2 Documents
16 All provisions
0 Changes · 12 mo
- Last change
Objective measurements
Counted directly from the archive for Afterpay — documents, captured versions, and detected changes.
2
Documents tracked
2
Versions captured
0
Changes · 12 mo
0
Changes · all-time
ConductAtlas User-Protection Index
Provisional · scored on 5 of 6
23.2/100
Consumer tier · provisional until more dimensions are known
How is this scored? →
Baseline 23.2 here · corpus average 31.4 across 191 scored platforms Middle 50% Q1 18.4 · median 30.8 · Q3 42.3

Higher = more protective of you, the user/customer — a deliberately user-protective lens, not a universal “good vs bad” score. Computed algorithmically from Afterpay’s cited governance stances; no dimension we haven’t confidently read is ever counted against the score. Free, reproducible, and never purchasable.

Consumer tier · 23.2/100 · provisional · scored on 5 of 6
Arbitration & class action weight 22% 15.0
AI training on your data weight 18% not stated
Data retention & deletion weight 15% 0.0
Governance Coverage
Account Control
18 provisions
Acceptable Use
16 provisions
Intellectual Property
11 provisions
Liability Limitation
11 provisions
Data Collection
9 provisions
Contract Terms
9 provisions
Data Usage
8 provisions
Restricted Content
8 provisions
Indemnification
7 provisions
Arbitration
6 provisions
Quick Facts
Arbitration: Required
AI Training: Not stated
Data Retention: Retained after closure
Class Action: Waived
Key Governance Provisions
Binding Arbitration Mandatory Dispute Resolution

Because either party — not just Afterpay — may elect binding arbitration once informal negotiations fail, a user can be compelled into arbitration and foreclosed from litigating in court.

No Liability for Indirect or Consequential Damages

The exclusion covers a broad range of harm categories — including personal injury and all forms of consequential damages — which substantially limits the types of losses a user can recover from After…

Aggregate Liability Cap Five Hundred Dollars

The cap limits the maximum financial recovery a user can obtain from Afterpay regardless of the nature or scale of the harm, which constrains the practical value of any legal claim against Afterpay.

One Account Per Person Limit

The one-account limit means any attempt to open additional accounts is a breach of the terms, which could have consequences for account standing.

AI Inputs May Be Shared with Third-Party Providers

Personal data a user includes in an AI Product Input is not confined to Afterpay but may flow to external third-party service providers, expanding the universe of entities that handle the user's data.

Document Coverage
Privacypolicy Termsofservice
Last change detected: - Changes (12 months): 0 Documents monitored: 2 Provisions tracked: 16
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Documents

Afterpay Privacy Policy

Medium

Afterpay's Privacy Notice explains what personal information Afterpay collects and how it uses, shares, and retains it whenever you interact with its website, app, or account. By continuing to use …

Dated March 16, 2026 · Privacy policy
10 provisions 1 version captured Version history →

Afterpay Terms of Service

High

This document sets out the rules for using Afterpay, including how Afterpay can use content you submit to its AI features and how disputes are handled. Afterpay's financial liability to …

Terms of service
6 provisions 1 version captured Version history →
📈 Policy Drift Analysis View all changes →

Selected provisions (3 of 16)

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Frequently Asked Questions

What Afterpay documents does ConductAtlas track?

ConductAtlas tracks 2 Afterpay documents including terms of service, privacy policy, and other governance documents. Every document is captured daily with cryptographic verification.

How many policy changes has Afterpay made in the past year?

Afterpay has made 0 policy changes in the past 12 months across the documents ConductAtlas tracks.

How many provisions has ConductAtlas classified for Afterpay?

ConductAtlas has classified 16 provisions across Afterpay's tracked documents.

Can I get alerts when Afterpay changes their policies?

Yes. Monitor subscribers ($4.99/month) can add Afterpay to their watchlist and receive an email alert after the daily check that finds a change to a tracked document. We check daily where we can, and show you where we can't.