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You are prohibited from using Revolut's services for money laundering, financing terrorism, sanctions evasion, or other illegal purposes, and Revolut will monitor and report suspicious activity.
This analysis describes what Revolut's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The clause operationalizes Revolut's compliance framework by defining the boundaries of authorized service use and establishing grounds for service restrictions or termination. This supports the entity's ability to manage regulatory, fraud, and operational risk.
The updated Terms of Service no longer document the Move Money Rules feature, which previously allowed users to set up automatic fund transfers across account pockets or currency exchanges based on custom conditions. The removal of this documentation means users cannot point to the terms as a reference for how this feature operates, what limits apply, or what fees may be charged. If the feature remains available in the app, its operational parameters are no longer formally described in the binding terms document.
View change record →Consumers could face account freezes and regulatory scrutiny if their transactions trigger AML or sanctions screening alerts, even where no actual wrongdoing has occurred, with limited transparent appeal process.
How other platforms handle this
You acknowledge that ŌURA has the right to monitor use of the Services to ensure compliance with the Agreement.
We reserve the right to monitor or audit your compliance with these Business Tools Terms.
If we learn that we've collected the personal data of a child under the age of 13 or 16, as applicable, we'll take reasonable steps to delete the personal data. This may require us to delete the Skillshare account...
Monitoring
Revolut has changed this document before.
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"For example, the Revolut app or Revolut Card must not be used (directly or indirectly) as follows: for illegal purposes (for example, committing fraud); in a way that we reasonably believe might harm our ability to provide our services; only to send money to and receive money from a credit card; for any transactions to receive cash other than making a withdrawal from an ATM; to control or use a Revolut account that's not yours; to give Revolut Cards to any other person not registered with your account; to allow anyone else to have access to or use your account or the Revolut app; to abuse, exploit or get around any usage restrictions set by a service provider your Revolut Card is registered with; or to trade in foreign currencies for speculative purposes.Excerpt from Revolut's Terms of Service (Superseded URL)
AML and OFAC sanctions compliance provisions reflect obligations under the Bank Secrecy Act, USA PATRIOT Act, and OFAC regulations. Institutional buyers should confirm Revolut maintains an adequate AML compliance program and SAR filing procedures consistent with FinCEN guidance.
Regulatory citations, enforcement risk, and due diligence action items.
Provision-level monitoring, governance timelines, and regulatory mapping built from archived source documents and historical version tracking.
The clause operationalizes Revolut's compliance framework by defining the boundaries of authorized service use and establishing grounds for service restrictions or termination. This supports the entity's ability to manage regulatory, fraud, and operational risk.
Consumers could face account freezes and regulatory scrutiny if their transactions trigger AML or sanctions screening alerts, even where no actual wrongdoing has occurred, with limited transparent appeal process.
ConductAtlas has identified this type of provision across 281 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Revolut.