Wealthfront · Wealthfront Terms of Service · View original document ↗

$100 Liability Cap

High severity Rare · 1 of 325 platforms
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Document Record

What it is

No matter what goes wrong — including investment losses or platform errors — Wealthfront's total financial responsibility to you is limited to a maximum of $100.

This analysis describes what Wealthfront's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The liability limitation defines the maximum financial exposure Wealthfront assumes under the agreement, which affects the scope of potential remedies available through dispute resolution or legal proceedings for any losses or damages claimed by the user.

Consumer impact (what this means for users)

This provision significantly limits your legal recourse if Wealthfront's platform, advice, or technology causes you financial harm, making it very difficult to be compensated for significant losses.

How other platforms handle this

Duolingo Medium

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, DUOLINGO SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESUL...

Perplexity AI Medium

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL PERPLEXITY, ITS AFFILIATES, LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS O...

Craigslist Medium

To the full extent permitted by law, craigslist, Inc., and its officers, directors, employees, agents, licensors, affiliates, and successors in interest ("CL Entities") (1) make no promises, warranties, or representations as to CL, including its completeness, accuracy, availability, timeliness, prop...

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▸ View Original Clause Language DOCUMENT RECORD
"
THE FOREGOING LIMITATION OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION AND IN NO EVENT SHALL WEALTHFRONT'S CUMULATIVE LIABILITY TO YOU EXCEED U.S. $100.

— Excerpt from Wealthfront's Wealthfront Terms of Service

ConductAtlas Analysis

Institutional analysis (Compliance & governance intelligence)

The $100 cumulative liability cap is broadly drafted and may face enforceability challenges under California consumer protection law or federal securities regulations governing investment advisers' fiduciary duties. Legal teams should assess whether this cap is enforceable in the context of SEC-registered adviser obligations.

Full compliance analysis

Regulatory citations, enforcement risk, and due diligence action items.

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Applicable agencies

  • SEC
    As an SEC-registered investment adviser, Wealthfront's liability limitations may implicate fiduciary duty standards under the Investment Advisers Act of 1940.
    File a complaint →
  • CFPB
    The CFPB has jurisdiction over unfair, deceptive, or abusive acts or practices in consumer financial services, which may encompass overly restrictive liability caps.
    File a complaint →

Applicable regulations

FTC Act Section 5
United States Federal

Provision details

Document information
Document
Wealthfront Terms of Service
Entity
Wealthfront
Document last updated
May 5, 2026
Tracking information
First tracked
March 20, 2026
Last verified
March 20, 2026
Record ID
CA-P-001742
Document ID
CA-D-00366
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
3d3440e39c4685a94608918bd101e94b769d5193d89839176489668028b0a943
Analysis generated
March 20, 2026 03:48 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Wealthfront
Document: Wealthfront Terms of Service
Record ID: CA-P-001742
Captured: 2026-03-20 03:48:28 UTC
SHA-256: 3d3440e39c4685a9…
URL: https://conductatlas.com/platform/wealthfront/wealthfront-terms-of-service/100-liability-cap/
Accessed: May 20, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Frequently Asked Questions

What does Wealthfront's $100 Liability Cap clause do?

The liability limitation defines the maximum financial exposure Wealthfront assumes under the agreement, which affects the scope of potential remedies available through dispute resolution or legal proceedings for any losses or damages claimed by the user.

How does this clause affect you?

This provision significantly limits your legal recourse if Wealthfront's platform, advice, or technology causes you financial harm, making it very difficult to be compensated for significant losses.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 1 platforms. See the full comparison.

Is ConductAtlas affiliated with Wealthfront?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Wealthfront.