146 Total
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Summary
Generated by a model from the captured document; not read by a person

Public.com's Terms of Service set the rules for using its platform. Public.com can suspend or close your account at any time without explanation, and if you have a dispute with Public.com you must resolve it through individual arbitration — you cannot sue in court or join a class action. All fees you pay are non-refundable, and Public.com's liability to you for any harm is capped at what you paid in the past year or $100, whichever is more.

Analysis

Public.com's Terms of Service establish the conditions under which users may access its platform, including a binding individual arbitration requirement with class-action and jury-trial waivers, a liability cap limiting total recovery to the greater of amounts paid in the prior 12 months or $100, and a full disclaimer of all express and implied warranties. Public.com retains sole discretion to terminate or suspend accounts at any time for any or no reason, with or without notice, and to remove, block, or delete any User Content without justification. Fees are non-refundable and denominated in U.S. Dollars, content deemed misleading or manipulative with respect to securities may result in account action or referral to enforcement authorities, and Public.com may amend its Terms on 7 days' notice on a going-forward basis.

What this means for you

As a user of Public.com, you give up the right to a jury trial and class-action participation by accepting these Terms; any dispute must be resolved through binding individual arbitration. Public.com can change the Terms with 7 days' notice, suspend or close your account at any time without reason, and remove any of your content without explanation. Fees you pay are non-refundable, and nothing on the platform constitutes investment, legal, tax, or insurance advice — a point you are required to acknowledge. If you post content that Public.com deems misleading, an attempt to move a stock price, or a falsehood about a security, your account may be restricted or closed and the matter may be referred to external enforcement authorities.

Institutional Analysis
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Which mapped governance frameworks each document engages, tied to the specific provisions that engage them.

1 important change detected

4 versions captured · Latest change detected by ConductAtlas: October 2026

What changed Public.com updated its Terms of Service dated October 7, 2026, reflecting a change in the company's registered address from 6 Harrison Street, New York, NY to 228 Park Ave S, Suite 97716, New York, NY 10003. This address change affects multiple sections: the copyright notification contact address, the arbitration opt-out mailing address, the general notice address, and the company's service location. Additionally, a liability disclaimer regarding securities references within user-generated content was relocated within the document structure.
Why this matters The updated Terms of Service reflect Public.com's change of registered address. If you wish to opt out of the mandatory arbitration provision, you must send your opt-out notice to the new address: 228 Park Ave S, Suite 97716, New York, NY 10003, within 30 days of agreeing to the terms. The arbitration opt-out window and procedure remain unchanged; only the mailing address has been updated.
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Clauses withheld

We withheld clauses we had published from this document. Each withholding is recorded in our correction log:

Featured provisions
Generated by a model from the captured document; not read by a person

Complete Provision Index

Every distinct legal provision identified in this document. Featured provisions appear above with analysis.

146 provisions
12 featured
21 clause types
Acceptable Use Restrictions 29
Show all 29 acceptable use restrictions provisions
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Archival ProvenanceSource & Archival Record
This version captured October 8, 2026 00:11 UTC
Last successful capture October 14, 2026 00:11 UTC
Date stated by the document October 7, 2026 (as printed in this version)
Capture Method Automated scheduled archival capture
Document ID CA-D-000058
Version ID CA-V-007393
SHA-256 (extracted text, extractor v5) 215ceb1086e6579816a095651faf79cd4069ab809990dedf48a5c37c000e19ba
Archived bytes SHA-256 (anchor) ed4967b5002ae21ed643f2d67c5168c0faa7dab542f277b1a037b89c01fd2e25
✓ Snapshot stored ✓ Archived bytes anchored (verified Oct. 8, 2026)

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