A digital banking platform that provides mobile-first checking accounts, savings accounts, and financial services without traditional brick-and-mortar branches. The company's policies are significant to consumers because they govern how personal financial data is collected and used, outline fee structures and account terms, and establish protections for digital banking transactions and customer funds.
High — provisions that significantly limit your legal rights, authorize broad data collection, or create material financial exposure. Medium — provisions worth knowing about but with partial protections or limited scope. Low — standard terms with minimal consumer impact.
The provision defines the scope of personal data collection practices across Chime's product portfolio. By conditioning data collection categories on the specific account type or service used, the cl…
This document establishes Chime's data collection, use, and sharing practices for users of its banking application and website. Chime collects transaction history, location data, device activity, and behavioral information, and …
Chime removed detailed sharing disclosures and opt-out question-and-answer format from their privacy policy, replacing it with a single line directing users to update Privacy Settings via their account or mobile …
View change record →Chime updated its privacy notice with mostly minor edits, but made one material change: it now states it does NOT share information with other financial companies for joint marketing purposes, …
View change record →Chime's updated Consumer Privacy Notice (revised February 2025) contains several substantive changes to data sharing disclosures. Most significantly, the policy now states that Chime shares customer information for joint marketing …
View change record →ConductAtlas tracks 2 Chime documents including terms of service, privacy policy, and other governance documents. Every document is captured daily with cryptographic verification.
Chime has made 3 policy changes in the past 12 months across the documents ConductAtlas tracks.
ConductAtlas has classified 15 provisions across Chime's tracked documents. 1 are rated high severity, 11 medium, and 3 low.
Yes. Monitor subscribers ($19/month) can add Chime to their watchlist and receive same-day email alerts whenever any tracked document changes.