Ramp updated its Platform Agreement (dated September 22, 2026) with several operational and legal clarifications. The agreement now limits Ramp's termination-without-cause right to accounts that have not purchased Subscription Services, meaning subscription customers cannot be terminated without cause on 30 days' notice. The terms also expanded warranty disclaimers to explicitly cover 'conditions' and 'representations' alongside warranties, added a commitment to limit Personal Data collection through integrations to what is 'reasonably necessary,' clarified that data use must comply with applicable law, and added a Canada Regional Schedule establishing Ramp Business Canada Corporation as the contracting entity for Canadian customers.
Businesses: If you have purchased Subscription Services, Ramp cannot end your account without cause on short notice.
Businesses: Ramp will not collect more personal data from third-party integrations than needed to provide the service.
Businesses: Ramp's use of data from integrations is now explicitly subject to legal requirements, not just contractual terms.
The updated terms establish stronger protections for subscription customers by removing Ramp's ability to terminate their accounts without cause on 30 days' notice. Non-subscription business accounts remain subject to termination without cause. The agreement also clarifies that Ramp will limit collection of Personal Data accessed through third-party integrations to what is 'reasonably necessary for the provision of the Services,' and that all data use must comply with applicable law. Warranty disclaimers have been expanded to explicitly cover conditions and representations, not just warranties. Canadian customers now contract with a Canadian entity (Ramp Business Canada Corporation) under supplemental terms.
→ Confirm whether your account qualifies as a subscription customer to determine if you benefit from the termination restriction.
→ Review your privacy notices and data processing agreements if you use Ramp integrations to ensure they reflect the data minimization commitment.
ConductAtlas has recorded 2 material changes to this document over 67 days of monitoring (since July 2026).
Ramp may no longer terminate subscription customer accounts without cause; restriction applies only to non-subscription accounts.
Ramp commits to limit Personal Data collection through integrations to what is reasonably necessary for service provision.
Disclaimers now explicitly cover conditions and representations in addition to warranties.
This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology
Wording edits to this record that do not change what it claims. Changes to a claim are published as corrections.
Ramp has modified its termination rights to exclude subscription customers from no-cause termination, clarified data collection practices for integrations to align with data minimization principles, and expanded warranty disclaimers to cover conditions and representations. The …
Regulatory exposure, obligation change, escalation trigger, board-ready language, and recommended action for legal and compliance teams.
Unlock the full institutional analysis — InsightConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-X-005221.
Ramp updated its Platform Agreement dated October 8, 2026, with multiple substantive changes. The company replaced references to 'order document' …
Ramp updated its privacy policy to replace the term 'Personal Information' with 'Personal Data' throughout, restructured section headings and numbering, …
Ramp updated its Terms of Service to expand geographic scope and clarify operational procedures. The updated terms now reference regional …
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