Found in 67 of 170 platforms tracked (39% adoption) · 77 provisions
This dual-ToS structure means your rights and obligations are governed by two separate legal frameworks simultaneously, potentially expanding the scope of data use and corporate rights over your info…
The entity you are contracting with determines what insurance protections, regulatory oversight, and legal rights you have, and most consumers are unaware that switching between stocks and crypto mea…
The choice of governing law affects which consumer protection laws apply to your dispute — consumers in states with stronger protections may find Delaware law less favorable to their claims.
If you need to take legal action against Apple outside of arbitration, you would have to do so in California courts under California law, which creates a significant practical barrier for consumers i…
Being subject to another state's laws or required to litigate in a distant forum can make it more difficult and expensive for you to pursue legal claims against the bank.
Depending on where you live, you may be required to resolve disputes in a particular jurisdiction or through a specific process, which could make it harder to seek legal remedies locally.
If you need to pursue legal action against Chegg outside of arbitration, you may need to do so in California courts, which could be prohibitively expensive or inconvenient for users in other states o…
The choice of governing law may limit consumer protections available to you under your own state's laws, as your dispute will be interpreted under a different state's legal standards.
If you live outside California, you may need to travel or engage California-licensed legal counsel to pursue any court-based dispute with Eventbrite, creating a practical barrier to legal action.
If you have a dispute with Figma that is not subject to arbitration, you must litigate it in California, which is impractical and expensive for most users who live elsewhere.
If you have a dispute with Fiverr that isn't resolved by arbitration, you may need to pursue it under foreign law or in a distant court, which is costly and impractical for most users.
If your account address is outdated or incorrect, you may be subject to the wrong agreement version, potentially affecting your legal rights and protections.
Users outside the U.S. are governed by entirely separate agreements that may provide different rights, particularly under GDPR for EU/UK residents.
Your legal rights, dispute resolution options, and consumer protections may differ materially depending on which state agreement applies to you.
If you need to sue GitHub or respond to a lawsuit, you may be required to do so in California courts, which could be costly and impractical for users outside that region.
Being required to bring legal claims in California or Ireland creates a significant practical barrier for most individual users, effectively discouraging legal action against Google by making litigat…
Non-California businesses and international developers are required to litigate in Santa Clara County, California, creating significant practical and financial barriers to pursuing legal claims again…
Non-US users, including those in the EU and UK, may face practical and legal barriers to enforcing their rights under their home country laws if Grindr designates US jurisdiction.
This means users outside California who want to take Headspace to court — if the arbitration clause is unenforceable — may need to litigate in California, which can be costly and impractical for user…
Knowing that WebBank is the actual lender means that in a dispute about a loan, WebBank may be the party you need to contact — not just Klarna.
If you have a legal dispute with Ledger about your purchase — for example, a refund refused or a defective product — you may be required to pursue it under French law in French courts, which could be…
Your legal protections and the laws that govern your relationship with LinkedIn differ significantly depending on where you live — EU users receive stronger protections under GDPR, while US users hav…
If you live outside California and have a dispute with Lyft, you would need to engage California law and potentially travel to San Francisco to litigate, which is burdensome for most users.
Users in different countries may have materially different rights, including different dispute resolution mechanisms, data rights, and cancellation terms, even though they are using the same streamin…
If you do not navigate to and read your specific regional terms, you are agreeing to rules you have never seen, which could include mandatory arbitration, class action waivers, or data sharing provis…
For non-US developers, this clause means that any legal dispute with Meta requires navigating US courts in California — a significant practical and financial barrier that strongly favors Meta in any …
This clause is notable for its consumer-friendly jurisdictional approach for non-US users, but US users may face a different dispute resolution framework that could include arbitration clauses in sup…
Being forced to litigate under New York law and in New York courts creates a practical and financial barrier to seeking legal recourse for consumers located outside New York.
This means that if you have a dispute with Microsoft, it will generally be decided under Washington State law, which may give you different rights than the laws of your own state or country.
This means your dispute will be evaluated under Washington State law rather than the consumer protection laws of your home state or country, which may offer stronger protections.
Choosing Singapore law means the interpretation of your agreement is done under Singaporean legal standards, which may differ significantly from the consumer protections available in your home countr…
If you live outside New York and need to pursue a legal claim against Noom, you may need to do so under New York law and potentially in New York courts, which can be costly and inconvenient.
If you are a US consumer outside California, this clause requires you to litigate in California, which may be geographically and financially prohibitive, effectively limiting your ability to pursue l…
Non-US users who are not covered by the arbitration clause may still be required to litigate in California courts under California law, which creates a significant practical barrier to seeking legal …
If you live outside California and have a dispute with Patreon that proceeds to court, you may be required to litigate in California, which can be expensive and logistically burdensome.
Users outside California must travel to or hire attorneys in Santa Clara County, California to pursue legal action against PayPal in court, making litigation prohibitively expensive for most consumer…
If you live outside New York and have a dispute that proceeds to court, you would need to bring your claim in New York, which is costly and impractical for most consumers.
If you need to take legal action against Peloton outside of arbitration, you may need to do so in New York regardless of where you live, which adds cost and inconvenience.
If you ever do get to take a dispute to court, you may need to litigate in California (for non-EEA users) or Ireland (for EEA users), which could be costly and impractical for most users.
If you live outside California and have a dispute that is not subject to arbitration, you would need to litigate in California courts, which is expensive and impractical for most consumers.
Even if you live in California or another state with strong consumer protection laws, those local protections may not apply to your dispute with Public because the agreement specifies a different sta…
If you live outside California and have a dispute with Reddit that is not subject to arbitration, you may be required to litigate in California courts, which is practically inaccessible and prohibiti…
The governing law and dispute resolution provisions can affect your ability to pursue claims against Revolut and the forum in which you can do so.
Users in these regions may have additional rights or different terms compared to the standard agreement, and they should review the applicable appendix to understand their specific rights.
For businesses in regulated sectors such as healthcare, financial services, or government, Salesforce's compliance posture directly affects whether they can legally use Salesforce to process sensitiv…
Merchants operating internationally must comply both with Shopify's AUP and with local laws in each country they sell in — the stricter standard will always apply.
Merchants outside Ontario or Delaware may face significant procedural and financial barriers in pursuing legal action against Shopify, as they would need to engage with a foreign legal system.
For US users, this means you may need to travel to Los Angeles to pursue any court claims against Snapchat that survive arbitration, which creates a practical barrier to seeking legal remedies. For n…
If you are based outside England and Wales — for example in the US or another EU country — pursuing a legal claim against Stability AI could be significantly more difficult and expensive.
If you live outside New York and need to pursue a legal claim against Stash outside of arbitration, you may be required to do so under New York law and potentially in New York courts, which adds cost…
If a dispute arises, Washington state law applies instead of the laws of your home state, which may offer you stronger consumer protections. This can affect your legal rights.
This means you may lose the consumer protection rights available in your home state, as Minnesota law will be applied instead — which may be less favorable to consumers in states with stronger protec…
If you have a legal dispute with TikTok that is not subject to arbitration — or if the arbitration clause is found unenforceable — you must litigate in California courts, which may be impractical and…
US users are subject to Delaware law and must bring any permitted court claims in Delaware, which may be inconvenient and costly for users in other states.
State tariffs may provide you with additional protections or impose specific obligations on Verizon that the general terms do not cover, and knowing your state's tariff can help you understand your f…
The state whose law governs your agreement determines what rights you have, and choosing a state favorable to Verizon may limit protections you would otherwise have in your home state.
Non-US users may find it impractical or cost-prohibitive to pursue legal action in Israeli courts, effectively limiting their ability to enforce their rights under the agreement.
If you live outside California and need to sue Wealthfront, you would have to litigate in California courts, which could be prohibitively expensive and inconvenient.
This means consumer protection laws in your home state may not apply to your dispute with Webull, potentially limiting rights available to you under local law.
The governing law determines what legal protections apply to you — US users get California law, while EEA/UK users benefit from stronger EU and UK consumer protection frameworks.
If you live in a different state, you may have fewer legal protections than your home state would provide, and pursuing a legal claim could require engaging with courts in another jurisdiction.
If you have a legal dispute with Microsoft that proceeds outside arbitration, it would typically be handled in Washington State courts under Washington law, which may be inconvenient or disadvantageo…
If you need to sue YouTube, you may have to do so in California — a significant practical and financial barrier for most users, especially those outside the US.
If you have a dispute with Coinbase that isn't subject to arbitration, you would need to litigate in San Francisco courts under California law, which creates a significant practical barrier for users…
If you need to take legal action against DocuSign outside of arbitration, you may have to do so in Washington State courts, which could be geographically and financially challenging for users in othe…
US users are subject to California law for any legal disputes with Dropbox, which may limit options available under their own state's laws. Non-US users should check whether local laws provide differ…
Knowing that Gemini is a regulated, NMLS-registered entity provides consumers with recourse through state financial regulators if problems arise.
If you have a legal dispute with Hugging Face, you may need to pursue it under Delaware law and in Delaware courts, which could be inconvenient and costly for users located elsewhere.
Consumers traveling internationally or relocating may find that their existing Max subscription is governed by a different set of terms than they originally agreed to, or that the service is unavaila…
If you live outside the United States and have a dispute with Meta about Messenger Kids, you may be required to resolve it under U.S. law and in U.S. courts, which could be costly and impractical.
This clause determines which country's legal system applies to any dispute you have with Netflix, which can affect what rights you have and how you can pursue a claim.
If you need to resolve a dispute with Nintendo outside of arbitration, you may need to travel to or engage legal counsel in Washington State, which creates a significant practical barrier for most co…
If you have a legal dispute with Plaid, you may be required to pursue it under the laws of a different state than where you live, which can make legal action more complicated and expensive.
Organizations outside California must litigate or arbitrate under California law and in California courts, which may increase legal costs and complexity for international or out-of-state customers.
If you live outside New York and need to pursue a legal claim that is not subject to arbitration, you would likely need to litigate in New York, which can be costly and impractical for most consumers.
Businesses outside California must litigate in California courts under California law, which may increase the cost and complexity of pursuing legal claims against Twilio.
If you read Yelp's Terms in another language and there's a conflict with the English version, the English version wins, which could affect your understanding of your rights.
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