9 Total
3 High severity
6 Medium severity
0 Low severity
Summary

This document establishes the terms governing use of MetaMask's wallet platform, including token swap, crypto purchase, staking, and related financial services. The agreement specifies that MetaMask operates as a non-custodial service, meaning Consensys does not hold user funds or private keys, and establishes that users retain sole responsibility for securing their Secret Recovery Phrase and managing transaction risk. The terms include a mandatory arbitration clause and class action waiver applicable to disputes, with a 30-day opt-out period following initial acceptance.

Technical / Legal Breakdown

This document constitutes the Terms of Service governing use of MetaMask, a non-custodial cryptocurrency wallet and associated services developed by Consensys Software Inc., establishing a contractual relationship under which users retain sole custody of their private keys and bear full responsibility for all transactions executed through the wallet. The agreement states that MetaMask charges fees for certain services including token swaps and crypto purchases, reserves the right to modify or discontinue services at any time without prior notice, and prohibits use by persons in certain jurisdictions including the United States for specific features such as derivatives trading. The terms include a broad limitation of liability capping Consensys's financial exposure to amounts paid by the user in the preceding twelve months, a class action waiver, and a mandatory arbitration clause covering most disputes, which collectively restrict users' ability to seek collective legal relief or jury trials; applicable consumer protection law in certain jurisdictions may limit the enforceability of these provisions. The agreement engages with U.S. financial services regulatory frameworks given MetaMask's crypto transaction facilitation functions, with potential relevance to FTC consumer protection authority and, depending on feature-specific characterization of tokens traded, SEC jurisdiction; EU and UK users face additional regulatory overlay under MiCA and FCA frameworks, and the terms' geographic restrictions and feature-by-feature carve-outs create materially different compliance postures across jurisdictions.

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High — 3 provisions
Medium — 6 provisions

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Mapped Governance Frameworks

CFAA
United States Federal
View official text ↗
EFTA / Reg E
United States Federal
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FAA
United States Federal
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FTC Act Section 5
United States Federal
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Archival ProvenanceSource & Archival Record
Last Captured April 1, 2026 06:07 UTC
Capture Method Automated scheduled archival capture
Document ID CA-D-000279
Version ID CA-V-001731
SHA-256 d7d3917c846bf001d59b3f95519b1ac121b171b2934a1e0916fdb15505af20d9
✓ Snapshot stored ✓ Text extracted ✓ Change verified ✓ Hash verified

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