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A digital banking platform that provides mobile-first checking accounts, savings accounts, and financial services without traditional brick-and-mortar branches. The company's policies are significant to consumers because they govern how personal financial data is collected and used, outline fee structures and account terms, and establish protections for digital banking transactions and customer funds.
High, provisions that significantly limit your legal rights, authorize broad data collection, or create material financial exposure. Medium, provisions worth knowing about but with partial protections or limited scope. Low, standard terms with minimal consumer impact.
This right is available only to California residents and provides an opt-out mechanism that is not available to all customers under the general joint marketing sharing terms.
This restriction limits external sharing of financial information to legally permitted circumstances, providing California residents a stronger default protection than the general policy.
North Dakota customers receive a default restriction on external data sharing that limits transfers outside the corporate family to legally permitted circumstances.
Unlike the general policy where sharing occurs unless a customer opts out, North Dakota residents receive opt-out protection automatically.
Vermont residents have a stronger default protection against nonaffiliate marketing disclosures, requiring either legal permission or explicit customer authorization before such disclosure occurs.
This policy explains how Chime collects and shares your financial and personal information, including with outside companies for marketing. By default, your data is shared with nonaffiliated companies for marketing …
Chime updated its privacy notice on June 21, 2026, with a version change from 08/2017 to 06/2026. The updated notice includes reorganized sharing tables that now separately detail reasons Chime …
View change record →Chime removed detailed sharing disclosures and opt-out question-and-answer format from their privacy policy, replacing it with a single line directing users to update Privacy Settings via their account or mobile …
View change record →Chime updated its privacy notice with mostly minor edits, but made one material change: it now states it does NOT share information with other financial companies for joint marketing purposes, …
View change record →Chime's updated Consumer Privacy Notice (revised February 2025) contains several substantive changes to data sharing disclosures. Most significantly, the policy now states that Chime shares customer information for joint marketing …
View change record →ConductAtlas tracks 2 Chime documents including terms of service, privacy policy, and other governance documents. Every document is captured daily with cryptographic verification.
Chime has made 6 policy changes in the past 12 months across the documents ConductAtlas tracks.
ConductAtlas has classified 15 provisions across Chime's tracked documents. 1 are rated high severity, 11 medium, and 3 low.
Yes. Monitor subscribers ($4.99/month) can add Chime to their watchlist and receive same-day email alerts whenever any tracked document changes.