Public.com Terms of Service

Public.com's Terms govern your use of its platform: you give up the right to sue in court or join a class action and must resolve any disputes through individual arbitration. Public.com can suspend or close your account at any time without giving a reason, and all fees you pay are non-refundable. The Terms can change with just 7 days' notice.

Public.com's Terms of Service establish the conditions under which users access its Services, including a binding arbitration requirement with class-action and jury-trial waivers, a liability cap limited to the greater of amounts paid in the prior 12 months or $100, and a full disclaimer of all express and implied warranties. Public.com retains sole discretion to terminate or suspend user accounts at any time for any or no reason, with or without notice, and to remove any User Content without justification. Fees are denominated in U.S. Dollars and are non-refundable. The Terms may be modified on a going-forward basis upon 7 days' notice, and users are required to acknowledge that no content on the Services constitutes professional investment, legal, tax, or insurance advice.

As a user of Public.com, your financial recovery for any claim against the platform is capped at the greater of what you paid in the past 12 months or $100, and you cannot recover indirect, consequential, or punitive damages such as lost profits. You have no contractual right to a refund of any fees. You must resolve disputes through binding individual arbitration and cannot participate in class actions or jury trials. Public.com may suspend or close your account at any time without notice or explanation and may remove any content you post without providing a reason. If Public.com deems your content misleading or an attempt to influence a security's price, it may restrict your account or refer the matter to enforcement authorities. You can review any Terms changes during the 7-day notice period before they take effect.