Change record
CA-X-004504
Cash App Terms of Service
Entity
Date detected
August 20, 2026
Severity
Direction
Neutral
Taxonomy
Fee change
Changes
+6 sentences added · −2 sentences removed · 9 sentences modified

Impact Summary

Medium Neutral for users
Affected users
All users Minors Parents and guardians Cash app card customers

Cash App revised its Cash App Tag pricing and eligibility terms. The purchase fee changed from a flat $25 to "up to $250" with the specific amount disclosed before purchase and varying based on factors like the specific tag chosen or account type. Additionally, Cash App Tags are now available to Children through Sponsored Accounts, whereas previously they were explicitly unavailable to Children; the terms also clarified that cards may be virtual and/or physical, and removed language requiring independent ability to use a Cash App Tag.

1 new obligation 1 obligation expanded 1 protection removed

Parents and guardians: Parents can now authorize their children to use Cash App Tags as part of a Sponsored Account, subject to the limitations in the Sponsored Account section.

Consumers: The fee you pay for a Cash App Tag depends on which tag you choose and your account type, and Cash App will show you the exact price before you buy.

Consumers: Children can now use Cash App Tags through Sponsored Accounts, whereas this was previously not permitted.

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What this means for you

The updated terms expand Cash App Tag access to Children through Sponsored Accounts, subject to Sponsored Account limitations described elsewhere in the terms. Cash App Tag purchase fees are now variable, ranging up to $250 depending on the specific tag and account type, with the exact fee disclosed before you complete the purchase. Cards may now be virtual or physical, with activation required only for physical cards. These changes affect how parents manage accounts for minors and how all users understand pricing for Cash App Tag purchases.

What you can do

→ Review the specific Cash App Tag fee before completing a purchase, as fees vary by tag type and account type and may range up to $250.

→ If you manage a Sponsored Account for a Child, review the Sponsored Account limitations in Section III to understand what transactions are permitted with Cash App Tags.

Historical Context

This is the 2nd significant Fee Change change Cash App has made since ConductAtlas began monitoring.

ConductAtlas has recorded 7 material changes to this document over 139 days of monitoring (since April 2026). An additional minor or cosmetic changes were excluded.

Across all monitored documents, Cash App has made 8 significant changes.

2 of Cash App's significant changes have been classified as negative for consumers.

Key Clauses Affected

Cash App Tag Purchase Fee

Fee structure changed from flat $25 to variable up to $250, with specific amount disclosed before purchase and varying by tag type and account type.

Cash App Tag Eligibility for Children

Children can now access Cash App Tags through Sponsored Accounts; prior explicit prohibition removed.

Card Activation Requirements

Clarified that cards may be virtual or physical, with activation required only for physical cards.

Full clause-by-clause analysis available with Insight.
ⓘ

This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology

Evidence Verification

✓ Verified
Previous Version
439bcec32e2f36d3391bdaf85131ad7ac3de69368ec601f0b5be28a0bf3acc37
August 7, 2026 00:14 UTC
✓ Verified
Current Version
af40e50955976281112f52c9d639f76b1fb8bfa18cc2ca90f2a96bbdbf681d80
August 20, 2026 00:13 UTC
✓ Verified
Change Detected
August 20, 2026 00:13 UTC
✓
Analysis Methodology
✓ Verified
Source Document
https://cash.app/legal/us/en-us/tos
Record history

Wording edits to this record that do not change what it claims. Changes to a claim are published as corrections.

2026-10-11 · Feed summary edited · summary regenerated by summarize_events
Previous text
Restructured Cash App Tag pricing from $25 flat fee to variable up to $250; expanded eligibility to include Children in Sponsored Accounts.
2026-10-11 · Impact summary edited · summary regenerated by summarize_events
Previous text
The updated terms change how Cash App Tag purchase fees are calculated and disclosed. Rather than a fixed $25 fee, the purchase price now ranges up to $250 and varies based on the specific tag selected and the customer's account type. The terms state that 'the specific fee amount is disclosed before you complete your Cash App Tag purchase,' meaning the final price appears at checkout. Additionally, the terms now extend Cash App Tag eligibility to Children using Sponsored Accounts, whereas the prior language explicitly prohibited Children from requesting, receiving, or using Tags in connection with Sponsored Accounts. You can review the specific fee before completing a purchase, and parents authorizing Sponsored Accounts should understand that their child may now access Cash App Tag functionality within the limitations set by the account sponsor.
2026-10-11 · Summary edited · summary regenerated by summarize_events
Previous text
Cash App revised its fee structure and eligibility rules for Cash App Tags and made minor adjustments to card activation and minor account management. The Cash App Tag purchase fee changed from a flat $25 to 'up to $250,' with specific amounts disclosed before purchase and varying based on the tag chosen and account type. Additionally, Children are now eligible to use Cash App Tags through Sponsored Accounts, whereas they were previously explicitly excluded. The previous restriction stating 'Cash App Tags are not available in connection with Sponsored Accounts for Children' was removed.
2026-10-07 · Change line edited · change line rewritten to the 2026-10-07 template: no detection date, no sentence counts
Previous text
Cash App updated their Cash App Terms of Service on August 20, 2026. Change detected: 6 sentence(s) added, 2 sentence(s) removed, 9 sentence(s) modified. Document contained 1818 sentences after update.
Citation Record
Entity: Cash App
Document: Cash App Terms of Service
Record ID: CA-X-004504
Version: CA-V-005943
Captured: 2026-08-20 00:13:10 UTC
URL: https://conductatlas.com/change/2026-08-20-cash-app-cash-app-terms-of-service-4504/
Accessed: Oct. 12, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
For legal and compliance teams

Institutional Analysis

Assessment

Cash App revised its Cash App Tag fee structure from a flat $25 to a variable model up to $250, with pricing disclosed at purchase. The company also expanded Cash App Tag eligibility to Children …

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ConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-X-004504.

Full Changes

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Document Context

Version history → Policy drift analysis → Document page →
Document
Cash App Terms of Service
Entity
Cash App
Captured
August 20, 2026
Source URL
https://cash.app/legal/us/en-us/tos
Other changes to Cash App Terms of Service
Previous change Jul 18, 2026
Cash App introduced a new optional service called 'Earn in P2P' that allows eligible sole proprietors to receive business payments …
Medium Neutral
Next change Aug 27, 2026
Cash App updated its terms to clarify how ACH transfers work and expanded the types of payment cards users can …
Low Neutral
View full version history →
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