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This page describes what the document states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability may vary by jurisdiction. Methodology
This agreement sets out the rules for using Robinhood's investing, cryptocurrency, and spending account services. You make your own trading decisions — Robinhood Financial does not give investment advice or manage trades for you. All investments carry risk, and you could lose the money you put in.
The Robinhood Customer Agreement establishes the terms under which Robinhood Financial, Robinhood Crypto, LLC, and Robinhood Money, LLC each deliver their respective services to customers. Securities trading through Robinhood Financial is offered exclusively on a self-directed basis, with no advisory or discretionary trading services provided in this context. Cryptocurrency services are delivered through Robinhood Crypto, LLC as a distinct legal entity, and the Robinhood Money spending account is provided through Robinhood Money, LLC, a licensed money transmitter. The agreement places customers on notice that all investments carry risk, including the possible loss of capital.
As a user, you are responsible for all of your own investment decisions, since Robinhood Financial provides securities trading only on a self-directed basis. Your cryptocurrency activity is handled by a separate company, Robinhood Crypto, LLC, and your spending account is managed by Robinhood Money, LLC, a licensed money transmitter — meaning different entities are accountable for different parts of the platform. Robinhood has disclosed that all investments involve risk, including the possible loss of your capital, so you bear that financial risk directly.
Which mapped governance frameworks each document engages, tied to the specific provisions that engage them.
26 important changes detected
34 versions captured · Last updated: July 2026
The change detected on July 16, 2026 appears to involve a modification to a single sentence within Robinhood's Customer Agreement, but the actual content of that modification cannot be determined …
View change record →The change detected on July 15, 2026 involves modification of a single sentence within Robinhood's Customer Agreement. However, the provided diff context shows only a truncated disclosure library listing with …
View change record →The change detected on July 14, 2026 modifies a sentence in Robinhood's Customer Agreement, but the specific operational difference cannot be determined from the available diff context, which shows only …
View change record →The change detected in Robinhood's Customer Agreement on July 11, 2026 appears to involve an update to the Disclosure Library, a repository of linked policy documents and disclosures. Based on …
View change record →The diff provided contains only a disclosure library index with document titles and timestamps. No substantive changes to the Robinhood Customer Agreement terms or conditions are visible in the captured …
View change record →The detected change involves a modification to one sentence within Robinhood's disclosure library listing. The diff context shows truncated document excerpts with identical content before and after the update, making …
View change record →Robinhood updated its disclosure library and product navigation on July 3, 2026. Two timestamps were modified: the Cortex Assistant Disclosure was updated from May 11, 2026 to July 2, 2026, …
View change record →Robinhood updated its Disclosure Library on July 2, 2026, reorganizing how privacy and product documents are presented. The California Consumer Privacy Act (CCPA) Metrics Report was moved within the library …
View change record →Robinhood added a new disclosure document to its Disclosure Library on June 26, 2026: Robinhood Non-Custodial Privacy Notice (Crypto Lending), dated June 25, 2026, 12:41 PM. This document joins the …
View change record →Robinhood updated a timestamp in its Disclosure Library on June 25, 2026. The High-Yield Cash Program Agreement timestamp changed from Jun 8, 2026, 06:36 PM to Jun 24, 2026, 03:10 …
View change record →Robinhood added a new disclosure document titled 'Robinhood GLBA Financial Privacy Notice' dated June 16, 2026, to its Disclosure Library within the Customer Agreement. This document addresses privacy obligations under …
View change record →Robinhood updated a timestamp in its Disclosure Library on June 16, 2026. The RAM Advisory Agreement document timestamp changed from 'Feb 19, 2026, 10:45 AM' to 'Jun 15, 2026, 10:45 …
View change record →Robinhood updated its Robinhood Customer Agreement on June 10, 2026. The change added 'IPO Access' to the list of investment offerings displayed on the platform's navigation menu. This is a …
View change record →Robinhood updated timestamps for two disclosure documents in its Disclosure Library on June 9, 2026. The High-Yield Cash Program Agreement timestamp changed from January 21, 2026 to June 8, 2026, …
View change record →Robinhood updated a single timestamp in its Disclosure Library on June 5, 2026. The RHS Customer Margin Account Agreement timestamp changed from 'Sep 10, 2025, 08:30 AM' to 'Jun 5, …
View change record →Robinhood updated its Customer Agreement on June 4, 2026 with two minor changes: the timestamp for 'Robinhood Product Features Disclosures' was updated from October 27, 2025 to June 3, 2026, …
View change record →Robinhood updated a single timestamp in its Disclosure Library on June 2, 2026. The 'Event Contracts Risk Disclosure' document timestamp changed from September 12, 2025 to June 1, 2026. This …
View change record →Robinhood updated timestamps on three documents within its Disclosure Library on May 30, 2026: the Cortex Assistant Disclosure (changed to May 11, 2026, 05:45 PM), the RHD Fee Schedule (changed …
View change record →Robinhood updated its Disclosure Library on May 29, 2026, modifying one sentence within the Customer Agreement. The specific change to the document language is not detailed in the provided diff …
View change record →Robinhood updated its Customer Agreement on May 28, 2026 by modifying two sentences in the Disclosure Library section. The updated terms reorganized product navigation categories, moving 'Strategies' from under 'What …
View change record →Robinhood updated its Disclosure Library on May 22, 2026 by adding specific timestamps and dates to each disclosure document in their library. The library previously listed documents without publication or …
View change record →Robinhood added two new disclosure documents to its Disclosure Library on May 19, 2026: RHSG Risk Disclosures Summary and RHSG Risk Warning Statement. These documents now appear in the library …
View change record →Robinhood added a new disclosure document to its disclosure library on May 14, 2026: the Robinhood Platinum Card Cardholder Agreement. This is a product-related disclosure addition to the existing Customer …
View change record →Robinhood's disclosure library was reorganized on May 6, 2026. Two items were removed from the disclosure index: 'Auto Send Acknowledgement Agreement' and 'Robinhood Money Fee Schedule' appear to have been …
View change record →Every distinct legal provision identified in this document. Featured provisions appear above with analysis.
Robinhood has updated this document before. Monitor includes same-day alerts, structured change summaries, and monitoring for up to 20 platforms.
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Cross-platform context
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Compare across platforms →Buried in Robinhood's customer agreement is broad authority to close your positions, suspend your account, and force arbitration. Here is w…
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