Change record
CA-C-004504
Cash App Terms of Service
Entity
Date detected
August 20, 2026
Effective date
August 19, 2026
Severity
Direction
Negative
Taxonomy
Fee change
Changes
+6 sentences added · −2 sentences removed · 9 sentences modified

Impact Summary

Medium Negative for users
Affected users
All users Minors Parents of minors Cash app card holders

Cash App revised its fee structure and eligibility rules for Cash App Tags and made minor adjustments to card activation and minor account management. The Cash App Tag purchase fee changed from a flat $25 to 'up to $250,' with specific amounts disclosed before purchase and varying based on the tag chosen and account type. Additionally, Children are now eligible to use Cash App Tags through Sponsored Accounts, whereas they were previously explicitly excluded. The previous restriction stating 'Cash App Tags are not available in connection with Sponsored Accounts for Children' was removed.

1 new obligation 1 obligation expanded 1 protection removed

Consumers: You now pay a variable fee for Cash App Tags that can be up to $250 instead of a fixed $25, and the exact amount depends on which tag you choose and your account type.

Consumers: Children can now use Cash App Tags through Sponsored Accounts, whereas the previous terms explicitly prohibited this.

Consumers: The previous blanket prohibition on Child access to Tags in Sponsored Accounts is no longer stated.

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What this means for you

The updated terms change how Cash App Tag purchase fees are calculated and disclosed. Rather than a fixed $25 fee, the purchase price now ranges up to $250 and varies based on the specific tag selected and the customer's account type. The terms state that 'the specific fee amount is disclosed before you complete your Cash App Tag purchase,' meaning the final price appears at checkout. Additionally, the terms now extend Cash App Tag eligibility to Children using Sponsored Accounts, whereas the prior language explicitly prohibited Children from requesting, receiving, or using Tags in connection with Sponsored Accounts. You can review the specific fee before completing a purchase, and parents authorizing Sponsored Accounts should understand that their child may now access Cash App Tag functionality within the limitations set by the account sponsor.

What you can do

Review the specific Cash App Tag fee displayed at checkout before completing a Tag purchase, as fees vary by tag type and account characteristics.

If managing a Sponsored Account for a child, review Cash App's guidance on the 'Lock Tag' feature and Sponsored Account transaction limitations to control your child's Tag access.

Historical Context

This is the 5th significant Fee Change change Cash App has made since ConductAtlas began monitoring.

ConductAtlas has recorded 11 material changes to this document over 139 days of monitoring (since April 2026). An additional minor or cosmetic changes were excluded.

Across all monitored documents, Cash App has made 14 significant changes.

7 of Cash App's significant changes have been classified as negative for consumers.

Key Clauses Affected

Cash App Tag Purchase Fee

Changed from fixed $25 to variable up to $250, determined by tag type and account characteristics, with amount disclosed at checkout.

Child Eligibility for Cash App Tags

Removed blanket prohibition on Child access; Children now eligible to use Tags through Sponsored Accounts subject to parental limitations.

Fee Disclosure at Point of Sale

Added requirement that specific fee amount is disclosed before purchase completion.

Full clause-by-clause analysis available with Insight.

This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology

Evidence Verification

✓ Verified
Previous Version
439bcec32e2f36d3391bdaf85131ad7ac3de69368ec601f0b5be28a0bf3acc37
August 7, 2026 00:14 UTC
✓ Verified
Current Version
af40e50955976281112f52c9d639f76b1fb8bfa18cc2ca90f2a96bbdbf681d80
August 20, 2026 00:13 UTC
✓ Verified
Change Detected
August 20, 2026 00:13 UTC
Analysis Methodology
✓ Verified
Source Document
https://cash.app/legal/us/en-us/tos
Citation Record
Entity: Cash App
Document: Cash App Terms of Service
Record ID: CA-C-004504
Captured: 2026-08-20 00:13:10 UTC
URL: https://conductatlas.com/change/2026-08-20-cash-app-cash-app-terms-of-service-4504/
Accessed: Aug. 20, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
For legal and compliance teams

Institutional Analysis

Assessment

Cash App restructured its Cash App Tag fee model from a fixed $25 purchase fee to a variable model ranging up to $250, with amounts determined by tag type and account characteristics and disclosed at …

🔒 Full institutional analysis

Regulatory exposure, obligation change, escalation trigger, board-ready language, and recommended action for legal and compliance teams.

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ConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-C-004504.

Full Changes

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Document Context

Version history → Policy drift analysis → Document page →
Document
Cash App Terms of Service
Entity
Cash App
Captured
August 20, 2026
Source URL
https://cash.app/legal/us/en-us/tos
Other changes to Cash App Terms of Service
Previous change Aug 7, 2026
Cash App added a new Bitcoin Auto-Withdrawal feature that allows users to set up recurring automated transfers of bitcoin from …
Medium Neutral
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