Generated by a model from the captured document; not read by a person

A digital banking platform that provides mobile-first checking accounts, savings accounts, and financial services without traditional brick-and-mortar branches. The company's policies are significant to consumers because they govern how personal financial data is collected and used, outline fee structures and account terms, and establish protections for digital banking transactions and customer funds.

2 Documents
1 All provisions
1 Changes · 12 mo
Jun 21, 2026 Last change
Objective measurements
Counted directly from the archive for Chime — documents, captured versions, and detected changes.
2
Documents tracked
6
Versions captured
1
Changes · 12 mo
1
Changes · all-time
124
Days since change
Governance Coverage
Data Sharing
8 provisions
Privacy Rights
7 provisions
Other
2 provisions
Data Collection
1 provision
Restricted Content
1 provision
Key Governance Provisions
California residents joint marketing opt-out right

This right is available only to California residents and provides an opt-out mechanism that is not available to all customers under the general joint marketing sharing terms.

California restriction on sharing financial information externally

This restriction limits external sharing of financial information to legally permitted circumstances, providing California residents a stronger default protection than the general policy.

North Dakota restriction on sharing outside corporate family

North Dakota customers receive a default restriction on external data sharing that limits transfers outside the corporate family to legally permitted circumstances.

North Dakota default opt-out from nonaffiliate marketing

Unlike the general policy where sharing occurs unless a customer opts out, North Dakota residents receive opt-out protection automatically.

Vermont residents nonaffiliate marketing disclosure prohibition

Vermont residents have a stronger default protection against nonaffiliate marketing disclosures, requiring either legal permission or explicit customer authorization before such disclosure occurs.

Document Coverage
Privacypolicy Termsofservice
Last change detected: Jun 21, 2026 Changes (12 months): 1 Documents monitored: 2 Provisions tracked: 1
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Documents

Chime Terms of Service

Terms of service
0 provisions 0 versions captured Version history →

Chime Privacy Policy

Medium

This policy explains how Chime collects and shares your financial and personal information, including with outside companies for marketing. By default, your data is shared with nonaffiliated companies for marketing …

Privacy policy
0 provisions 6 versions captured 1 significant change Version history →

Recent Changes

June 21, 2026 · Chime Privacy Policy Medium

Chime updated its privacy notice to restructure how it discloses data sharing practices and opt-out mechanisms. The revised notice reorganizes the sharing disclosure table into a more detailed format with …

View change record →
📈 Policy Drift Analysis View all changes →

Selected provisions (0 of 1)

No provisions found.

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Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.

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Frequently Asked Questions

What Chime documents does ConductAtlas track?

ConductAtlas tracks 2 Chime documents including terms of service, privacy policy, and other governance documents. Every document is captured daily with cryptographic verification.

How many policy changes has Chime made in the past year?

Chime has made 1 policy changes in the past 12 months across the documents ConductAtlas tracks.

How many provisions has ConductAtlas classified for Chime?

ConductAtlas has classified 1 provisions across Chime's tracked documents.

Can I get alerts when Chime changes their policies?

Yes. Monitor subscribers ($4.99/month) can add Chime to their watchlist and receive an email alert after the daily check that finds a change to a tracked document. We check daily where we can, and show you where we can't.