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This page describes what the document states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability may vary by jurisdiction. Methodology
This document establishes the terms governing use of MetaMask's wallet platform, including token swap, crypto purchase, staking, and related financial services. The agreement specifies that MetaMask operates as a non-custodial service, meaning Consensys does not hold user funds or private keys, and establishes that users retain sole responsibility for securing their Secret Recovery Phrase and managing transaction risk. The terms include a mandatory arbitration clause and class action waiver applicable to disputes, with a 30-day opt-out period following initial acceptance.
This document constitutes the Terms of Service governing use of MetaMask, a non-custodial cryptocurrency wallet and associated services developed by Consensys Software Inc., establishing a contractual relationship under which users retain sole custody of their private keys and bear full responsibility for all transactions executed through the wallet. The agreement states that MetaMask charges fees for certain services including token swaps and crypto purchases, reserves the right to modify or discontinue services at any time without prior notice, and prohibits use by persons in certain jurisdictions including the United States for specific features such as derivatives trading. The terms include a broad limitation of liability capping Consensys's financial exposure to amounts paid by the user in the preceding twelve months, a class action waiver, and a mandatory arbitration clause covering most disputes, which collectively restrict users' ability to seek collective legal relief or jury trials; applicable consumer protection law in certain jurisdictions may limit the enforceability of these provisions. The agreement engages with U.S. financial services regulatory frameworks given MetaMask's crypto transaction facilitation functions, with potential relevance to FTC consumer protection authority and, depending on feature-specific characterization of tokens traded, SEC jurisdiction; EU and UK users face additional regulatory overlay under MiCA and FCA frameworks, and the terms' geographic restrictions and feature-by-feature carve-outs create materially different compliance postures across jurisdictions.
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Start Compliance free trial1 important change detected
3 versions captured · Last updated: July 2026
This new provision formalizes MetaMask's revenue model from swaps and discloses fee structures, indicating expanded services beyond wallet functionality.
This provision adds specific feature restrictions and shifts compliance responsibility to users, particularly regarding derivatives trading unavailability in the US.
This broad indemnification clause requires users to cover Consensys's legal costs and liabilities, significantly expanding user financial exposure.
This provision grants Consensys unilateral termination rights with no liability and no stated reason requirement, creating risk of arbitrary access loss.
Removal of explicit comprehensive warranty disclaimer may indicate regulatory concerns or changes in legal strategy regarding service guarantees.
Removal of specific restricted jurisdictions and sanctions language may indicate broadened service availability or reliance on geographic restrictions provision instead.
Removal of this disclaimer may indicate tighter integration with third-party services or updated disclaimers elsewhere, but creates ambiguity on third-party liability.
Removal may indicate reduced user-generated content features or integration, or relocation of this clause to other terms or privacy policies.
Removal of explicit age restriction may indicate relocation to separate terms or reduced emphasis on age gating, but does not necessarily eliminate the requirement.
Company name changed from MetaMask to Consensys, language simplified from formal notice format to clearer arbitration agreement structure, and explicit carve-out added for intellectual property violations.
Company name changed to Consensys, liability cap formula changed from flat $100 to the greater of amounts paid in preceding 12 months or $100, and added service providers to named parties, making the cap potentially higher depending on user payments.
Provision reframed to emphasize non-custodial nature upfront, added explicit warning against sharing SRP/private keys, changed 'cannot' to 'not able to', and softened permanence claim from 'will permanently lose' to 'may lose... permanently'.
Scope significantly expanded from modifying terms to also suspending or discontinuing services, added 'without notice and without liability' language, and company name changed to Consensys, giving broader unilateral power to Consensys.
Expanded scope to explicitly cover non-contractual disputes and claims, removed reference to federal laws, and changed from 'without regard to' to 'without giving effect to' language for conflict of law provisions.
1 provision unchanged.
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