2 Documents
18 All provisions 7 High severity 7 Medium severity 4 Low severity
0 Changes · 12 mo
- Last change

High, provisions that significantly limit your legal rights, authorize broad data collection, or create material financial exposure. Medium, provisions worth knowing about but with partial protections or limited scope. Low, standard terms with minimal consumer impact.

Objective measurements
Counted directly from the archive for Adyen — documents, captured versions, and detected changes.
2
Documents tracked
2
Versions captured
0
Changes · 12 mo
0
Changes · all-time
ConductAtlas User-Protection Index
Provisional · scored on 3 of 6
0.0/100
Consumer tier · provisional until more dimensions are known
How is this scored? →
Baseline 0.0 here · corpus average 31.4 across 191 scored platforms Bottom quartile Q1 18.4 · median 30.8 · Q3 42.3

Higher = more protective of you, the user/customer — a deliberately user-protective lens, not a universal “good vs bad” score. Computed algorithmically from Adyen’s cited governance stances; no dimension we haven’t confidently read is ever counted against the score. Free, reproducible, and never purchasable.

Consumer tier · 0.0/100 · provisional · scored on 3 of 6
Arbitration & class action weight 22% not stated
Data sharing & sale weight 20% 0.0
AI training on your data weight 18% not stated
Data retention & deletion weight 15% 0.0
Content ownership & licence weight 15% not stated
Business tier · insufficient coverage (scored on 2 of 6)
Arbitration & class action weight 22% not stated
Data sharing & sale weight 20% 0.0
AI training on your data weight 18% not stated
Data retention & deletion weight 15% 45.0
Content ownership & licence weight 15% not stated
Liability & warranties weight 10% not stated
Governance Coverage
Contract Terms
35 provisions · 7 high · 28 med
Payment Fees
24 provisions · 9 high · 12 med
Data Sharing
15 provisions · 7 high · 7 med
Privacy Rights
14 provisions · 7 high · 7 med
Acceptable Use
14 provisions · 9 high · 2 med
Liability Limitation
10 provisions · 4 high · 6 med
Enforcement Actions
9 provisions · 9 high
Policy Changes
6 provisions · 2 high · 4 med
Platform Discretion
6 provisions · 4 high · 2 med
Data Collection
6 provisions · 2 high · 4 med
Quick Facts
Arbitration: Not stated
AI Training: Not stated
Data Retention: 730-day retention
Class Action: Not stated
Key Governance Provisions
High Adyen may revise Terms and Conditions with 30 days notice

Adyen retains the right to alter the contractual terms governing the relationship, with the Merchant's only protection being a minimum 30-day written notice period.

High Adyen liability limited to prior year Processing Fees

The cap ties maximum recoverable damages to a backward-looking fee figure, which may be substantially lower than actual losses suffered by the Merchant in a given year.

High Adyen may terminate immediately for Merchant legal breach or insolvency

A reasonable suspicion—not a confirmed finding—of legal non-compliance is sufficient for Adyen to immediately cut off the Merchant's payment processing, in whole or in part.

High Chargeback recovery rights survive termination of Merchant Agreement

The Merchant's financial exposure to Adyen for Chargebacks and related costs does not end when the agreement terminates; it persists for any transaction processed during the term.

High Merchant must not capture Payment Details on its own site

The Merchant is prohibited from handling raw payment credentials on its own infrastructure, which shifts the data-capture function entirely to Adyen's Hosted Payment Pages.

Document Coverage
Privacypolicy Termsofservice
Last change detected: - Changes (12 months): 0 Documents monitored: 2 Provisions tracked: 18
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Documents

Adyen Privacy Policy

Medium

This document explains how Adyen collects, uses, and shares your personal data, including with verification agencies, regulators, and group companies outside the EEA. You have rights to access, receive a …

Last updated May 5, 2026 · Privacy policy
8 provisions 1 version captured Version history →

Adyen Terms

High

This document sets out the rules under which Adyen processes and settles payments for businesses that use its platform. Adyen can change its prices or contract terms with advance notice, …

Last updated May 5, 2026 · Terms of service
10 provisions 1 version captured Version history →
📈 Policy Drift Analysis View all changes →

High Severity Provisions (7)

View all high severity provisions → Compare Adyen with other platforms →

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Applicable Regulations

CCPA/CPRA
California, USA
View official text ↗
CFAA
United States Federal
View official text ↗
Connecticut Data Privacy Act Amendments
US-CT
View official text ↗
EFTA / Reg E
United States Federal
View official text ↗
ePrivacy Directive
European Union
View official text ↗
FCRA
United States Federal
View official text ↗
FTC Act Section 5
United States Federal
View official text ↗
GDPR
European Union
View official text ↗
GLBA
United States Federal
View official text ↗
Indiana Consumer Data Protection Act
US-IN
View official text ↗
Kentucky Consumer Data Protection Act
US-KY
View official text ↗
Universal Opt-Out Mechanism Expansion 2026
US
View official text ↗

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Frequently Asked Questions

What Adyen documents does ConductAtlas track?

ConductAtlas tracks 2 Adyen documents including terms of service, privacy policy, and other governance documents. Every document is captured daily with cryptographic verification.

How many policy changes has Adyen made in the past year?

Adyen has made 0 policy changes in the past 12 months across the documents ConductAtlas tracks.

How many provisions has ConductAtlas classified for Adyen?

ConductAtlas has classified 18 provisions across Adyen's tracked documents. 7 are rated high severity, 7 medium, and 4 low.

Can I get alerts when Adyen changes their policies?

Yes. Monitor subscribers ($4.99/month) can add Adyen to their watchlist and receive same-day email alerts whenever any tracked document changes.