A social investing platform that allows users to buy and sell stocks, ETFs, and other securities while sharing investment ideas and following other investors' portfolios. The platform combines traditional brokerage services with social media features, enabling users to discuss investments and view real-time trading activity from other members. Their policies are significant for users as they govern how personal financial data and investment information are handled, along with the terms under which trading services and social features are provided.

2 Documents
32 All provisions 10 High severity 19 Medium severity 3 Low severity
4 Changes · 12 mo
May 6, 2026 Last change

High, provisions that significantly limit your legal rights, authorize broad data collection, or create material financial exposure. Medium, provisions worth knowing about but with partial protections or limited scope. Low, standard terms with minimal consumer impact.

Governance Coverage
Privacy Rights
30 provisions · 3 high · 17 med
Liability Limitation
29 provisions · 14 high · 11 med
Acceptable Use
29 provisions · 20 high · 9 med
Data Sharing
18 provisions · 8 high · 7 med
Arbitration
18 provisions · 5 high · 13 med
Intellectual Property
12 provisions · 1 high · 10 med
Data Collection
9 provisions · 3 high · 4 med
Account Control
9 provisions · 2 high · 5 med
Contract Terms
8 provisions · 6 med
Payment Fees
8 provisions · 1 high · 6 med
Quick Facts
Arbitration: Mandatory
AI Training: Disclosed (high impact)
Data Retention: Specified
Class Action: Waived
Key Governance Provisions
High Absolute Right to Object to Marketing Processing

The characterization of this right as 'absolute' means Public.com cannot override or condition the objection, giving users unqualified control over marketing use of their data.

High GLBA Governs Brokerage Account Holder Data

The governing legal framework determines what privacy rights and protections apply; users who hold or applied for a brokerage account may not be able to rely on state privacy law protections.

High Company May Charge Fee or Decline Rights Requests

Users seeking to exercise their privacy rights may face a fee or an outright denial, subject only to what applicable law allows, which may limit practical access to those rights.

High Data Retained After Account Closure

Closing an account does not result in deletion of all personal information; Public.com continues to hold certain data, limiting the user's ability to fully remove their information.

High Portfolio and Trades Publicly Visible by Default

Users' financial activity is exposed to other platform users by default, without requiring any affirmative action by the user to make it public.

Document Coverage
Privacypolicy Termsofservice
Last change detected: May 6, 2026 Changes (12 months): 4 Documents monitored: 2 Provisions tracked: 32
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Documents

Public.com Terms of Service

High

Public.com's Terms govern your use of its platform: you give up the right to sue in court or join a class action and must resolve any disputes through individual arbitration. …

Last updated May 5, 2026 · Terms of service
8 provisions 3 versions captured Version history →

Public.com Privacy Policy

Medium

Public.com's Privacy Policy describes what personal information the company collects about you — including biometric data like facial images — how it uses and shares that information, and what rights …

Last updated May 5, 2026 · Privacy policy
8 provisions 3 versions captured Version history →
📈 Policy Drift Analysis View all changes →

High Severity Provisions (9)

View all high severity provisions → Compare Public.com with other platforms →

Applicable Regulations

CCPA/CPRA
California, USA
View official text ↗
CFAA
United States Federal
View official text ↗
Connecticut Data Privacy Act Amendments
US-CT
View official text ↗
CAN-SPAM
United States Federal
View official text ↗
EFTA / Reg E
United States Federal
View official text ↗
FCRA
United States Federal
View official text ↗
FAA
United States Federal
View official text ↗
FTC Act Section 5
United States Federal
View official text ↗
GLBA
United States Federal
View official text ↗
Indiana Consumer Data Protection Act
US-IN
View official text ↗
Kentucky Consumer Data Protection Act
US-KY
View official text ↗
Universal Opt-Out Mechanism Expansion 2026
US
View official text ↗

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Frequently Asked Questions

What Public.com documents does ConductAtlas track?

ConductAtlas tracks 2 Public.com documents including terms of service, privacy policy, and other governance documents. Every document is captured daily with cryptographic verification.

How many policy changes has Public.com made in the past year?

Public.com has made 4 policy changes in the past 12 months across the documents ConductAtlas tracks.

How many provisions has ConductAtlas classified for Public.com?

ConductAtlas has classified 32 provisions across Public.com's tracked documents. 10 are rated high severity, 19 medium, and 3 low.

Can I get alerts when Public.com changes their policies?

Yes. Monitor subscribers ($4.99/month) can add Public.com to their watchlist and receive same-day email alerts whenever any tracked document changes.