Cross-platform intelligence

Cross-platform patterns

When multiple platforms make the same type of change, it's a pattern worth watching. These aren't isolated incidents — when 135 platforms make similar changes simultaneously, it signals an industry-wide shift.

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30 days 60 days 90 days 6 months
324
Significant Changes
135
Platforms
19
Patterns Detected
188
Negative
40
Positive
Disclosure Requirement Change
45 platforms
45 platforms made 49 disclosure requirement change changes in the last 180 days.
Acorns Affirm Bumble Cash App Checkout.com +40 more
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Sep 10
Cash App revised its identity verification procedures to permit third-party verification services and made identity verification conditions more flexible. Previously, the terms stated that restricted accounts would automatically convert to full accounts after identity verification; the updated language states conversion may occur depending on verification outcomes and allows Cash App …
medium neutral Cash App
Sep 1
OpenRouter expanded its privacy policy to address file storage through a Files API feature, establishing how uploaded files like images, PDFs, and documents are handled, transmitted to model providers, encrypted, and retained until deletion or account closure. The policy also raised the minimum age requirement from 13 to 18 years …
medium neutral OpenRouter
+ 47 more
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Transparency Removal
37 platforms
37 platforms made 53 transparency removal changes in the last 180 days.
ADP AI21 Labs Acorns American Airlines Ancestry +32 more
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Sep 10
Intuit removed detailed cookie consent and opt-out language from its privacy statement, including specific disclosures about third-party advertising cookies, tracking technologies, and user choice mechanisms. The updated version replaced this section with trademark and payment processor disclosures and a simplified cookie management header. The practical effect is that users no …
medium negative Intuit
Sep 10
TurboTax removed detailed explanatory language about cookies, tracking technologies, and user consent preferences from its privacy statement. The updated document eliminated sections describing essential website cookies, advertising cookies, and a consent management interface where users could control cookie preferences. The revised language retains only navigation headers and trademark disclaimers, removing …
high negative TurboTax
+ 51 more
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Data Collection Expansion
30 platforms
30 platforms made 37 data collection expansion changes in the last 180 days.
BeReal Betterment Binance.US Chime Coursera +25 more
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Sep 10
Microsoft updated its privacy statement in an update detected on September 10, 2026, restructuring how it describes Copilot data usage and user controls. The revised language expands device data collection to explicitly include 'interactions with our websites and apps', removes references to Microsoft 365 Copilot as a distinct consumer product, …
medium negative Microsoft
Sep 5
DeepL expanded its privacy policy in an update detected on September 5, 2026 to introduce three new account-based storage features: Translation Memories (allowing users to store source-target segment pairs for reuse), Translation Memory Generation (processing uploaded documents to create Translation Memories, then deleting the source documents), and Adaptive Translation (using …
medium positive DeepL
+ 35 more
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Arbitration Expansion
18 platforms
18 platforms made 24 arbitration expansion changes in the last 180 days.
Amazon Ancestry Bank of America Cursor Eufy +13 more
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Sep 2
Amazon's updated Conditions of Use replace its court-based dispute resolution system with mandatory binding arbitration for virtually all disputes. Previously, customers could sue Amazon in court in King County, Washington, and both parties waived jury trial rights. Under the revised terms, disputes will be resolved by a neutral arbitrator through …
high negative Amazon
Aug 25
In an update detected on August 25, 2026, Venmo expanded its arbitration terms to explicitly include a class action waiver and jury trial waiver, and added detailed qualification criteria and tiered cash back structures for its Bundle cash back rewards program. The previous agreement referenced arbitration on an individual basis …
high negative Venmo
+ 22 more
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Ai Training Rights
14 platforms
14 platforms made 18 ai training rights changes in the last 180 days.
AWS Bedrock Amazon Marketplace Figma GitHub HubSpot +9 more
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Aug 13
Twitch expanded its personal information use policy to explicitly authorize using customer data to develop and deploy generative AI models and services. The updated terms now state Twitch uses data 'to test and improve technology, including machine learning and artificial intelligence, to support and enhance the customer experience across our …
medium neutral Twitch
Aug 9
Amazon's privacy notice expanded its disclosure of data practices related to artificial intelligence and machine learning. The updated language now explicitly states that Amazon uses machine learning and AI to enhance customer experience, including for developing and deploying generative AI models, and added a reference to its Generative AI Development …
medium neutral Amazon Marketplace
+ 16 more
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Rights Removal
13 platforms
13 platforms made 16 rights removal changes in the last 180 days.
Airbnb Best Buy Booking.com Cash App Coinbase +8 more
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Sep 4
Suno's updated Terms of Service, effective September 3, 2026, revise age eligibility requirements, strengthen account termination provisions, simplify arbitration language, and remove language permitting free tier use. Users under 13 are now prohibited from using the Service; users 13-17 may use it only with express parental consent. Users who do …
high negative Suno
Jul 23
Coinbase expanded its terms to address protocol upgrades called Asset Transformations and established new procedures for handling them. The updated language introduces defined terms for 'Asset Transformation' (protocol upgrades changing a Digital Asset version) and 'Coinbase Supported Migration' (Coinbase's facilitation of transfers to newer versions). Critically, the revised terms now …
high negative Coinbase
+ 14 more
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Acceptable Use Change
12 platforms
12 platforms made 14 acceptable use change changes in the last 180 days.
AWS Bedrock Apple Comcast DraftKings Google Cloud +7 more
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Sep 3
In an update detected on September 3, 2026, Google Cloud expanded the grounds and consequences for billing and service suspension when it determines customers pose financial or behavioral risks. The revised terms now allow Google to bill for the full month's usage if it detects what it calls 'Customer Malfeasance' …
high negative Google Cloud
Sep 1
Stability AI revised its Terms of Service effective September 30, 2026, with material changes to age restrictions, content rights, use restrictions, and arbitration scope. Audio services now permit users as young as 13 (with parental consent for ages 13-17), while other services remain restricted to 18+. The company expanded its …
medium neutral Stability AI
+ 12 more
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Vendor Disclosure Shift
12 platforms
12 platforms made 12 vendor disclosure shift changes in the last 180 days.
AWS Bedrock Canva Chime FanDuel Figma +7 more
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Aug 26
Canva's Terms of Use now distinguish between print products sold directly by Canva and those sold through third-party Marketplace Sellers. Previously, all print services were provided by third-party print partners. Under the updated terms, purchases from Marketplace Sellers are governed by separate Print Marketplace Seller Terms in addition to Canva's …
medium negative Canva
Aug 16
Perplexity AI updated its Data Processing Addendum in an update detected on August 16, 2026, revising 26 sentences and adding 9 new ones. The updated DPA clarifies how subprocessor information is disclosed—moving from reference to Annex 2 to a live Trust Center Subprocessor List at https://trust.perplexity.ai/subprocessors—and states that notification of …
medium neutral Perplexity AI
+ 10 more
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Fee Change
11 platforms
11 platforms made 20 fee change changes in the last 180 days.
Box Cash App Coinbase Ford Google Play Store +6 more
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Aug 20
Cash App revised its fee structure and eligibility rules for Cash App Tags and made minor adjustments to card activation and minor account management. The Cash App Tag purchase fee changed from a flat $25 to 'up to $250,' with specific amounts disclosed before purchase and varying based on the …
medium negative Cash App
Aug 15
Mistral AI revised the pricing for mistral-medium-3-5 in an update detected on August 15, 2026. The model card previously listed prices of EUR €1.25 per million tokens and EUR €6.4 per million tokens; the updated card now lists USD $1.5 per million tokens and USD $7.5 per million tokens. This …
medium negative Mistral AI
+ 18 more
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Content Licensing Change
8 platforms
8 platforms made 12 content licensing change changes in the last 180 days.
AWS Bedrock Bumble Midjourney OpenAI OpenRouter +3 more
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Aug 3
Perplexity AI restructured its Terms of Service in an update detected on August 3, 2026, adding numbered subsections to clarify how Input and Output are defined, establishing new operational procedures for content handling, and reorganizing existing provisions without materially changing core rights or obligations. The document now explicitly states the …
medium neutral Perplexity AI
Jul 7
OpenRouter updated its Terms of Service on July 7, 2026, with the most material change being clarification and reorganization of user content licensing provisions. The updated terms now explicitly state that if users opt into prompt logging, chat logging is automatically enabled, and OpenRouter receives a broad license to use …
medium neutral OpenRouter
+ 10 more
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Retention Change
7 platforms
7 platforms made 8 retention change changes in the last 180 days.
AWS Bedrock Duolingo Meta Microsoft Microsoft Azure +2 more
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Jul 28
Wise expanded its error-reporting deadline for non-Send Money transactions from 60 days to 120 days, measured from when the error became visible in the account or when a statement was first sent. The company also reformatted error definitions and exclusion categories with numerical lists for clarity. These changes expand the …
medium positive Wise
Jul 18
OpenAI modified two sentences in its Enterprise Privacy policy as detected on July 18, 2026. The first change was purely formatting, moving the title 'Enterprise privacy at OpenAI' to appear before the 'Updated' date. The second change altered the language describing workspace admin control over data retention, replacing 'Your workspace …
medium negative OpenAI
+ 6 more
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Cross Border Transfer Change
7 platforms
7 platforms made 8 cross border transfer change changes in the last 180 days.
Bumble Google Gemini Intuit Segment Shopify +2 more
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Jul 17
Intuit's privacy policy was updated on July 17, 2026 to substantially expand its Data Privacy Framework (DPF) compliance disclosures and procedures. The updated language provides detailed operational procedures for DPF Principles-related complaints, dispute resolution mechanisms, and onward transfer liability. Notably, the policy adds explicit language requiring opt-out or opt-in consent …
medium positive Intuit
Jul 10
Shopify updated its privacy policy on July 10, 2026 to revise how it describes cross-border data transfers for users in the EEA, UK, and Switzerland. The prior policy stated that Personal Data sent to Canada was protected under Canadian law, which the European Commission had found adequate. The updated policy …
medium neutral Shopify
+ 6 more
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Consent Expansion
7 platforms
7 platforms made 9 consent expansion changes in the last 180 days.
AWS Bedrock Binance.US Cash App Gusto SoFi +2 more
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Jul 13
Zillow added a new section to its Terms of Use establishing consent for communications and call recording. The updated terms authorize Zillow to contact users via email, phone, text messages, and in-app features, including through automatic dialing systems and prerecorded voices. These communications may include advertising or telemarketing, though users …
medium neutral Zillow
Jun 10
AWS updated its Service Terms on June 10, 2026 to add AWS FinOps Agent (Preview) to the list of AI Services and services that incorporate generative AI features. More substantially, AWS restructured and expanded its abuse detection provisions: it now requires explicit consent from users of certain Anthropic models for …
medium negative AWS Bedrock
+ 7 more
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Advertising Use Expansion
6 platforms
6 platforms made 9 advertising use expansion changes in the last 180 days.
OpenAI Roblox Rumble Supabase TurboTax +1 more
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Sep 2
Rumble revised its advertising definitions and Premium subscription terms. The updated language defines 'programmatic' advertisements as pre-roll and mid-roll video ads, and expands the types of ads that may appear in Premium content to include live and previously recorded host-read sponsorships, original broadcast advertisements, and native placement ads (such as …
medium negative Rumble
Jun 22
WhatsApp updated its Privacy Policy on June 22, 2026, making two substantive changes. First, the policy removed language stating 'We have no intention to introduce them, but you may see other types of ads in Status and Channels' and replaced it with 'We have no intention to introduce them, but …
medium negative WhatsApp
+ 7 more
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Payout Terms Change
6 platforms
6 platforms made 11 payout terms change changes in the last 180 days.
Coursera Gumroad Hims & Hers Mercury SoFi +1 more
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Sep 1
Hims & Hers revised its cancellation policy for pre-paid multi-month medication plans. Previously, cancellations had to occur at least two days before the next billing date following the end of the user's currently shipped supply. The updated terms now require cancellation at least two days before the next billing date, …
medium negative Hims & Hers
Aug 19
In an update detected on August 19, 2026, Gumroad added a new section (11.4) governing what happens to unpaid earnings when creators change their payout country or payout method. The updated terms state that unpaid amounts held in third-party payment accounts specific to a creator's current payout country cannot be …
medium negative Gumroad
+ 9 more
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Account Termination Power
6 platforms
6 platforms made 6 account termination power changes in the last 180 days.
AWS Bedrock Medium Noom Plaid SoFi +1 more
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Aug 18
AWS Bedrock updated its Service Terms to introduce a new AWS (new) program and restructured billing and project management terms. The update adds new provisions governing project creation, team member access, content ownership for contributed team content, and spend limits with account suspension authority. The change also removed prior payment …
high negative AWS Bedrock
Aug 1
SoFi shortened its referral promotion period from December 31, 2026 to August 4, 2026, and modified the eligibility mechanics for both the Standard Bonus and SoFi Plus Additional Bonus by requiring account opening and user registration during the shortened window rather than simply clicking the referral link. Additionally, SoFi added …
medium negative SoFi
+ 4 more
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Restricted Content Change
4 platforms
4 platforms made 5 restricted content change changes in the last 180 days.
FanDuel OpenRouter Poshmark Ramp
View all 4 affected platforms →
Sep 1
OpenRouter raised the minimum age requirement from 13 to 18 years old, removed language allowing younger users with parental permission, and added a new file upload feature with specific content restrictions and automated scanning capabilities. The updated terms also establish formal DMCA takedown procedures and clarify OpenRouter's independent legal reporting …
high negative OpenRouter
Jul 18
Ramp updated its Terms of Service on July 18, 2026 with substantial changes across multiple operational areas. The update adds regional schedule provisions for UK and EU users, expands sanctions compliance to include Canada, the EU, and the UK in addition to US OFAC sanctions, modifies subscription billing language to …
medium neutral Ramp
+ 3 more
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Payment
2 platforms
2 platforms made 2 payment changes in the last 180 days.
AWS Bedrock Coinbase
View all 2 affected platforms →
Sep 3
Coinbase expanded the circumstances under which it can liquidate customer assets without notice to cover losses. The updated language adds a new scenario: if a transfer of securities into a customer's CCM account fails or is reversed, Coinbase can now use customer property to make the clearinghouse whole, in addition …
medium negative Coinbase
May 23
AWS Bedrock updated its AWS Service Terms on May 23, 2026, adding explicit language stating that Reserved Cache Nodes and Amazon DynamoDB Reserved Capacity purchases are noncancellable and remain owed for the full selected term even if the agreement is terminated. The updated terms also clarify that Amazon Web Services, …
medium negative AWS Bedrock
Security Change
2 platforms
2 platforms made 2 security change changes in the last 180 days.
AWS Bedrock OpenRouter
View all 2 affected platforms →
Aug 5
OpenRouter added detailed provisions governing API credentials, promotional credits, and credit management in an update detected on August 5, 2026. The revised terms establish that users are responsible for all activity under their API credentials except where caused by OpenRouter's breach, require notification of suspected unauthorized access, and permit OpenRouter …
medium neutral OpenRouter
May 30
AWS Bedrock updated its Amazon RDS service terms on May 30, 2026, adding new provisions governing Trusted Language Extensions, engine end-of-life management, and RDS Custom. The updated terms establish that extension code falls under customer content, require customers to upgrade to supported database engine versions when old versions reach end …
medium negative AWS Bedrock
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Get the full event breakdown and alerts when new cross-platform patterns emerge.

Monitor up to 20 platforms — $4.99/mo → Get the research letter, free