105 Total
57 High severity
42 Medium severity
6 Low severity

Key Facts

Can users opt out of the arbitration and class action waiver provisions?
Stability AI allows users to opt out of the arbitration and class action waiver provisions by sending written notice within 30 days of account creation or within 30 days of any updates to those provisions.
Is the cap the greater of $100 or the amount the user paid?
Stability AI caps its total aggregate liability at the greater of $100 or the amount the user paid for accessing the services in the six months before the damages first arose.
Are all payments refundable?
Stability AI makes all payments non-refundable, except where required by law.
When are payments non-refundable?
Stability AI makes all payments non-refundable, except where required by law.
How must disputes be brought?
Stability AI requires that disputes be brought on an individual basis only, prohibiting class actions, class arbitrations, and representative actions.
Are class actions or representative actions prohibited?
Stability AI requires that disputes be brought on an individual basis only, prohibiting class actions, class arbitrations, and representative actions.
What may an organization's administrator be able to do with a corporate domain account?
Stability AI discloses that an organization's administrator may be able to monitor and control a corporate domain account, including viewing the user's Inputs and Outputs.
Can an organization's administrator view the user's Inputs and Outputs?
Stability AI discloses that an organization's administrator may be able to monitor and control a corporate domain account, including viewing the user's Inputs and Outputs.
What may a user's Input be shared with?
Stability AI requires users to acknowledge that their Input, including any personal data within it, may be shared with third-party services to enable functionality.
Why may a user's Input be shared with third-party services?
Stability AI requires users to acknowledge that their Input, including any personal data within it, may be shared with third-party services to enable functionality.
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Summary

These terms govern how you can use Stability AI's services: Stability AI assigns you ownership of the content you generate, but limits what you can do with the services and what you can recover if something goes wrong. If you are in the US or Canada, you generally must resolve disputes through individual arbitration rather than in court, though you can opt out within 30 days of signing up. All payments are non-refundable except where the law requires otherwise, and Stability AI can suspend or terminate your access at any time without advance notice.

Analysis

The Stability AI Terms of Service establish the substantive rights, obligations, and limitations governing user access to Stability AI's services. Stability AI assigns users all right, title, and interest it holds in Outputs conditioned on Terms compliance, while retaining the ability to suspend or terminate access at any time without advance notice based on its belief of a breach. The document caps Stability AI's aggregate liability at the greater of $100 or six months of user payments, disclaims all warranties to the extent permissible by law, and renders all payments non-refundable except as required by law. Users in the US and Canada are subject to mandatory binding individual arbitration with a class action waiver, though a time-limited opt-out right exists within 30 days of account creation or applicable updates. Acceptable use restrictions prohibit using the services to develop competing products or to train AI or machine learning models, and users may not misrepresent AI-generated Outputs as human-generated.

What this means for you

As an individual user, you receive an assignment of Stability AI's rights in your Outputs only while you remain in compliance with the Terms, and any financial recovery from Stability AI is capped at $100 or what you paid in the prior six months, whichever is greater. Your payments are non-refundable except where law requires a refund, and Stability AI may cut off your access without advance notice. If you submit Inputs containing personal data, that data may be shared with third-party services to enable functionality. If you are in the US or Canada, you have 30 days from account creation — or 30 days from any update to the arbitration provisions — to send written notice opting out of mandatory arbitration and the class action waiver.

Institutional Analysis
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Which mapped governance frameworks each document engages, tied to the specific provisions that engage them.

5 important changes detected

6 versions captured · Last updated: September 2026

What changed Stability AI made minor punctuation and formatting adjustments to their Terms of Service detected on September 2, 2026. Three sentences were modified to standardize punctuation around commas and periods following clause references. These changes do not alter the substance of the terms, the rights and obligations they establish, or the policies incorporated by reference.
Why this matters The updated Terms of Service contain minor punctuation corrections that do not change the substantive meaning of any provision, the policies incorporated by reference, or the rights and obligations described. The Acceptable Use Policy and Privacy Policy remain incorporated into the terms and govern use of Stability AI services under the same conditions as previously stated.
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What changed Stability AI revised its Terms of Service effective September 30, 2026, with material changes to age restrictions, content rights, use restrictions, and arbitration scope. Audio services now permit users as young as 13 (with parental consent for ages 13-17), while other services remain restricted to 18+. The company expanded its license to host, use, and process user content, and modified restrictions on competitive model development, data extraction, and watermark removal. The arbitration clause now applies only to US users, removing Canada from mandatory arbitration.
Why this matters The updated terms establish a lower age threshold for audio services (13+) but require parental consent and active supervision for users under 18. All other services remain restricted to users 18 and older. The company expanded its license to use and process submitted content for service provision and maintenance. The arbitration clause now applies only to US users; Canadian users are no longer subject to mandatory arbitration. Use restrictions were clarified to prohibit developing competitive AI models, selling or sublicensing the Services, and removing AI-generated content markings, with limited exceptions expressly approved in writing.
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April 19, 2026 low

Stability AI updated its Terms of Service on April 19, 2026 to replace references to 'Dream Studio' with 'Brand Studio' throughout the document. This appears to be a product rename …

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April 10, 2026 low

Stability AI renamed one of its services from 'Dream Studio' to 'Brand Studio' in its Terms of Service on April 10, 2026. The change updates all references to Dream Studio …

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March 19, 2026 low

Stability AI updated its Terms of Service on March 19, 2026 to replace references to 'Brand Studio' with 'Dream Studio' throughout three sentences. The change affects the scope of services …

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Featured, High severity

Complete Provision Index

Every distinct legal provision identified in this document. Featured provisions appear above with analysis.

105 provisions
12 featured
20 clause types
57 high severity
Export Controls & Sanctions 2 2 high
AI / Automated Decision-Making 1 1 high
Developer / API Restrictions 1 1 high
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Mapped Governance Frameworks

CCPA/CPRA
California, USA
View official text ↗
Connecticut Data Privacy Act Amendments
US-CT
View official text ↗
CAN-SPAM
United States Federal
View official text ↗
DMCA
United States Federal
View official text ↗
FTC Act Section 5
United States Federal
View official text ↗
GDPR
European Union
View official text ↗
Indiana Consumer Data Protection Act
US-IN
View official text ↗
Kentucky Consumer Data Protection Act
US-KY
View official text ↗
UK GDPR
United Kingdom
View official text ↗
Universal Opt-Out Mechanism Expansion 2026
US
View official text ↗
VPPA
United States Federal
View official text ↗
Archival ProvenanceSource & Archival Record
Last Captured September 2, 2026 00:48 UTC
Capture Method Automated scheduled archival capture
Document ID CA-D-000329
Version ID CA-V-006320
SHA-256 eca438560b74bc2e92ba391ca935f59917ab2ed5275f3093dcfc9da7e7e17dfe
✓ Snapshot stored ✓ Text extracted ✓ Change verified ✓ Hash verified

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