Provisions Index

You are responsible for keeping your account password secure and for all activity that occurs under your account, even if someone else accesses it without your permission....

Why it matters: If your GitHub account is compromised, you may be held responsible for any violations or actions taken by the unauthorized party using your credentials....

GitHub will respond to valid DMCA copyright takedown notices by removing or disabling access to infringing content, and repeat infringers may have their accounts terminated....

Why it matters: Your repositories or content could be taken down based on a DMCA notice — even potentially incorrectly — and repeat notices could lead to permanent account termination....

GitHub provides its services 'as is' and 'as available' with no guarantees about uptime, reliability, or fitness for a particular purpose — you use the service at your own risk....

Why it matters: GitHub makes no promises about service availability or reliability, meaning if the platform goes down and you lose work or suffer business disruption, GitHub has no contractual obligation to compensate you....

GitHub requires users to be at least 13 years old, and users between 13 and the age of majority in their jurisdiction must have parental or guardian consent to use the service....

Why it matters: Parents and guardians should be aware that GitHub collects account data from users as young as 13, and minors using the platform are subject to the same terms and content exposure as adults....

If you have a legal dispute with Microsoft and you live in the United States, you must resolve it through individual arbitration rather than going to court. You also cannot join a class action lawsuit against Microsoft....

Why it matters: This clause removes your right to sue Microsoft in court and prevents you from joining with other consumers in a class action, which is often the only practical way to challenge a large company over small individual harms....

When you upload or share content on Microsoft or Xbox services, you give Microsoft a worldwide, royalty-free license to use, copy, distribute, display, and create derivative works from that content....

Why it matters: This means Microsoft can use things you post or upload — including photos, videos, text, and game clips — across its services without paying you or asking for additional permission each time....

Microsoft can change these terms or modify, suspend, or discontinue any of its services at any time, usually with advance notice but sometimes without it....

Why it matters: Your continued use of the services after notice of changes constitutes acceptance, meaning terms governing your rights can change without your active agreement....

Microsoft limits its legal responsibility for damages caused by its services to the greatest extent allowed by law, meaning you may not be able to recover significant losses even if Microsoft is at fault....

Why it matters: If Microsoft's service fails and causes you financial harm or loss of data, the agreement attempts to cap or eliminate Microsoft's financial responsibility for those losses....

Microsoft can suspend or permanently close your account if it believes you have violated the terms of service, which could result in loss of access to purchased content, games, and digital libraries....

Why it matters: You could lose access to games, subscriptions, and digital purchases you have paid for if Microsoft decides your account has violated its policies, even if you disagree with that decision....

Children under 13 (or the applicable age of digital consent in their country) must have parental or guardian consent to use Microsoft and Xbox services, and parents are responsible for supervising minor accounts....

Why it matters: Parents who create or authorize accounts for their children become legally responsible for activity on those accounts, including any purchases or content interactions....

Paid subscriptions like Xbox Game Pass automatically renew at the end of each billing period and your payment method will be charged unless you cancel before the renewal date....

Why it matters: If you forget to cancel a subscription you no longer want, you will be automatically charged for another period, and refunds are not guaranteed....

This agreement is governed by the laws of the State of Washington and the United States, regardless of where you live, unless local laws in your country require otherwise....

Why it matters: If you have a legal dispute with Microsoft that proceeds outside arbitration, it would typically be handled in Washington State courts under Washington law, which may be inconvenient or disadvantageous for consumers in other states or countries....

Microsoft has the right to review and remove content you post and to take action against your account if it determines you have violated its code of conduct, which prohibits a wide range of content and behaviors....

Why it matters: Microsoft has broad discretion to remove content or penalize accounts based on its own interpretation of its conduct rules, with limited appeal mechanisms described in the agreement....

Microsoft collects data about how you use its services and shares it in accordance with its Privacy Statement, which is incorporated into this agreement by reference....

Why it matters: The scope of data collection and sharing practices is governed by a separate Privacy Statement document, meaning users must review multiple documents to fully understand how their data is handled....

If you have a dispute with Headspace, you must resolve it through private arbitration rather than going to court, and you cannot join or start a class-action lawsuit against Headspace....

Why it matters: This prevents you from banding together with other affected users to hold Headspace accountable through the courts, which is often the only practical way to pursue small individual claims....

Your Headspace subscription automatically renews at the end of each billing period and your payment method will be charged unless you cancel before the renewal date....

Why it matters: Many users forget to cancel and are charged for another period they did not intend to pay for, and refunds are limited....

Headspace collects health and mental wellness information about you that is considered sensitive under multiple laws, including GDPR in Europe and state consumer health data laws in the US....

Why it matters: Mental health data is among the most sensitive personal information and misuse or breach of this data can have serious consequences for users' employment, insurance, and personal lives....

Headspace limits how much money it can owe you if something goes wrong to the amount you paid in the 12 months before the problem, and disclaims liability for many types of harm....

Why it matters: This means even if Headspace causes you significant harm — for example by mishandling your mental health data — your financial recovery is capped at one year of subscription fees....

When you post or submit content through Headspace's platform, you give Headspace a broad, royalty-free license to use, modify, distribute, and display that content....

Why it matters: Any content you share on the platform — including feedback, posts, or materials — can be used by Headspace for its business purposes without paying you....

Headspace explicitly states its products and services are not intended for medical emergencies and should not be used to access emergency care....

Why it matters: If you are in a mental health or medical crisis, relying on Headspace instead of calling emergency services could put your life at risk....

All content on the Headspace platform — including meditations, courses, and app content — is owned by Headspace, and you only get a limited personal license to use it....

Why it matters: You cannot copy, share, or reuse Headspace content outside the platform, and your access ends when your subscription ends....

Headspace requires users to be of a minimum age (typically 13 or older) and may require parental consent for younger users accessing certain services....

Why it matters: Parents should be aware that minors using Headspace may have their health and wellness data collected, which is subject to additional legal protections....

Headspace prohibits a range of user behaviours on its platform including misuse, reverse engineering, commercial exploitation of content, and providing false information....

Why it matters: Violating these rules can result in immediate account termination without refund....

Disputes with Headspace are governed by the laws of a specific US state (California), regardless of where you live in the world....

Why it matters: If you live outside California — or outside the US — you may have fewer legal protections than your local law would otherwise provide....

If you have a dispute with Peloton, you must resolve it through binding arbitration rather than in a court of law, unless you opt out within 30 days of creating your account....

Why it matters: Arbitration removes your ability to have a judge or jury hear your case in court, and typically favors companies over individual consumers....

You agree not to join or start a class action lawsuit against Peloton — any claims must be brought individually, not as part of a group....

Why it matters: Class action lawsuits are one of the most effective tools consumers have against companies when widespread harm occurs; waiving this right significantly limits collective consumer power....

Your Peloton membership subscription automatically renews at the end of each billing period and your payment method is charged unless you cancel before the renewal date....

Why it matters: Auto-renewal can result in unexpected charges if you forget to cancel, and understanding the cancellation process before the next billing cycle is important to avoid unwanted fees....

When you post content on Peloton's platform (such as profile information, workout posts, or community content), you grant Peloton a broad, royalty-free license to use, reproduce, modify, and distribute that content....

Why it matters: Peloton can use content you create or share on its platform for its own purposes, including marketing, without compensating you or seeking further permission....

Peloton can change, suspend, or discontinue any part of its services — including features you rely on — at any time and with limited notice....

Why it matters: Peloton can remove features, change how its products work, or shut down services you paid for without your consent, which has already affected Peloton users in the past....

Peloton's financial responsibility to you is strictly capped — in most cases to the amount you paid in the last 12 months — and Peloton disclaims liability for a wide range of potential harms....

Why it matters: Even if Peloton's product or service causes you significant harm, the amount you can recover may be limited to a relatively small sum, and many types of damages are excluded entirely....

Peloton's services are intended for users aged 13 and older, and users under 18 must have parental consent to use the platform and cannot make purchases....

Why it matters: Minors are given limited access and parents should be aware that their consent is required, but enforcement mechanisms are not detailed, raising questions about how minors' data is handled....

Disputes are governed by the laws of the state of New York, and legal proceedings (outside of arbitration) must take place in New York courts....

Why it matters: If you need to take legal action against Peloton outside of arbitration, you may need to do so in New York regardless of where you live, which adds cost and inconvenience....

Peloton states that its workouts and fitness guidance are not a substitute for professional medical advice, and that users exercise at their own risk....

Why it matters: If you are injured while using Peloton equipment or following its fitness programs, Peloton disclaims responsibility, placing full accountability on you as the user....

Peloton collects a wide range of personal and fitness data from users, including usage data, location, and health metrics, governed by its Privacy Policy which is incorporated into these terms....

Why it matters: Peloton collects sensitive health and fitness data that, if shared or breached, could have significant privacy implications for users....

Yelp collects your precise GPS location from your device when you use the app, and may use this data to personalize content, target advertising, and share it with third-party partners....

Why it matters: Precise location data is among the most sensitive categories of personal information and can reveal where you live, work, worship, or receive medical care....

When you make or receive calls through Yelp's platform (such as calls to businesses), Yelp may record, transcribe, and analyze those calls for quality assurance, fraud prevention, and service improvement purposes....

Why it matters: Call recordings may capture sensitive personal conversations and can be retained and analyzed, raising significant privacy concerns for both consumers and businesses....

Yelp shares your personal information, including browsing behavior and identifiers, with advertising partners for the purpose of targeted and cross-context behavioral advertising....

Why it matters: Under CCPA/CPRA, sharing data for cross-context behavioral advertising is treated as a 'sale' of personal information, giving California residents the right to opt out....

Yelp uses artificial intelligence features that process your personal information, including content you submit, to power AI-driven tools and may use your data to train or improve AI models....

Why it matters: AI processing of personal data raises additional privacy risks including inferences about sensitive characteristics and potential for automated decision-making affecting users....

California residents and certain other US state residents have the right to know what personal data Yelp holds about them, request its deletion, correct inaccuracies, opt out of its sale or sharing, and limit use of sensitive personal information....

Why it matters: These rights give consumers meaningful control over their personal data and require Yelp to respond to verified requests within statutory timeframes....

If you are a resident of the EEA, Switzerland, or the UK, Yelp Ireland Ltd. is your data controller and you have GDPR rights including access, erasure, portability, objection, and the right to lodge a complaint with a supervisory authority....

Why it matters: European residents have stronger legal protections than most other users, including the right to have their data erased and the right to object to processing based on legitimate interests....

Yelp both collects data about you from third-party sources (such as data brokers and social networks) and shares your data with third parties including advertising partners, analytics providers, and business partners....

Why it matters: This bidirectional data flow means Yelp builds richer profiles on users than what they share directly, and distributes that data broadly across the advertising ecosystem....

When you close your Yelp account, Yelp retains certain data for a period of time and some public content (such as reviews) may remain visible even after closure....

Why it matters: Closing your account does not immediately result in deletion of all your personal data, and public contributions may persist, limiting the practical effectiveness of account deletion....

Yelp states that its Service is not directed to children under 13 and that it does not knowingly collect personal information from children under 13....

Why it matters: While Yelp restricts use by children under 13, it does not have verified age-gating, meaning children could potentially create accounts, and parents should monitor their children's use....

Yelp reserves the right to modify this Privacy Policy and will indicate the date of the last update, but may not directly notify users of changes beyond posting an updated version on its website....

Why it matters: Users may be bound by updated privacy terms without receiving direct notification, meaning continued use of Yelp after a policy change constitutes acceptance of new data practices....

If you have a legal dispute with Nintendo, you must resolve it through individual arbitration rather than going to court. This means a private arbitrator — not a judge or jury — will decide your case....

Why it matters: This clause removes your ability to take Nintendo to court, which is a significant restriction on your legal rights as a consumer....

You agree to give up your right to participate in any class action lawsuit or class-wide arbitration against Nintendo. Any dispute must be resolved only on an individual basis....

Why it matters: Class actions allow many consumers to band together to pursue claims that would be too small or costly to pursue individually; waiving this right significantly weakens consumers' collective bargaining power against Nintendo....

When you submit any content — such as posts, images, or comments — to Nintendo's platforms, you grant Nintendo a royalty-free, perpetual, worldwide license to use, reproduce, modify, and distribute that content....

Why it matters: Nintendo can use anything you create and submit on their platforms for any purpose, without paying you or asking for further permission, potentially indefinitely....

Nintendo limits its financial responsibility to you for damages arising from use of their services, typically capping what you can recover and excluding certain types of losses entirely....

Why it matters: Even if Nintendo's services cause you harm — such as data loss or service outages — your ability to recover compensation is significantly restricted....

Nintendo provides its website and services 'as is' and makes no guarantees that they will work properly, be available, or be free from errors or harmful content....

Why it matters: If Nintendo's website or services fail, malfunction, or cause problems, Nintendo is not legally responsible because they have disclaimed all warranties....

Nintendo reserves the right to suspend or terminate your account at any time, with or without notice, if they believe you have violated their terms or for any other reason they deem appropriate....

Why it matters: Your access to Nintendo's digital services, including any purchased digital games or content tied to your account, can be cut off at Nintendo's discretion....