Provision record
PayPal · PayPal Privacy Statement · View original document ↗

Personalized Shopping Data Sharing with Partners and Merchants

High severity Unique · 0 of 352 platforms
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Document Record

What it is

PayPal discloses Personal Information including inferred preferences, product sizes, and styles to Partners and Merchants for personalized shopping experiences in the United States, on an opt-out basis for data collected after November 27, 2024, without requiring affirmative consent unless law mandates it. Users may opt out via the Data and Privacy setting in their PayPal account.

This analysis describes what PayPal's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

This provision establishes a default opt-out data sharing framework for US users under which personal and inferred data is disclosed to commercial third parties for personalization purposes without affirmative consent, subject to an account-level opt-out mechanism. The provision's reliance on a non-consent default for data collected after a specific cutoff date may require evaluation under CCPA and comparable state privacy statutes.

What you can do

⚠️ These actions may provide transparency or partial mitigation but may not fully address the underlying issue. Effectiveness varies by jurisdiction and individual circumstances.
  • Opt Out of Arbitration
    Log into your PayPal account, navigate to the Data and Privacy setting, and edit your preferences to opt out of personalized shopping data sharing with Partners and Merchants.

If You Do Nothing

Personal Information including inferred preferences and shopping behavior will be disclosed to Partners and Merchants for personalized shopping experiences as described in the terms

Cross-platform context

See how other platforms handle Personalized Shopping Data Sharing with Partners and Merchants and similar clauses.

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▸ View Original Clause Language DOCUMENT RECORD
"
Unless we are required by law to obtain your consent, we disclose Personal Information collected from you after November 27, 2024 (or from earlier if you consent) for personalized shopping experiences in the United States. To opt-out of disclosures of Personal Information to Partners and Merchants for personalized shopping experiences, log into your PayPal account and edit your preferences in the Data and Privacy setting. If you opt-out, we will continue to disclose your Personal Information as necessary to complete transactions you initiate but will not disclose Personal Information to Partners and Merchant for personalized shopping experiences.

Excerpt from PayPal's Privacy Statement

ConductAtlas Analysis

Institutional analysis (regulatory & governance intelligence)

1.

Insight

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Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.

Applicable agencies

  • FTC
    The FTC has jurisdiction over unfair or deceptive data practices and consumer privacy disclosures relevant to this commercial data sharing provision
    File a complaint →
  • State AG
    State attorneys general, particularly in California, enforce CCPA requirements governing sharing of personal information with third parties for personalization and advertising purposes
    File a complaint →

Applicable regulations

CCPA/CPRA
California, USA
Connecticut Data Privacy Act Amendments
US-CT
CAN-SPAM
United States Federal
FCRA
United States Federal
FTC Act Section 5
United States Federal
GDPR
European Union
GLBA
United States Federal
Indiana Consumer Data Protection Act
US-IN
Kentucky Consumer Data Protection Act
US-KY
UK GDPR
United Kingdom
Universal Opt-Out Mechanism Expansion 2026
US

Provision details

Document information
Document
PayPal Privacy Statement
Entity
PayPal
Document last updated
May 5, 2026
Tracking information
First tracked
Sept. 5, 2026
Last verified
Sept. 5, 2026
Record ID
CA-P-00045000
Document ID
CA-D-00045
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
fde8a24bf5ca4ca5b9a3d100953e755767b80806013c664f784af3e36652738a
Analysis generated
September 5, 2026 02:03 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: PayPal
Document: PayPal Privacy Statement
Record ID: CA-P-00045000
Captured: 2026-09-05 02:03:15 UTC
SHA-256: fde8a24bf5ca4ca5…
URL: https://conductatlas.com/platform/paypal/paypal-privacy-statement/personalized-shopping-data-sharing-with-partners-and-merchants/
Accessed: Sept. 8, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Frequently Asked Questions

What does PayPal's Personalized Shopping Data Sharing with Partners and Merchants clause do?

This provision establishes a default opt-out data sharing framework for US users under which personal and inferred data is disclosed to commercial third parties for personalization purposes without affirmative consent, subject to an account-level opt-out mechanism. The provision's reliance on a non-consent default for data collected after a specific cutoff date may require evaluation under CCPA and comparable state privacy …

Is ConductAtlas affiliated with PayPal?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by PayPal.