Provisions Index

Children under 13 (or the applicable age in their country) must have parental consent to use Nintendo's services, and Nintendo requires parents to agree to the terms on behalf of minors....

Why it matters: Parents are legally responsible for their children's use of Nintendo's services and are bound by the terms they accept on their child's behalf, including the arbitration clause....

You are not allowed to copy, modify, distribute, reverse engineer, or commercially exploit Nintendo's content, software, or trademarks without explicit permission....

Why it matters: Violating these restrictions can result in account termination and potential legal action from Nintendo, even for seemingly minor activities like fan-made content....

Any disputes are governed by the laws of the state of Washington, USA, and must be resolved in Washington, regardless of where you live....

Why it matters: If you need to resolve a dispute with Nintendo outside of arbitration, you may need to travel to or engage legal counsel in Washington State, which creates a significant practical barrier for most consumers....

You agree to protect Nintendo from any legal claims or costs that arise from your use of their services, your content, or your violation of the terms....

Why it matters: If your actions on Nintendo's platform lead to a lawsuit against Nintendo, you may be personally required to pay Nintendo's legal costs and damages....

If you have a dispute with MetaMask or Consensys, you must resolve it through binding individual arbitration rather than going to court, unless you opt out within 30 days of agreeing to the Terms....

Why it matters: Arbitration removes your right to a jury trial and limits your ability to appeal decisions, and proceedings are often less favorable to consumers than court litigation....

You agree to waive your right to participate in any class action lawsuit or class-wide arbitration against MetaMask or Consensys....

Why it matters: Class actions allow many consumers to pool claims against a company, which is often the only practical way to seek redress for small individual harms caused by widespread platform issues....

MetaMask does not store or have access to your private keys or seed phrase, and if you lose them, MetaMask cannot help you recover your funds — they will be permanently lost....

Why it matters: Unlike a bank or traditional financial institution, MetaMask has no ability to restore access to your account or funds if you lose your credentials, meaning user error results in permanent, irreversible financial loss....

MetaMask and Consensys disclaim liability for nearly all losses you might suffer, including lost profits, lost data, financial losses from bugs or hacks, and most other damages arising from use of the service....

Why it matters: This clause means that even if MetaMask's software has a bug or security flaw that causes you to lose money, you likely cannot recover those losses from the company....

MetaMask and Consensys reserve the right to change, suspend, or discontinue any part of the service at any time, with or without notice to users....

Why it matters: Your access to MetaMask's services could be altered or removed at any time, potentially impacting your ability to manage or access your digital assets through the platform....

You are not allowed to use MetaMask if you are located in a sanctioned country or are on a government sanctions list, and you are not allowed to use the service for illegal activities including money laundering or financing terrorism....

Why it matters: Using MetaMask from a restricted jurisdiction or for prohibited purposes could result in immediate termination of service and potential legal liability....

You must be at least 18 years old to use MetaMask; by using the service you confirm that you meet this requirement....

Why it matters: Minors who use MetaMask are doing so in violation of the Terms of Use, and the company accepts no responsibility for any harm to underage users....

MetaMask and Consensys own all intellectual property in the software and platform; users are granted a limited, non-exclusive license to use the software but do not own any part of it....

Why it matters: You cannot copy, modify, or distribute MetaMask's software beyond what the license permits, and Consensys can revoke your license if you violate the Terms....

MetaMask integrates with third-party services (such as exchanges, DeFi protocols, and NFT platforms) but is not responsible for those services' terms, reliability, or any losses you suffer from using them....

Why it matters: When you use third-party services accessed through MetaMask, you are subject to those services' own terms and MetaMask takes no responsibility for losses arising from them....

These Terms are governed by the laws of the State of New York, and any disputes not subject to arbitration must be resolved in the courts of New York....

Why it matters: If you live outside New York and have a dispute with MetaMask that must go to court, you may need to litigate in New York, which could be costly and inconvenient....

The privacy policy document could not be retrieved because the URL returned a 404 Page Not Found error. No legal provisions are available for analysis....

Why it matters: Without access to the actual privacy policy, consumers and compliance teams cannot assess AT&T's data collection, sharing, or consumer rights provisions....

TaskRabbit shares your personal information with third-party advertising partners, and acknowledges this may count as a 'sale' under California's privacy law (CCPA). You have the right to opt out of this....

Why it matters: This means your personal data could be shared with advertisers even if you don't realise it, and California residents have a legal right to stop this from happening....

TaskRabbit collects background check results, which may include criminal history, for Taskers and other users as permitted by law....

Why it matters: Criminal and identity check data is among the most sensitive personal information, and its collection, storage, and potential disclosure to third parties carries significant privacy and safety implications....

You have the right to ask TaskRabbit to delete your personal information, though they may keep some data to meet legal requirements....

Why it matters: This right gives users meaningful control over their data, but the carve-out for legal obligations means not all data will necessarily be deleted upon request....

TaskRabbit may share all your personal information with potential buyers or partners if the company is sold, merged, or undergoes a significant asset transaction....

Why it matters: In a sale or merger scenario, your data — including sensitive identity and billing information — could be transferred to an entirely new company without your active consent....

If you use TaskRabbit in Canada, your personal data is stored and processed on servers in the United States, and by accepting the privacy policy you consent to this transfer....

Why it matters: Data transferred to the US is subject to US laws, including government access provisions, which may offer less protection than Canadian privacy law (PIPEDA/Law 25)....

For EU and UK users, TaskRabbit uses a legal justification called 'legitimate interests' to process your contact information, identity data, and booking data for purposes including marketing and analytics....

Why it matters: Legitimate interests is a flexible legal basis that doesn't require your consent, meaning TaskRabbit may process your data for marketing-related purposes without explicitly asking you....

You can ask TaskRabbit for a copy of the personal information they hold about you, including what categories of data they have, where it came from, and who it has been shared with....

Why it matters: This right lets you see exactly what TaskRabbit knows about you and how your data is being used, which is an important tool for protecting your privacy....

You can stop receiving marketing emails and text messages from TaskRabbit by using the unsubscribe link in emails or texting STOP to opt out of SMS messages, or by adjusting your Notification settings in your account....

Why it matters: While you can opt out of marketing messages, TaskRabbit will continue to send you transactional communications related to your account and tasks regardless of your preferences....

If you have a dispute with 23andMe, you cannot take them to court — you must resolve it through private arbitration, and you must do so alone, not as part of a group....

Why it matters: This clause eliminates your ability to join a class action lawsuit, which is often the only practical way for individual consumers to hold large companies accountable for widespread harms....

You agree that you will not bring or participate in any class action lawsuit, class-wide arbitration, or consolidated proceeding against 23andMe....

Why it matters: Class actions are a critical mechanism for consumers to collectively challenge corporate misconduct; waiving this right means each consumer must act alone, making it economically impractical to pursue many legitimate claims....

23andMe may use a de-identified version of your genetic data for research purposes, potentially including sharing with third-party research partners....

Why it matters: Your DNA is uniquely identifying even when anonymized, and sharing it with third parties for research — even in aggregate form — carries risks of re-identification that could affect your privacy and potentially your family members who never consented....

Payments to 23andMe are generally non-refundable, and there are no credits for partially used services, except as required by law or in cases where sample processing fails twice....

Why it matters: If you are dissatisfied with your results, experience technical issues, or change your mind after purchasing, you will generally not be entitled to a refund, which is a significant financial consideration for a product costing $99–$499....

By submitting content (such as photos, comments, or other materials) to 23andMe, you grant them a broad, royalty-free license to use, reproduce, modify, and distribute that content....

Why it matters: Any content you submit to 23andMe — including profile information, forum posts, or other user-generated material — can be used by the company for a wide range of purposes without additional compensation to you....

23andMe can change these Terms at any time, and by continuing to use the service after receiving notice of changes, you automatically agree to the new Terms....

Why it matters: You could sign up under one set of rules and find yourself bound by significantly different terms — including changes to how your data is used — simply by continuing to log in without reading a notification email....

You must be at least 18 years old to create a 23andMe account and use the services, though parents or legal guardians may purchase and manage testing for minors....

Why it matters: Genetic testing of minors raises significant ethical and privacy concerns, as DNA results are permanent and irrevocable, and children cannot meaningfully consent to having their genetic information collected and potentially used for research....

23andMe limits how much they can be held financially responsible if something goes wrong with their service, including errors in your genetic results....

Why it matters: If 23andMe provides inaccurate genetic health information that leads you to make medical decisions, the financial damages you can recover may be capped at what you paid for the service....

Insurance companies and employers are explicitly prohibited from using 23andMe's services or accessing genetic information through these Terms....

Why it matters: This restriction is designed to protect users from having their genetic data used against them in insurance underwriting or employment decisions, which is also prohibited by federal law under GINA....

You can delete your 23andMe account at any time through your Account Settings, which ends your access to the services....

Why it matters: While account deletion is available, it is important to understand that deleting your account does not necessarily mean all of your genetic data is immediately and permanently destroyed — you should review the Privacy Statement for data deletion implications....

With your permission, Calm can access data from Apple HealthKit or Google Health Connect, including your sleep hours and sleep goals....

Why it matters: This allows a commercial app to access health-related data from your device's health platform, raising questions about how sensitive wellness data is handled and protected....

Calm uses cookies and allows advertising partners to track you across the web to show you targeted ads, and this may legally count as 'selling' or 'sharing' your personal data under privacy laws like CCPA....

Why it matters: This means your personal information may be commercially transferred to advertising partners without a direct payment, which triggers opt-out rights under California law and similar statutes....

Calm may make educated guesses about your age and gender based on other data it has collected about you, even if you never provided this information directly....

Why it matters: Inferring demographic characteristics like age and gender from usage data without explicit consent may be considered processing of sensitive personal information under various privacy laws....

Calm may record your chat messages, phone calls, and video calls when you use their chat-bot or provide feedback or participate in market research....

Why it matters: Recording communications without clear, prominent notice may implicate wiretapping laws and creates a persistent data record of potentially sensitive conversations....

Calm is based in the US and may transfer your personal data to countries that do not have the same level of data protection as your home country, using Standard Contractual Clauses or other legal mechanisms....

Why it matters: International data transfers can expose your personal information to different legal regimes, including potential government access rights that differ from those in your home jurisdiction....

Calm keeps your personal data only for as long as needed for the purposes it was collected, unless the law requires it to be kept longer....

Why it matters: Vague retention language ('no longer than necessary') without specific timeframes makes it difficult for consumers to know how long their sensitive data — including mood check-ins and sleep habits — is being held....

If your Calm subscription was provided by your employer or a family member, Calm may inform them that you have signed up and are using the subscription....

Why it matters: Your employer could receive confirmation that you have activated a Calm subscription, which may indirectly reveal that you are seeking stress relief, mental health support, or sleep assistance....

If Calm is sold, merged, or its assets are acquired, your personal data may be transferred to the acquiring company as part of that transaction....

Why it matters: In the event of a corporate transaction, your sensitive wellness data — including mood check-ins, sleep habits, and health information — could be transferred to a new owner whose privacy practices may differ significantly from Calm's....

Calm may offer rewards or discounts to users who participate in surveys or provide testimonials, in exchange for collecting personal information such as your name, email, and service experiences....

Why it matters: This provision formalises the exchange of personal data for financial value, which is a legally significant activity under CCPA and must meet specific disclosure and opt-out requirements....

Calm states it does not knowingly sell or share personal data about consumers under the age of 16....

Why it matters: This provides a baseline protection for minors' data under CCPA, but does not address broader collection or use of data from users under 13, which would be governed by COPPA....

Audible loads Amazon's tracking scripts on every page, which record your clicks, scrolling, time on page, device information, and session data. This happens automatically when you visit Audible's website....

Why it matters: This type of persistent behavioral tracking builds a detailed profile of how you use the service, which can be used for targeted advertising and shared across Amazon's ecosystem....

Audible uses cookies to track your session, link your browsing activity to your account, and persist your identity across visits. These cookies are set and read automatically....

Why it matters: Cookies allow Audible and Amazon to recognize you across visits and devices, enabling cross-session profiling and targeted advertising without requiring you to log in each time....

Audible loads Amazon's cross-domain SSO assets, meaning your login identity can be shared and recognized across Amazon and Audible simultaneously without separate authentication....

Why it matters: SSO integration means your Audible usage is directly linked to your Amazon account, enabling Amazon to combine your audiobook listening history with your broader Amazon shopping and browsing data....

Audible's privacy practices are governed by Amazon's Privacy Notice rather than a standalone Audible privacy policy, meaning Amazon's broader data terms apply to your Audible usage....

Why it matters: Amazon's Privacy Notice is a broad document covering a large number of services and data uses. By accepting Audible's terms, you are subject to Amazon's full data collection and use framework, which includes advertising, AI training, and third-party data sharing....

California residents have the right to know what data Audible and Amazon collect about them, request deletion of that data, and opt out of the sale or sharing of their personal information....

Why it matters: If you live in California, you have legally enforceable rights to access, delete, and limit the use of your personal data collected by Audible and Amazon under the CCPA and CPRA....

Audible's platform collects detailed technical data about errors, page performance, and user interactions through Amazon's logging systems, which is sent back to Amazon's servers automatically....

Why it matters: This telemetry goes beyond basic analytics and captures granular interaction data that can be used to identify individual users and their behavior patterns....

The document provided is a 404 error page, not a privacy policy. No legal provisions can be extracted or analyzed from this content....

Why it matters: Without access to the actual privacy policy, consumers and compliance teams cannot assess how Credit Karma collects, uses, or shares personal and financial data....