159 Total
60 High severity
80 Medium severity
19 Low severity

Key Facts

What is Zoom's total aggregate liability capped at?
Zoom's total aggregate liability for all claims arising out of or related to the agreement is capped at the amount actually paid by the user for the services in the twelve months preceding the event or circumstances giving rise to such claims.
Are all payments non-cancelable?
Zoom requires that all payments are non-cancelable for the Initial Subscription Term or the then-current Renewal Term and are final and non-refundable, unless otherwise agreed to by Zoom, required by Law, or set forth in the Order Form.
Are payments final and non-refundable?
Zoom requires that all payments are non-cancelable for the Initial Subscription Term or the then-current Renewal Term and are final and non-refundable, unless otherwise agreed to by Zoom, required by Law, or set forth in the Order Form.
Does Zoom automatically begin each Renewal Term at the end of the then-current Initial Subscription Term or Renewal Term?
Zoom automatically begins each Renewal Term for the Services at the end of the then-current Initial Subscription Term or Renewal Term unless the Order Form expressly states otherwise or applicable Law prohibits automatic renewal.
What right do Zoom and users expressly waive?
Zoom and users expressly waive the right to bring or participate in any class, collective, or mass action, private attorney general action, or any other representative action.
What is prohibited regarding accessing, using, exporting, re-exporting, diverting, transferring, or disclosing the Services or Software?
Zoom prohibits users and their End Users from accessing, using, exporting, re-exporting, diverting, transferring, or disclosing any portion of the Services or Software or related technical information or materials in violation of Export Control and Sanctions Laws.
Who is the customer responsible for?
Zoom holds the customer responsible for the activities of all End Users, including ensuring that all End Users comply with the terms and conditions of the agreement and any applicable Zoom policies.
What must all End Users comply with?
Zoom holds the customer responsible for the activities of all End Users, including ensuring that all End Users comply with the terms and conditions of the agreement and any applicable Zoom policies.
Does Zoom exclude liability for loss of business profits and business interruption?
Zoom, its affiliates, licensors, and suppliers exclude liability for special, incidental, indirect, consequential, exemplary, or punitive damages, and for loss of business profits and business interruption.
What warranties does Zoom expressly disclaim?
Zoom requires users to agree that the Services and Software are provided 'as is' and that Zoom, its affiliates, suppliers, and licensors expressly disclaim all warranties of any kind, express or implied, including any warranty of merchantability.
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Summary

These terms set out the rules for using Zoom's services, including how payments work and how disputes are handled. Your subscription renews automatically and payments are generally non-refundable for the term you've signed up for, so you need to act before a renewal period begins if you want to stop. If you have a serious dispute with Zoom, it will be decided by an arbitrator rather than a court, and you cannot join a class action with other users.

Analysis

Zoom's Terms of Service establishes the contractual framework governing use of its Services and Software, imposing broad limitations on Zoom's liability through an aggregate cap tied to amounts paid in the preceding twelve months, a comprehensive disclaimer of all warranties, and an exclusion of indirect and consequential damages. Users are bound to non-refundable, non-cancelable payments for each subscription term, which renew automatically unless the Order Form expressly provides otherwise. The agreement prohibits account sharing without written pre-approval, bars commercial resale or sublicensing of the Services, and holds customers fully responsible for End User conduct and compliance. Disputes are subject to binding arbitration with a class and representative action waiver, and use of the Services must comply with Export Control and Sanctions Laws.

What this means for you

For an individual user, this document means that what you pay for a subscription term cannot typically be refunded and your plan renews automatically unless your Order Form says otherwise, so monitoring renewal dates is important. If Zoom is found liable for something, the maximum amount you can recover is capped at what you actually paid in the twelve months before the problem arose, and you cannot recover lost profits or similar indirect losses at all. You may not share your account or user rights with anyone else without Zoom's prior written approval, and if you fall five calendar days behind on payment, Zoom may immediately suspend or terminate your access without prior notice.

Institutional Analysis
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Which mapped governance frameworks each document engages, tied to the specific provisions that engage them.

6 important changes detected

7 versions captured · Last updated: August 2026

What changed No material change detected in this update. The document header and introductory language remain identical between the before and after versions. The effective date stated in the document is August 11, 2023, and no substantive terms have been modified in this capture.
Why this matters No material changes to consumer rights or obligations were detected in this update. The terms remain substantively unchanged from the prior version.
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What changed Zoom added a language selector dropdown to its Terms of Service page in an update detected on July 22, 2026. The selector allows users to view the terms in 16 different languages including English, German, French, Spanish, and Chinese variants. This is a navigation and accessibility enhancement with no change to the substantive terms themselves.
Why this matters This change does not modify the substantive terms users agree to. The language selector is a navigation feature that allows the same Terms of Service to be displayed in 16 different languages. The effective date and core obligations remain unchanged. No consumer action is required.
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July 18, 2026 low

Zoom's navigation menu updated a single link label from 'API Services' to 'AI Services' in an update detected on July 18, 2026. This is a labeling change in the developer …

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June 13, 2026 low

Zoom's navigation menu was updated to add 'Professionals' as a new industry category in the 'By industry' section of their website navigation. This is a minor structural change to how …

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June 2, 2026 low

Zoom modified a single sentence in its Terms of Service navigation menu on June 2, 2026. The text 'AI Services' was changed to 'API Services' in the developer product listing. …

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May 23, 2026 low

Zoom updated its Terms of Service navigation and service menu on May 23, 2026 to reflect expanded product offerings. The before version listed developer services including Video SDK, Meeting SDK, …

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Featured, High severity

Complete Provision Index

Every distinct legal provision identified in this document. Featured provisions appear above with analysis.

159 provisions
12 featured
23 clause types
60 high severity
General Contract Terms 35 6 high
Show all 35 general contract terms provisions
AI / Automated Decision-Making 1 1 high
Content Moderation 1 1 high
Data Collection 1 1 high
Restricted or Prohibited Content/Industries 1 1 high
Targeting and Audience Restrictions 1 1 high
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Mapped Governance Frameworks

BIPA
Illinois, USA
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CCPA/CPRA
California, USA
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CFAA
United States Federal
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Connecticut Data Privacy Act Amendments
US-CT
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CAN-SPAM
United States Federal
View official text ↗
ePrivacy Directive
European Union
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FAA
United States Federal
View official text ↗
FTC Act Section 5
United States Federal
View official text ↗
GDPR
European Union
View official text ↗
Indiana Consumer Data Protection Act
US-IN
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Kentucky Consumer Data Protection Act
US-KY
View official text ↗
UK GDPR
United Kingdom
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Universal Opt-Out Mechanism Expansion 2026
US
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Archival ProvenanceSource & Archival Record
Last Captured August 7, 2026 00:32 UTC
Capture Method Automated scheduled archival capture
Document ID CA-D-000189
Version ID CA-V-005563
SHA-256 ec9ecacd7b7b5a8e0de85d3b9d6c065861f0b1ba3b1b2a8620727b80bc009b11
✓ Snapshot stored ✓ Text extracted ✓ Change verified ✓ Hash verified

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