Gemini · Gemini User Agreement · View original document ↗

NMLS-Registered Entity Disclosure

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Document Record

What it is

Gemini discloses at the bottom of the page that it operates through Gemini Trust Company, LLC (NMLS #1518126) and Gemini Moonbase, LLC (NMLS #2403509), which are licensed financial entities.

This analysis describes what Gemini's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The NMLS registration disclosure serves an operational governance function by making users aware of Gemini's regulatory licensing status and the compliance framework under which the entity operates. This disclosure establishes transparency regarding the regulatory oversight applied to the platform's money transmission or financial services activities.

Clause Stability Stable

0
Changes
3
Months Monitored
Apr 3, 2026
First Seen
Apr 10, 2026
Last Seen
This clause type exists across 401 other provisions on other platforms.

Consumer impact (what this means for users)

The NMLS registration means Gemini is subject to state money transmission licensing oversight, giving consumers a regulatory avenue for complaints beyond standard customer service.

How other platforms handle this

Cloudflare Medium

These Terms shall be governed by the laws of the State of California, excluding its conflicts of law rules, and the federal laws of the United States. Any dispute arising from or relating to the subject matter of these Terms shall be finally settled by arbitration in San Francisco County, California...

MetaMask Medium

These Terms of Service and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of the State of Delaware, without giving effect to any choice o...

Target Medium

These Terms are governed by the laws of the State of Minnesota, without giving effect to any choice of law or conflict of law provisions. Any disputes not subject to arbitration will be resolved in the state or federal courts located in Hennepin County, Minnesota.

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ConductAtlas Analysis

Institutional analysis (Compliance & governance intelligence)

NMLS registration indicates compliance with state money services business (MSB) licensing requirements and subjects Gemini to examination and enforcement by state financial regulators; compliance teams should verify active licensing status in all operating jurisdictions.

Full compliance analysis

Regulatory citations, enforcement risk, and due diligence action items.

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Applicable agencies

  • Consumer Financial Protection Bureau (cfpb)
    Regulates consumer financial products and services. Can investigate companies for unfair, deceptive, or abusive financial practices including improper fees, billing errors, and data misuse.
    Who can file: Anyone who has used a consumer financial product or service in the US
    What you need: Account number or details, dates of transactions or events, description of the issue, and any supporting documents
    What to expect: The company must respond within 15 days. The CFPB forwards your complaint and may use it in enforcement actions. Individual compensation is possible in some cases.
    File a complaint →
  • State Attorney General
    State AGs in California, New York, Texas, and other states can investigate violations of state consumer protection and privacy laws, including CCPA (California), SHIELD Act (New York), and equivalents.
    Who can file: Residents of states with comprehensive privacy laws — primarily California, Virginia, Colorado, Connecticut, and Utah
    What you need: Evidence of the violation, explanation of how your state rights were affected, and your account or contact information with the company
    What to expect: Outcomes vary by state. May result in investigation, enforcement action, or requirement for the company to change practices. No direct individual compensation in most cases.

    Search "[your state] attorney general consumer complaint" to find your state's direct complaint form

Provision details

Document information
Document
Gemini User Agreement
Entity
Gemini
Document last updated
May 5, 2026
Tracking information
First tracked
March 8, 2026
Last verified
March 9, 2026
Record ID
CA-P-000547
Document ID
CA-D-00066
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
7cb6d7e977af473903ed017711a8f7e9cd770ab4150d51d295d7691da14e99e0
Analysis generated
March 8, 2026 13:38 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Gemini
Document: Gemini User Agreement
Record ID: CA-P-000547
Captured: 2026-03-08 13:38:01 UTC
SHA-256: 7cb6d7e977af4739…
URL: https://conductatlas.com/platform/gemini/gemini-user-agreement/nmls-registered-entity-disclosure/
Accessed: July 4, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Low
Categories

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Frequently Asked Questions

What does Gemini's NMLS-Registered Entity Disclosure clause do?

The NMLS registration disclosure serves an operational governance function by making users aware of Gemini's regulatory licensing status and the compliance framework under which the entity operates. This disclosure establishes transparency regarding the regulatory oversight applied to the platform's money transmission or financial services activities.

How does this clause affect you?

The NMLS registration means Gemini is subject to state money transmission licensing oversight, giving consumers a regulatory avenue for complaints beyond standard customer service.

Is ConductAtlas affiliated with Gemini?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Gemini.