A digital banking and financial services company that provides mobile-based current accounts, debit cards, currency exchange, and investment services to consumers and businesses. The platform processes millions of financial transactions and stores sensitive personal and financial data for users across multiple jurisdictions. Policy changes significantly impact user rights regarding data handling, transaction fees, account terms, and dispute resolution procedures.

4 Documents
56 All provisions 13 High severity 32 Medium severity 11 Low severity
2 Changes · 12 mo
Apr 29, 2026 Last change

High — provisions that significantly limit your legal rights, authorize broad data collection, or create material financial exposure. Medium — provisions worth knowing about but with partial protections or limited scope. Low — standard terms with minimal consumer impact.

Governance Coverage
Privacy Rights
21 provisions · 3 high · 11 med
Account Control
10 provisions · 4 high · 5 med
Liability Limitation
9 provisions · 4 high · 5 med
Enforcement Actions
5 provisions · 2 high · 2 med
Data Sharing
5 provisions · 1 high · 4 med
Age Restriction
3 provisions · 3 med
Legal Jurisdiction
3 provisions · 1 med
Acceptable Use
3 provisions · 3 med
Arbitration
3 provisions · 3 high
Payment Fees
2 provisions · 2 med
Quick Facts
Arbitration: Mandatory
AI Training: Disclosed (high impact)
Data Retention: Specified
Class Action: Waived
Key Governance Provisions
High Automated Decision-Making and Profiling

Automated credit and fraud decisions can directly affect your access to financial products, and you have the legal right to request that a human reviews any decision that significantly affects you.

High Account Suspension and Closure Without Prior Notice

Account suspension can effectively freeze your access to funds you depend on for daily spending, and because Revolut may act on suspicion rather than confirmed wrongdoing, legitimate customers can be…

High FSCS Non-Coverage and Safeguarding Regime

Many consumers treat Revolut like a bank account and may not realise their funds lack the straightforward FSCS guarantee. In a Revolut insolvency, recovery would depend on the safeguarding process an…

High Biometric and Sensitive Data Collection

Biometric data such as facial scans or fingerprints is highly sensitive because, unlike passwords or account numbers, it cannot be changed if compromised, making its collection and protection particu…

High Automated Decision-Making in Financial Services

Automated decisions in financial services can affect whether you are approved for credit, flagged for fraud, or restricted from certain products, and consumers should understand they may have rights …

Document Coverage
Privacypolicy Termsofservice
Last change detected: Apr 29, 2026 Changes (12 months): 2 Documents monitored: 4 Provisions tracked: 56
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Documents

Revolut Privacy Policy

Medium

This document establishes Revolut's data collection, processing, and use practices for UK customers. The policy authorizes collection of identity documents, bank account details, card numbers, location data, device activity, transaction …

Last updated May 5, 2026 · Privacy policy
10 provisions 1 version captured Version history →

Revolut Terms of Service

Medium

This document establishes the terms governing Revolut's e-money account service for UK personal customers, including account operation, fee structures, and the rights and obligations of both parties. The agreement provides …

Last updated May 5, 2026 · Terms of service
10 provisions 1 version captured Version history →

Revolut Privacy Policy

Medium

This privacy policy establishes Revolut's data collection, use, and disclosure practices for US customers across its banking, brokerage, and investment services. The policy authorizes collection of identity data, financial transaction …

Last updated May 5, 2026 · Privacy policy
8 provisions 1 version captured Version history →

Revolut Terms of Service

High

This agreement establishes the terms governing Revolut Technologies Inc.'s prepaid card, multi-currency account, and money transfer services in the United States, issued through Lead Bank. The agreement requires that disputes …

Last updated May 5, 2026 · Terms of service
8 provisions 3 versions captured 1 significant change Version history →

Recent Changes

March 23, 2026 · Revolut Terms of Service Medium

Revolut removed three sentences from its Terms of Service on March 23, 2026 that described the Move Money Rules feature, which allowed users to automate fund movements across account pockets …

View change record →
📈 Policy Drift Analysis View all changes →

High Severity Provisions (5)

View all high severity provisions → Compare Revolut with other platforms →

Applicable Regulations

CFAA
United States Federal
View official text ↗
Connecticut Data Privacy Act Amendments
US-CT
View official text ↗
CAN-SPAM
United States Federal
View official text ↗
EFTA / Reg E
United States Federal
View official text ↗
ePrivacy Directive
European Union
View official text ↗
FCRA
United States Federal
View official text ↗
FAA
United States Federal
View official text ↗
FTC Act Section 5
United States Federal
View official text ↗
GDPR
European Union
View official text ↗
GLBA
United States Federal
View official text ↗
Indiana Consumer Data Protection Act
US-IN
View official text ↗
Kentucky Consumer Data Protection Act
US-KY
View official text ↗
UK GDPR
United Kingdom
View official text ↗
Universal Opt-Out Mechanism Expansion 2026
US
View official text ↗

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Frequently Asked Questions

What Revolut documents does ConductAtlas track?

ConductAtlas tracks 4 Revolut documents including terms of service, privacy policy, and other governance documents. Every document is captured daily with cryptographic verification.

How many policy changes has Revolut made in the past year?

Revolut has made 2 policy changes in the past 12 months across the documents ConductAtlas tracks.

How many provisions has ConductAtlas classified for Revolut?

ConductAtlas has classified 56 provisions across Revolut's tracked documents. 13 are rated high severity, 32 medium, and 11 low.

Can I get alerts when Revolut changes their policies?

Yes. Monitor subscribers ($19/month) can add Revolut to their watchlist and receive same-day email alerts whenever any tracked document changes.