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A US-based financial services company that provides investment and banking services through mobile applications, allowing users to invest in fractional shares, manage savings accounts, and access financial education resources. The platform handles sensitive financial data, investment transactions, and personal banking information, making their privacy and terms of service policies critical for users to understand how their financial data is collected, used, and protected. Policy changes could affect user rights regarding data sharing, account management, fee structures, and dispute resolution processes.
High, provisions that significantly limit your legal rights, authorize broad data collection, or create material financial exposure. Medium, provisions worth knowing about but with partial protections or limited scope. Low, standard terms with minimal consumer impact.
The arbitration obligation is conditional: it only applies to users who have entered into an Advisory Agreement, making the scope of the arbitration clause dependent on a separate contract.
By irrevocably fixing jurisdiction, users who live outside New York are required to litigate in New York courts and cannot contest that venue choice.
Consent to recording and retention is automatic upon Platform use, covering all communications and data exchanged with Stash or anyone acting on its behalf.
The prohibition is absolute and applies to all of Stash's Services, meaning no minor may lawfully subscribe to any Stash offering.
The cap ties Stash's maximum exposure directly to prior user payments, which could be very low or even zero for users who paid little or nothing, severely limiting any potential recovery.
These Terms govern how you can use Stash's Platform and Services, and they heavily favor Stash: Stash makes no warranties about its services, can change or shut down the Platform …
These Terms form a legally binding contract between you and Stash. By submitting content, you give Stash a permanent, worldwide, royalty-free right to use and earn revenue from it that …
Stash collects a wide range of sensitive personal data — including biometric identifiers, Social Security numbers, bank credentials, and transaction records — and uses it to build automated profiles that …
ConductAtlas tracks 3 Stash documents including terms of service, privacy policy, and other governance documents. Every document is captured daily with cryptographic verification.
Stash has made 0 policy changes in the past 12 months across the documents ConductAtlas tracks.
ConductAtlas has classified 28 provisions across Stash's tracked documents. 6 are rated high severity, 18 medium, and 4 low.
Yes. Monitor subscribers ($4.99/month) can add Stash to their watchlist and receive same-day email alerts whenever any tracked document changes.