Digital product sales platform for creators.
High, provisions that significantly limit your legal rights, authorize broad data collection, or create material financial exposure. Medium, provisions worth knowing about but with partial protections or limited scope. Low, standard terms with minimal consumer impact.
Higher = more protective of you, the user/customer — a deliberately user-protective lens, not a universal “good vs bad” score. Computed algorithmically from Gumroad’s cited governance stances; no dimension we haven’t confidently read is ever counted against the score. Free, reproducible, and never purchasable.
A rolling 90-day reserve on 25% of funds can materially delay a Supplier's access to a significant portion of their earnings whenever the refund rate threshold is crossed.
The license is perpetual and irrevocable, meaning Gumroad retains these rights even if the user removes their content or stops using the platform.
Gumroad's sole discretion to act on suspicion or reasonable belief—rather than confirmed violations—means account suspension, termination, or fund retention can occur before any finding of actual wro…
Automatic deduction means the Supplier never receives the full purchase price; Gumroad's fee is extracted at the point of sale before any funds reach the Supplier.
Gumroad's status as merchant of record means it bears legal and financial responsibility for transactions with Buyers, and the Supplier is contractually barred from any direct payment relationship wi…
Gumroad's Terms of Service set the rules for using the platform to sell and buy digital products. As a seller, you appoint Gumroad as your reseller and merchant of record, …
Gumroad revised its multi-account policy in an update detected on August 4, 2026. Previously, the terms prohibited holding more than one Account per platform or social network service. The updated …
View change record →In an update detected on August 1, 2026, Gumroad restructured its Terms of Service with extensive section renumbering (moving registration sections from 1.x to 4.x, ownership sections from 1.x to …
View change record →Get the research letter
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ConductAtlas tracks 1 Gumroad documents including terms of service, privacy policy, and other governance documents. Every document is captured daily with cryptographic verification.
Gumroad has made 8 policy changes in the past 12 months across the documents ConductAtlas tracks, including 1 classified as high severity.
ConductAtlas has classified 10 provisions across Gumroad's tracked documents. 4 are rated high severity, 6 medium, and 0 low.
Yes. Monitor subscribers ($4.99/month) can add Gumroad to their watchlist and receive same-day email alerts whenever any tracked document changes.