A cryptocurrency exchange platform that allows users to buy, sell, and store digital currencies like Bitcoin and Ethereum. The platform serves as a financial intermediary handling sensitive personal and financial data while facilitating monetary transactions. Policy changes significantly impact user privacy rights, transaction fees, and the legal terms governing access to cryptocurrency holdings and trading services.
Higher = more protective of you, the user/customer — a deliberately user-protective lens, not a universal “good vs bad” score. Computed algorithmically from Coinbase’s cited governance stances; no dimension we haven’t confidently read is ever counted against the score. Free, reproducible, and never purchasable.
The mutual waiver eliminates users' ability to pool claims with others, which can make pursuing small or complex claims economically impractical.
Without FDIC or SIPC coverage, users bear the full risk of loss of their Digital Assets without the safety net that applies to traditional bank deposits or brokerage accounts.
The obligation spans every jurisdiction of operation or use and covers a broad set of regulatory regimes, making the compliance burden extensive and ongoing.
The waiver eliminates users' constitutional right to have a jury decide disputes that proceed in court, limiting adjudication to a judge alone.
The exclusion covers a wide range of harms that are commonly associated with platform failures, security incidents, or service disruptions, leaving users without recourse for these categories of loss.
This agreement sets the rules for using Coinbase's services and gives Coinbase wide authority to suspend or close your account at any time, for any reason, without notice. Almost all …
This document explains what personal information Coinbase collects about you—including sensitive items like biometric data, government IDs, and social security numbers—how Coinbase uses and shares that information, and how long …
This document lays out exactly what Coinbase charges when you trade, stake, send cryptocurrency, or convert USDC — including fees, spreads, and staking commissions that can take up to 35% …
Coinbase expanded the circumstances under which it can liquidate user assets to cover losses. Previously, the agreement authorized liquidation only if you failed to pay for securities purchased or failed …
View change record →Coinbase updated its terms to define and authorize 'Coinbase Supported Migrations,' a process by which Coinbase can automatically transfer your digital assets to a newer version when the underlying protocol …
View change record →Coinbase previously disclosed a specific 1% fee for instant unstaking. The updated fee schedule removes the stated percentage and instead discloses the current fee at the time you request to …
View change record →Coinbase added a new Direct Deposit feature to its User Agreement, effective March 9, 2026. The feature allows eligible users to deposit paychecks and government benefits directly into their Coinbase …
View change record →Get the weekly coverage letter
Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.
Coinbase's User Agreement includes a mandatory arbitration clause that most users may not have reviewed. Here is what the clause states and…
ConductAtlas tracks 3 Coinbase documents including terms of service, privacy policy, and other governance documents. Every document is captured daily with cryptographic verification.
Coinbase has made 8 policy changes in the past 12 months across the documents ConductAtlas tracks, including 1 classified as high severity.
ConductAtlas has classified 61 provisions across Coinbase's tracked documents.
Yes. Monitor subscribers ($4.99/month) can add Coinbase to their watchlist and receive an email alert after the daily check that finds a change to a tracked document. We check daily where we can, and show you where we can't.