The Terms impose a binding arbitration requirement with an individual-only claims restriction and a 30-day written opt-out window, and cap Snapchat's total aggregate liability at $100 or the user's prior 12 months of payments, whichever is greater, while excluding indirect, consequential, punitive, and similar damages entirely. AI Inputs and Outputs are classified as user-submitted content, subjecting them to the same licenses and user obligations as other content, and are provided without any warranties. Snapchat reserves broad enforcement discretion, including the right to restrict or terminate access for any reason, share account data with third parties including law enforcement based on its own safety determination, and update the Terms with reasonable advance notice, treating continued use as acceptance.

What this means for you

For an ordinary user, this document means that content you submit to Snapchat — including anything you send to AI features — is licensed to Snapchat, its affiliates, other users, and business partners on a worldwide, royalty-free, irrevocable, and perpetual basis, with no right to compensation. Snapchat makes no warranties about AI-generated outputs, and its total financial liability to you for any and all claims is limited to $100 or whatever you paid in the prior 12 months. If you wish to preserve your right to sue Snapchat in court rather than through individual arbitration, you must notify Snapchat in writing within 30 days of first becoming subject to the Arbitration Agreement.

Institutional Analysis
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Which mapped governance frameworks each document engages, tied to the specific provisions that engage them.

5 important changes detected

5 versions captured · Last updated: August 2026

What changed Snapchat updated its Terms of Service effective September 21, 2026, introducing revised age verification requirements, modified content moderation procedures, and expanded disclosure of appeal and compliance mechanisms. The updated terms broaden language describing Snap's content review authority, add explicit mention of age verification as a potential requirement, and establish more detailed appeal processes while specifying that Snap's moderation decisions are made in its sole discretion. Users can now access expanded information about content moderation policies and how Snap handles legal compliance in their jurisdiction through the new Transparency Hub.
Why this matters The updated terms state that Snapchat may now require age verification before you use the Services, expanding on prior language that only referenced minimum age requirements. The terms also revise content moderation procedures, stating that Snap's decision to restrict, suspend, or terminate accounts is made in its sole discretion, though expanded appeal and complaint procedures are now described in more detail through the Snapchat Moderation, Enforcement, and Appeals Explainer and Support Site. The terms also add references to jurisdiction-specific online platform safety laws and direct users to the Transparency Hub for information on how Snap complies with those laws where applicable. You can review appeal options and compliance procedures through the resources linked in the Terms, and you may be able to challenge account restrictions if you believe they violate applicable law in your jurisdiction.
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What changed Snapchat removed the text 'NEWS INVESTORS CAREERS' from the header of its Snap Terms of Service document on May 5, 2026. This appears to be a formatting or navigation change to the document header, with no alteration to the substantive terms, conditions, or consumer rights described in the agreement itself. The operational effect is confined to the visual presentation of the document.
Why this matters This change involves the removal of navigation links (NEWS, INVESTORS, CAREERS) from the document header and does not modify any substantive terms, rights, or obligations described in Snapchat's Terms of Service. Consumers are not affected by changes to document navigation or formatting.
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April 19, 2026 low

Snapchat's Snap Terms of Service header was reformatted on April 19, 2026, changing navigation text from title case to uppercase (NEWS INVESTORS CAREERS instead of News Investors Careers). This is …

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March 31, 2026 low

Snapchat updated its Snap Terms of Service on March 31, 2026. The change detected was a formatting revision to the header navigation: the words 'News Investors Careers' were changed from …

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March 15, 2026 low

Snapchat's Snap Terms of Service document header was updated on March 15, 2026 to include navigation links to 'News', 'Investors', and 'Careers' sections alongside the existing terms document structure. This …

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Featured, High severity

Complete Provision Index

Every distinct legal provision identified in this document. Featured provisions appear above with analysis.

149 provisions
12 featured
22 clause types
69 high severity
Restricted or Prohibited Content/Industries 1
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Mapped Governance Frameworks

CCPA/CPRA
California, USA
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COPPA
United States Federal
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DMCA
United States Federal
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FAA
United States Federal
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FTC Act Section 5
United States Federal
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GDPR
European Union
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UK GDPR
United Kingdom
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Archival ProvenanceSource & Archival Record
Last Captured August 7, 2026 00:24 UTC
Capture Method Automated scheduled archival capture
Document ID CA-D-000103
Version ID CA-V-005555
SHA-256 67d2e5d8e110120f50d758110f363b1befd2058639bc1fce8d53141743f84bc9
✓ Snapshot stored ✓ Text extracted ✓ Change verified ✓ Hash verified

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