Higher = more protective of you, the user/customer — a deliberately user-protective lens, not a universal “good vs bad” score. Computed algorithmically from Mercury’s cited governance stances; no dimension we haven’t confidently read is ever counted against the score. Free, reproducible, and never purchasable.
Biometric information is among the most sensitive categories of personal data; its collection by Mercury has significant implications for user privacy and data security.
The clause identifies the specific legal mechanisms Mercury uses to legitimize cross-border transfers of Personal Information from the EEA and UK, which are subject to heightened regulatory requireme…
The clause identifies a conditional opt-out right — qualified by 'may have' and 'as defined under applicable law' — and specifies the mechanisms available to exercise it.
The clause establishes a human-oversight requirement for consequential AI-assisted decisions, which bears directly on how Mercury's automated systems may affect users' legal and financial standing.
Personal Information may be transferred to third parties in corporate transactions, including to parties who are only potential — not confirmed — acquirers.
Mercury's Privacy Policy explains what personal data Mercury collects—including biometric data like facial scans and voiceprints—how it is used, and with whom it may be shared, including in corporate transactions …
Mercury's Terms of Service set the rules for who can open an account, how the service can be used, and what happens when things go wrong. Mercury's liability to you …
Mercury revised its promotional offers section to clarify that third-party partners may change or discontinue perks at any time, even after eligibility requirements are met, and that Mercury will not …
View change record →Mercury expanded its privacy policy to clarify how it collects and processes personal information for business customers and their connected individuals. The updated terms now explicitly describe collection of investment …
View change record →Mercury added a new section governing automatic recurring payments (autopay) on invoices. The updated terms establish that payers authorize recurring ACH debits through separate addenda, that Mercury does not guarantee …
View change record →Mercury added a new section to its privacy policy disclosing SMS and MMS messaging practices. The updated policy states that Mercury may send SMS and MMS messages to users who …
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Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.
ConductAtlas tracks 2 Mercury documents including terms of service, privacy policy, and other governance documents. Every document is captured daily with cryptographic verification.
Mercury has made 6 policy changes in the past 12 months across the documents ConductAtlas tracks.
ConductAtlas has classified 7 provisions across Mercury's tracked documents.
Yes. Monitor subscribers ($4.99/month) can add Mercury to their watchlist and receive an email alert after the daily check that finds a change to a tracked document. We check daily where we can, and show you where we can't.