Figma limits its total financial liability to you to either $20 or the amount you paid Figma in the past 12 months, whichever is greater. Figma is not liable for lost profits, lost data, or other indirect losses.
This analysis describes what Figma's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Even if Figma causes significant harm — such as loss of your data or business disruption — the agreement caps what you can recover financially, which may be far less than your actual losses. For free-tier users, the cap may be as low as $20.
Interpretive note: Enforceability of the liability cap against individual consumers may vary by jurisdiction; EU, UK, and some US state consumer protection laws may limit the applicability of such caps.
The removal of the Subprocessors list link makes it less convenient for users, particularly enterprise and EU-based customers who rely on this information for data protection compliance, to verify which third parties Figma engages to process their data. While the subprocessor information may still exist on Figma's website, removing the direct link from the Terms of Service reduces accessibility and transparency. Enterprise customers and those subject to GDPR may need to contact Figma directly to access current subprocessor information.
View change record →Previous version had no excerpt provided; current version now includes detailed text limiting liability to indirect/consequential damages and capping total liability.
View full change record →If Figma loses your data or causes business disruption, the most you can typically recover under these terms is $20 or your last 12 months of payments to Figma. This cap may be significantly lower than actual losses for professional or enterprise users, though applicable law in some jurisdictions may limit the enforceability of such caps against consumers.
How other platforms handle this
To the maximum extent permitted by applicable law, Kit shall not be liable for any indirect, incidental, special, consequential or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting ...
To the maximum extent permitted by applicable law, Pinterest shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, res...
You will remain responsible for any amounts you fail to pay in connection with your subscription, including collection costs, bank overdraft fees, collection agency fees, reasonable attorneys' fees, and arbitration or court costs.
Monitoring
Figma has changed this document before.
Receive same-day alerts, structured change summaries, and monitoring for up to 25 platforms.
"IN NO EVENT WILL FIGMA, ITS AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, SUPPLIERS OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR ACCESS TO OR USE OF (OR INABILITY TO ACCESS OR USE) THE SERVICES. IN NO EVENT WILL FIGMA'S TOTAL LIABILITY TO YOU FOR ALL CLAIMS RELATING TO THE SERVICES EXCEED THE GREATER OF TWENTY DOLLARS ($20) OR THE AMOUNTS PAID BY YOU TO FIGMA IN THE PAST TWELVE MONTHS.— Excerpt from Figma's Figma Terms of Service
(1) REGULATORY LANDSCAPE: Liability limitation clauses in consumer contracts may be subject to scrutiny under EU Directive 93/13/EEC on unfair contract terms and equivalent UK regulations, which may render them unenforceable against individual consumers where they create a significant imbalance. US state consumer protection laws in California and other states may also interact with enforceability. The FTC Act applies where limitations are unfair or deceptive. (2) GOVERNANCE EXPOSURE: High for enterprise users. The $20 or 12-month payment cap is extremely low relative to the potential value of content and business operations dependent on the platform. Enterprise customers with significant data assets or operational dependencies on Figma should assess whether this cap is acceptable and seek supplemental contractual protections. (3) JURISDICTION FLAGS: EU/EEA and UK consumer users may have statutory rights that cannot be waived by contract, potentially limiting the enforceability of this liability cap. Consumer protection statutes in Australia, Canada, and other jurisdictions may similarly interact. Enterprise users in highly regulated industries should treat this as a material risk factor. (4) CONTRACT AND VENDOR IMPLICATIONS: This clause represents a significant liability shift to the customer. Enterprise procurement teams should negotiate enhanced liability caps or indemnification provisions in supplemental agreements. Cyber insurance and business continuity planning should account for the practical unenforceability of claims beyond this cap. (5) COMPLIANCE CONSIDERATIONS: Legal teams should assess whether the liability cap is compatible with obligations to clients or third parties who may be affected by Figma service failures. Risk management frameworks should document this exposure and assess mitigation options including enhanced backup, export, and continuity procedures.
Full compliance analysis
Regulatory citations, enforcement risk, and due diligence action items.
Free: track 1 platform + weekly digest. Monitor: 25 platforms + same-day alerts. No credit card required.
Compliance Governance Intelligence
Need to monitor specific governance provisions?
Compliance includes provision-level monitoring, governance timelines, regulatory mapping, and audit-ready analysis.
Built from archived source documents, structured governance mappings, and historical version tracking.
Even if Figma causes significant harm — such as loss of your data or business disruption — the agreement caps what you can recover financially, which may be far less than your actual losses. For free-tier users, the cap may be as low as $20.
If Figma loses your data or causes business disruption, the most you can typically recover under these terms is $20 or your last 12 months of payments to Figma. This cap may be significantly lower than actual losses for professional or enterprise users, though applicable law in some jurisdictions may limit the enforceability of such caps against consumers.
ConductAtlas has identified this type of provision across 264 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Figma.