High — provisions that significantly limit your legal rights, authorize broad data collection, or create material financial exposure. Medium — provisions worth knowing about but with partial protections or limited scope. Low — standard terms with minimal consumer impact.
This clause, read together with the pre-approval requirement for 'payment facilitator' services including money services businesses, electronic money institutions, stored value cards, and escrow serv…
This provision creates a platform access gatekeeping mechanism for 18 business categories, under which businesses operating in these sectors without pre-approval are simultaneously in violation of th…
This clause establishes a direct enforcement bridge between the AUP and the User Agreement, meaning AUP infractions do not require a separate contractual basis for PayPal to act; they automatically c…
This provision defines the categorical boundaries of permissible PayPal use and, under the AUP's enforcement clause, any transaction in these categories constitutes a violation of the PayPal User Agr…
The explicit disclosure that data brokers are among the sources from which PayPal obtains personal information means that data about users may be combined with externally purchased data profiles, whi…
This is PayPal's Acceptable Use Policy for US users, which defines the types of transactions and business activities that users may not conduct through PayPal, as well as activities that …
This is the PayPal User Agreement for U.S. accounts, covering account opening and closing, sending and receiving payments, fee structures, fund holds, dispute resolution, and the terms governing both personal …
This document establishes PayPal's data collection, use, and sharing practices across PayPal accounts, websites, and services including Venmo, Honey, and Fastlane. PayPal collects personal, financial, and biometric data including name, …
This document establishes PayPal's Buyer Protection program, which authorizes refunds of the full purchase price plus original shipping for claims of Item Not Received or Significantly Not as Described on …
ConductAtlas tracks 4 PayPal documents including terms of service, privacy policy, and other governance documents. Every document is captured daily with cryptographic verification.
PayPal has made 30 policy changes in the past 12 months across the documents ConductAtlas tracks.
ConductAtlas has classified 80 provisions across PayPal's tracked documents. 28 are rated high severity, 44 medium, and 8 low.
Yes. Monitor subscribers ($19/month) can add PayPal to their watchlist and receive same-day email alerts whenever any tracked document changes.