Provision record
Revolut · Revolut Terms of Service (Superseded URL) · View original document ↗

Account Suspension and Termination

High severity Common · 269 of 352 platforms
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Document Record

What it is

Revolut can suspend, restrict, or close your account at any time for a wide range of reasons, including suspected fraud, regulatory requirements, or breach of their terms, often with limited advance notice.

This analysis describes what Revolut's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

This clause establishes Revolut's authority to unilaterally terminate service based on grounds determined at its sole discretion, which affects account continuity and access to funds or services held within the platform. The provision applies across multiple categories of conduct and information status, creating operational conditions under which service termination can occur.

Recent Activity

This document changed recently

Medium Mar 23, 2026

The updated Terms of Service no longer document the Move Money Rules feature, which previously allowed users to set up automatic fund transfers across account pockets or currency exchanges based on custom conditions. The removal of this documentation means users cannot point to the terms as a reference for how this feature operates, what limits apply, or what fees may be charged. If the feature remains available in the app, its operational parameters are no longer formally described in the binding terms document.

View change record →

Clause Stability Stable

0
Changes
4
Months Monitored
Apr 3, 2026
First Seen
Apr 17, 2026
Last Seen
This clause type exists across 1969 other provisions on other platforms.

Consumer impact (what this means for users)

Consumers risk sudden loss of access to funds held in their Revolut account with limited recourse or notice, particularly if Revolut suspects a policy violation or is required to act by regulators.

What you can do

⚠️ These actions may provide transparency or partial mitigation but may not fully address the underlying issue. Effectiveness varies by jurisdiction and individual circumstances.
  • Close Your Account
    To close your Revolut account voluntarily, navigate to your Profile in the app, select 'Account', then 'Close account' and follow the prompts to withdraw funds and confirm closure.

How other platforms handle this

Tinder Medium

Use another user's account or share your account with another person;

Twitch Medium

Please make sure the information you provide to Twitch upon registration and at all other times is true, accurate, current, and complete to the best of your knowledge.

Walgreens Medium

If the Services require you to create an account or provide personal information, you agree to submit accurate, complete information, and to update it as appropriate.

See all platforms with this clause type →

Monitoring

Revolut has changed this document before.

Receive same-day alerts, structured change summaries, and monitoring for up to 20 platforms.

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▸ View Original Clause Language DOCUMENT RECORD
"
We may close or suspend your account immediately, and end your access to our services, in exceptional circumstances, including: if we have reason to believe, in our sole discretion, that you are behaving fraudulently, suspiciously, or other otherwise in violation of the law; if you haven't given us (or someone acting on our behalf) any information we need, or we have reason to believe, in our sole discretion, that information you have provided is incorrect or not true; if you've violated these terms and conditions; if we have reason to believe, in our sole discretion, that your use of the Revolut app is harmful to us or our software, systems or hardware; if we have reason to believe, in our sole discretion, that you continuing to use your account could damage our reputation or goodwill; if we have asked you to repay money you owe us and you have not done so within a reasonable period of time; if you've been declared bankrupt; or, if we have to do so under any law, regulation, or court order.

Excerpt from Revolut's Terms of Service (Superseded URL)

ConductAtlas Analysis

Institutional analysis (regulatory & governance intelligence)

Broad unilateral termination rights create regulatory exposure under state money transmission laws and FTC consumer protection standards, particularly where suspension results in consumers being unable to access funds. Legal teams should assess whether notice requirements satisfy applicable state law obligations.

Full institutional analysis

Regulatory citations, enforcement risk, and due diligence action items.

Applicable agencies

  • CFPB
    Account suspension and closure practices in financial services fall within CFPB oversight for unfair, deceptive, or abusive acts and practices.
    File a complaint →

Applicable regulations

CFAA
United States Federal

Provision details

Document information
Document
Revolut Terms of Service (Superseded URL)
Entity
Revolut
Document last updated
May 5, 2026
Tracking information
First tracked
March 24, 2026
Last verified
March 24, 2026
Record ID
CA-P-001389
Document ID
CA-D-00267
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
0ed57cafc9ea03db52a3574cff930a1f72c68e1972a9e764f2f1b8fa595652c7
Analysis generated
March 24, 2026 08:03 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Revolut
Document: Revolut Terms of Service (Superseded URL)
Record ID: CA-P-001389
Captured: 2026-03-24 08:03:08 UTC
SHA-256: 0ed57cafc9ea03db…
URL: https://conductatlas.com/platform/revolut/revolut-terms-of-service-superseded-url/provision/CA-P-001389/account-suspension-and-termination/
Accessed: July 25, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

Other risks in this policy

Governance intelligence across arbitration, AI governance, data rights, indemnification, and retention

Provision-level monitoring, governance timelines, and regulatory mapping built from archived source documents and historical version tracking.

Frequently Asked Questions

What does Revolut's Account Suspension and Termination clause do?

This clause establishes Revolut's authority to unilaterally terminate service based on grounds determined at its sole discretion, which affects account continuity and access to funds or services held within the platform. The provision applies across multiple categories of conduct and information status, creating operational conditions under which service termination can occur.

How does this clause affect you?

Consumers risk sudden loss of access to funds held in their Revolut account with limited recourse or notice, particularly if Revolut suspects a policy violation or is required to act by regulators.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 269 platforms. See the full comparison.

Is ConductAtlas affiliated with Revolut?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Revolut.