Wealthfront Terms of Service

Wealthfront's Terms of Service set out the rules for using the platform: you must be at least 18 years old, located in the United States, and use the service only for personal purposes—not for business. If something goes wrong, Wealthfront's total financial responsibility to you is capped at $100, and the service does not provide legal, tax, or financial planning advice. Linking a third-party account means you are consenting to Wealthfront processing that account's information, and linking to a shared view means certain personal details can be shared with your co-owner.

Wealthfront's Terms of Service establish the conditions under which users may access and use the platform, restricting use to personal, non-commercial purposes by individuals 18 and older within the United States. The document characterizes the service as educational in nature and expressly disclaims all warranties—express, implied, and statutory—while capping Wealthfront's total cumulative liability to any user at U.S. $100. Users who link third-party accounts or direct retrieval of Account Information thereby consent to processing of that data by Wealthfront and its service providers, and users who link accounts to shared views authorize disclosure of certain personal information to co-owners. The Terms further prohibit scraping or copying by any means, condition API access on Partner Program eligibility and a signed partnership agreement, and automatically vest Wealthfront with all intellectual property rights in any unsolicited ideas submitted by users.

Users of Wealthfront are bound by a $100 ceiling on all claims against Wealthfront regardless of the nature or extent of any harm, and they have no warranty-based recourse for the quality or accuracy of the website, content, or user information. Linking a third-party account or directing Wealthfront to retrieve Account Information constitutes consent to processing of that data by Wealthfront and its service providers, and linking an account to a shared view authorizes Wealthfront to share certain personal information—including the user's name and linked financial institution's name—with the co-owner. Any unsolicited idea submitted to Wealthfront or its employees by any medium results in the automatic forfeiture of all intellectual property rights in that idea. Users who do not wish to trigger data processing consent through account linking should refrain from linking third-party accounts.