Robinhood · Robinhood Customer Agreement · View original document ↗

SIPC Coverage Limitation Disclosure

Medium severity Unique · 0 of 343 platforms
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Recent governance activity Robinhood recorded 13 documented changes in the last 30 days.
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This analysis describes what Robinhood's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The disclosure establishes the extent to which customer assets are protected against broker insolvency under federal SIPC requirements. This clarifies the regulatory framework governing account protection and informs customers of coverage boundaries that apply to their holdings.

Clause Stability Stable

0
Changes
3
Months Monitored
Apr 3, 2026
First Seen
Apr 3, 2026
Last Seen
This clause type exists across 912 other provisions on other platforms.

Consumer impact (what this means for users)

The provision informs users of the specific dollar amounts and asset types covered by SIPC protection, establishing that certain account balances and securities receive protection up to defined limits while other assets or excess amounts may fall outside SIPC coverage. Users operate under the understanding that protection is not unlimited and varies by account type and asset category.

How other platforms handle this

ConvertKit Medium

To the maximum extent permitted by applicable law, Kit shall not be liable for any indirect, incidental, special, consequential or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting ...

Pinterest Medium

To the maximum extent permitted by applicable law, Pinterest shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, res...

Hulu Medium

You will remain responsible for any amounts you fail to pay in connection with your subscription, including collection costs, bank overdraft fees, collection agency fees, reasonable attorneys' fees, and arbitration or court costs.

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Monitoring

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Applicable regulations

FTC Act Section 5
United States Federal

Provision details

Document information
Document
Robinhood Customer Agreement
Entity
Robinhood
Document last updated
May 5, 2026
Tracking information
First tracked
March 6, 2026
Last verified
May 12, 2026
Record ID
CA-P-000436
Document ID
CA-D-00050
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
42fdece1ce06bb1213691f7474d4463025e28fcf4db4d7ada943d32d7009952a
Analysis generated
March 6, 2026 20:25 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Robinhood
Document: Robinhood Customer Agreement
Record ID: CA-P-000436
Captured: 2026-03-06 20:25:05 UTC
SHA-256: 42fdece1ce06bb12…
URL: https://conductatlas.com/platform/robinhood/robinhood-customer-agreement/sipc-coverage-limitation-disclosure/
Accessed: June 10, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Robinhood's SIPC Coverage Limitation Disclosure clause do?

The disclosure establishes the extent to which customer assets are protected against broker insolvency under federal SIPC requirements. This clarifies the regulatory framework governing account protection and informs customers of coverage boundaries that apply to their holdings.

How does this clause affect you?

The provision informs users of the specific dollar amounts and asset types covered by SIPC protection, establishing that certain account balances and securities receive protection up to defined limits while other assets or excess amounts may fall outside SIPC coverage. Users operate under the understanding that protection is not unlimited and varies by account type and asset category.

Is ConductAtlas affiliated with Robinhood?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Robinhood.