64 Total
37 High severity
24 Medium severity
3 Low severity

Key Facts · in the document’s own words

What use is the Revolut account restricted to?
“This Revolut account is for personal use only and may not be used for business purposes.”
Version CA-V-002013, captured April 29, 2026 · live source ↗
Our reading, not the document’s words
Revolut restricts the Revolut account to personal use only and prohibits its use for business purposes.
What does Revolut limit its liability for card unavailability to?
“If you can't use your Revolut Card for any reason we will only be responsible to you for replacing the card.”
Version CA-V-002013, captured April 29, 2026 · live source ↗
Our reading, not the document’s words
Revolut limits its liability for card unavailability, for any reason, to replacing the card only.
Do charges already incurred remain payable after account closure?
“You will still have to pay any charges you've incurred. We may also charge you any cancellation fees that apply to other agreements you've entered into with us.”
Version CA-V-002013, captured April 29, 2026 · live source ↗
Our reading, not the document’s words
Revolut requires that charges already incurred remain payable after account closure.
Who is designated as the owner of the Group Pocket?
“Only the Revolut user who set up the Group Pocket (the owner) can automatically see all of the Group Pocket's transactions, close the Group Pocket, add or remove other members, and allow Group Pocket members to withdraw funds...”
Version CA-V-002013, captured April 29, 2026 · live source ↗
Our reading, not the document’s words
Revolut designates the user who set up the Group Pocket as the owner with exclusive automatic visibility of all transactions and exclusive control over closing the pocket, adding or removing members, and allowing member withdrawals.
Can a person open more than one Revolut personal account?
“You can't: open more than one Revolut personal account; or open a new Revolut personal account if we've previously closed a Revolut account that you held.”
Version CA-V-002013, captured April 29, 2026 · live source ↗
Our reading, not the document’s words
Revolut prohibits a person from opening more than one Revolut personal account and from opening a new Revolut personal account if Revolut has previously closed a Revolut account they held.
Does Revolut prohibit use of the Revolut app or Revolut Card, directly or indirectly, for illegal purposes?
“the Revolut app or Revolut Card must not be used (directly or indirectly) as follows: for illegal purposes (for example, committing fraud)”
Version CA-V-002013, captured April 29, 2026 · live source ↗
Our reading, not the document’s words
Revolut prohibits use of the Revolut app or Revolut Card, directly or indirectly, for illegal purposes.
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Summary

This document sets the rules for using your Revolut account and card, which are limited to personal use only — not business use. Revolut can immediately suspend or close your account if it believes, in its sole discretion, that you are behaving fraudulently, and it can change its terms at any time for any reason allowed by law. If your card is lost or stolen, you must report it through the Revolut app as soon as possible.

Analysis

This document establishes the terms governing individual use of Revolut's account, card, and services. It restricts accounts to personal use only, prohibits illegal use, and caps each person at a single account with eligibility conditioned on being at least 18 years old. Revolut reserves the right to modify terms for any reason subject to applicable law, to block payments upon reasonable concern about security or fraud, and to immediately close or suspend accounts in exceptional circumstances — including suspected fraud — at Revolut's sole discretion. Liability for card unavailability is limited exclusively to card replacement, and financial obligations incurred before account closure survive that closure.

What this means for you

As an individual user, your account is strictly personal — business use is prohibited and can result in Revolut taking action against your account. You may not hold more than one personal account, and a prior closure by Revolut bars you from opening a new one. Revolut may block your payments if it is reasonably concerned about security or unauthorized use, and may immediately close your account based solely on its own determination of fraudulent behavior. Any charges you incur remain payable even after your account is closed. If your card is lost or stolen, your specific action is to contact Revolut through the Revolut app as soon as possible.

Institutional Analysis
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Which mapped governance frameworks each document engages, tied to the specific provisions that engage them.

1 important change detected

3 versions captured · Latest change detected by ConductAtlas: April 2026

What changed Revolut added a new feature called 'Move Money Rules' that lets you automatically transfer funds between pockets in your account or exchange currencies based on conditions you set. The terms note that limits and fees may apply depending on your plan. This is a new product feature disclosure rather than a change to your rights or protections.
Why this matters Revolut introduced a new optional feature allowing you to set up automatic transfers between account pockets and currency conversions. The updated terms state that limits and fees may apply depending on your Revolut plan, meaning some users may incur costs when using this feature. You should review your specific plan details to understand what limits and fees apply before setting up automated rules.
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Featured, High severity

Complete Provision Index

Every distinct legal provision identified in this document. Featured provisions appear above with analysis.

64 provisions
12 featured
15 clause types
37 high severity
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Cross-platform context

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Mapped Governance Frameworks

CFAA
United States Federal
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EFTA / Reg E
United States Federal
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FAA
United States Federal
View official text ↗
FTC Act Section 5
United States Federal
View official text ↗
GDPR
European Union
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UK GDPR
United Kingdom
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Archival ProvenanceSource & Archival Record
This version captured April 29, 2026 06:37 UTC
Last successful capture May 11, 2026 15:29 UTC
Capture Method Automated scheduled archival capture
Document ID CA-D-000267
Version ID CA-V-002013
SHA-256 (extracted text, extractor v5) ca2698f5d8df338a90f6b8005640abbfde942ca69aa8979f045f87e166bf575a
✓ Snapshot stored Archived-bytes anchor not yet recorded

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