2 Documents
0 All provisions
4 Changes · 12 mo
Oct 9, 2026 Last change
Objective measurements
Counted directly from the archive for Ramp — documents, captured versions, and detected changes.
2
Documents tracked
15
Versions captured
4
Changes · 12 mo
4
Changes · all-time
27.0 d
Avg between changes
8
Days since change
34 d
Longest stable stretch
ConductAtlas User-Protection Index
Insufficient coverage
Insufficient coverage to score
Only 2 of 6 governance dimensions are confidently known for Ramp — too few for a headline score. What we do have is shown below.
How is this scored? →

Higher = more protective of you, the user/customer — a deliberately user-protective lens, not a universal “good vs bad” score. Computed algorithmically from Ramp’s cited governance stances; no dimension we haven’t confidently read is ever counted against the score. Free, reproducible, and never purchasable.

Consumer tier · insufficient coverage (scored on 2 of 6)
Arbitration & class action weight 22% 0.0
Data sharing & sale weight 20% not stated
AI training on your data weight 18% not stated
Data retention & deletion weight 15% not stated
Content ownership & licence weight 15% not stated
Liability & warranties weight 10% 0.0
Business tier · insufficient coverage (scored on 2 of 6)
Arbitration & class action weight 22% not stated
Data sharing & sale weight 20% not stated
AI training on your data weight 18% not stated
Data retention & deletion weight 15% 0.0
Content ownership & licence weight 15% not stated
Governance Coverage
Contract Terms
31 provisions
Payment Fees
22 provisions
Privacy Rights
18 provisions
Data Usage
16 provisions
Arbitration
15 provisions
Acceptable Use
14 provisions
Data Collection
13 provisions
Account Control
13 provisions
Liability Limitation
11 provisions
Data Sharing
10 provisions
Quick Facts
Arbitration: Not stated
AI Training: Not stated
Data Retention: Retained after closure
Class Action: Waived
Key Governance Provisions
Ramp not liable for consequential or indirect damages

Because the exclusion covers a broad range of damage categories including lost profits and reputational harm, the types of losses Company could realistically suffer from a service failure are largely…

Ramp grants Company right to access Services

Because the grant is limited to Services made available through Company's Ramp Account, Company's access rights are bounded by what Ramp has specifically made available to that account.

California marketing practices may constitute sale or share

Characterizing these marketing practices as a potential 'share' or 'sale' under California law may trigger specific consumer rights and opt-out entitlements for California residents.

Ramp may limit suspend or terminate account for violations

Because the threshold is Ramp's reasonable discretion belief that a violation may have occurred—not a confirmed violation—Ramp can act before any breach is established.

Use of data for marketing and targeted advertising

Some of Ramp's tracking technologies follow users across time and multiple services, enabling cross-context behavioral data collection that extends beyond any single interaction with Ramp.

Document Coverage
Privacypolicy Termsofservice
Last change detected: Oct 9, 2026 Changes (12 months): 4 Documents monitored: 2 Provisions tracked: 0
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Documents

Ramp Privacy Policy

Dated October 13, 2026 · Privacy policy
0 provisions 8 versions captured Version history →

Ramp Terms of Service

Dated October 8, 2026 · Terms of service
0 provisions 7 versions captured 3 significant changes Version history →

Recent Changes

October 9, 2026 · Ramp Terms of Service Medium

Ramp updated its Platform Agreement dated October 8, 2026, with multiple substantive changes. The company replaced references to 'order document' with 'Order Form' throughout; restructured its tax liability section to …

View change record →
September 23, 2026 · Ramp Terms of Service Medium

Ramp updated its Platform Agreement (dated September 22, 2026) with several operational and legal clarifications. The agreement now limits Ramp's termination-without-cause right to accounts that have not purchased Subscription Services, …

View change record →
July 18, 2026 · Ramp Terms of Service Medium

Ramp updated its Terms of Service to expand geographic scope and clarify operational procedures. The updated terms now reference regional schedules for the United Kingdom and Europe, establish that the …

View change record →
📈 Policy Drift Analysis View all changes →

Selected provisions (0 of 0)

No provisions found.

Compare Ramp with other platforms →

Get the weekly coverage letter

Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.

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Frequently Asked Questions

What Ramp documents does ConductAtlas track?

ConductAtlas tracks 2 Ramp documents including terms of service, privacy policy, and other governance documents. Every document is captured daily with cryptographic verification.

How many policy changes has Ramp made in the past year?

Ramp has made 4 policy changes in the past 12 months across the documents ConductAtlas tracks.

How many provisions has ConductAtlas classified for Ramp?

ConductAtlas has classified 0 provisions across Ramp's tracked documents.

Can I get alerts when Ramp changes their policies?

Yes. Monitor subscribers ($4.99/month) can add Ramp to their watchlist and receive an email alert after the daily check that finds a change to a tracked document. We check daily where we can, and show you where we can't.