If you have a dispute with Revolut, you must resolve it through individual binding arbitration rather than through a lawsuit, jury trial, or class action. You give up the right to join with other users in a collective legal claim against Revolut.
This analysis describes what Revolut's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This clause significantly limits how you can seek legal redress if Revolut makes an error, charges you incorrectly, or otherwise harms you. Without the ability to file a class action, the practical cost of arbitrating a small individual claim may outweigh the potential recovery.
The updated Terms of Service no longer document the Move Money Rules feature, which previously allowed users to set up automatic fund transfers across account pockets or currency exchanges based on custom conditions. The removal of this documentation means users cannot point to the terms as a reference for how this feature operates, what limits apply, or what fees may be charged. If the feature remains available in the app, its operational parameters are no longer formally described in the binding terms document.
View change record →You lose access to courts and jury trials for disputes with Revolut, and you cannot join other users in a class action lawsuit. This is particularly relevant for small-dollar financial disputes where individual arbitration costs may exceed the amount at stake.
How other platforms handle this
If, however, this Class Action Waiver is deemed invalid or unenforceable with respect to a particular Dispute...neither you nor Chegg will be entitled to arbitration of such Dispute.
the arbitration provider, National Arbitration and Mediation ("NAM"), shall not accept or administer any demand for arbitration and shall administratively close any arbitration unless the Party bringing such demand for arbitration can certify in writing that the terms...were fully satisfied.
Neither you nor we may elect arbitration of any claims seeking only individualized relief asserted by you or us in small claims court, so long as the action remains in that court and is not removed or appealed de novo...
"ANY DISPUTE, CLAIM, OR CONTROVERSY ARISING OUT OF OR RELATING TO THIS AGREEMENT OR THE BREACH, TERMINATION, ENFORCEMENT, INTERPRETATION OR VALIDITY THEREOF, INCLUDING THE DETERMINATION OF THE SCOPE OR APPLICABILITY OF THIS AGREEMENT TO ARBITRATE, SHALL BE DETERMINED BY ARBITRATION. YOU AND REVOLUT WAIVE THE RIGHT TO A JURY TRIAL AND WAIVE THE RIGHT TO PARTICIPATE IN A CLASS ACTION.Excerpt from Revolut's Terms of Service (Superseded URL)
REGULATORY LANDSCAPE: This provision implicates the Federal Arbitration Act, which generally permits arbitration agreements in consumer contracts, and the CFPB's consumer financial protection authority.
Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.
Search "[your state] attorney general consumer complaint" to find your state's direct complaint form
Coinbase's User Agreement includes a mandatory arbitration clause that most users may not have reviewed. Here is what the clause states and how the opt-out process works.
561 arbitration provisions across 197 platforms. ConductAtlas tracks how dispute resolution is being restructured across the internet.
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This clause significantly limits how you can seek legal redress if Revolut makes an error, charges you incorrectly, or otherwise harms you. Without the ability to file a class action, the practical cost of arbitrating a small individual claim may outweigh the potential recovery.
You lose access to courts and jury trials for disputes with Revolut, and you cannot join other users in a class action lawsuit. This is particularly relevant for small-dollar financial disputes where individual arbitration costs may exceed the amount at stake.
ConductAtlas has identified this type of provision across 206 platforms. See the full comparison.
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