PayPal Acceptable Use Policy

PayPal's Acceptable Use Policy sets out what you can and cannot do with its payment services. A wide range of activities—including selling digital assets, health-care services, adult content, and gambling—are covered by specific conditions or restrictions. Breaking any of these rules also counts as breaking your main PayPal User Agreement, which can result in account suspension or termination.

This Acceptable Use Policy establishes the conditions under which PayPal's services may be used, identifying specific categories of activity that are either subject to pre-approval or outright prohibited. A violation of the policy constitutes a violation of the PayPal User Agreement, carrying all associated consequences. PayPal defines broad regulated categories—including digital assets (cryptocurrencies, NFTs, in-game currencies), financial instruments, health-care services, medical devices, prescription products, adult digital content, money service businesses, and gambling operators—each subject to policy conditions. Users bear independent and sole responsibility for compliance with all applicable laws across every jurisdiction in which they use PayPal's services, with no compliance obligation shared by PayPal.

For an individual user, this document means that many common or emerging activities—such as dealing in NFTs or in-game currencies, receiving payments for health-care or prescription services, or running gambling-related transactions—are subject to specific PayPal conditions that must be met before proceeding. You are solely and independently responsible for ensuring every action you take on PayPal complies with all laws that apply to you, regardless of your purpose. Prohibited conduct—including facilitating bribery or corruption, promoting hate or discriminatory intolerance, or financially exploiting criminal activity—can result in consequences under both this policy and the PayPal User Agreement.