Change record
CA-X-003142
Chime Privacy Policy
Entity
Date detected
June 21, 2026
Severity
Direction
Neutral
Taxonomy
Disclosure requirement change
Changes
+21 sentences added · −4 sentences removed · 17 sentences modified

Impact Summary

Generated by a model from the captured document; not read by a person
Medium Neutral for users
Affected users
All users California residents Vermont residents Nevada residents North dakota residents

Chime updated its privacy notice to restructure how it discloses data sharing practices and opt-out mechanisms. The revised notice reorganizes the sharing disclosure table into a more detailed format with explicit 'Does The Bancorp share?' and 'Can you limit this sharing?' columns for each category. The updated terms also shift the opt-out mechanism from phone and website contact to submission through the Chime Privacy Hub, add state-specific disclosures for California, Vermont, Nevada, and North Dakota residents, and clarify that joint marketing with other financial institutions is now permitted.

1 new obligation 2 obligations expanded

Consumers: To opt out of data sharing, you must now use the Chime Privacy Hub instead of calling or visiting the website.

Consumers: Chime now explicitly states it shares data with other financial institutions for joint marketing purposes, such as offering financial products and services.

Consumers: Residents of certain states now have additional privacy protections and opt-out options specific to their state laws.

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What this means for you

Generated by a model from the captured document; not read by a person

The updated privacy notice restructures how Chime discloses its data sharing practices and changes the mechanism for opting out of certain sharing. The revised terms now explicitly state that Chime permits joint marketing with other financial institutions and clarifies sharing practices for everyday business purposes, marketing, and nonaffiliate marketing. You can limit sharing for nonaffiliate marketing and certain affiliate practices by submitting an opt-out through the Chime Privacy Hub; state-specific opt-out mechanisms are also available for California, Nevada, and North Dakota residents.

What you can do

→ Review the updated privacy notice to understand which data sharing practices you can limit.

→ If you wish to opt out of data sharing for nonaffiliate marketing or certain affiliate practices, submit an opt-out through the Chime Privacy Hub.

→ If you are a California, Nevada, or North Dakota resident, review state-specific opt-out mechanisms available in the updated notice.

Key Clauses Affected

Generated by a model from the captured document; not read by a person
opt-out mechanism

Changed from phone and website contact to submission through Chime Privacy Hub.

joint marketing authorization

Explicitly permits joint marketing with other financial institutions, with examples of joint marketing partners provided.

state-specific privacy disclosures

Added or revised disclosures for California, Vermont, Nevada, and North Dakota residents reflecting applicable state privacy laws.

Full clause-by-clause analysis available with Insight.
ⓘ

This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology

Evidence Verification

✓ Verified
Previous Version
ac892b8cd6fbafc034099a7e11a8c3f8379c552abaecee3fa67df1aa3ffb7ea3
May 11, 2026 18:33 UTC
✓ Verified
Current Version
c45717178e680077feadd8151fb55a525a139fc0dc61e48b0e3a3928374e183e
June 21, 2026 17:13 UTC
✓ Verified
Change Detected
June 21, 2026 17:13 UTC
✓
Analysis Methodology
✓ Verified
Source Document
https://www.chime.com/privacy-policy/
Record history

Wording edits to this record that do not change what it claims. Changes to a claim are published as corrections.

2026-10-11 · Feed summary edited · summary regenerated by summarize_events
Previous text
Updated disclosure: Chime now explicitly authorizes sharing customer information with other financial companies for joint marketing purposes.
2026-10-11 · Impact summary edited · summary regenerated by summarize_events
Previous text
The updated privacy notice now explicitly discloses that Chime shares customer information with other financial companies for joint marketing purposes, whereas the prior 2017 version stated Chime did not engage in this sharing. This represents a material change in the stated data handling practice. Under the updated terms, customers can limit this sharing by logging into their Chime account at chime.com or through the Chime Mobile application and updating their Privacy Settings.
2026-10-11 · Summary edited · summary regenerated by summarize_events
Previous text
Chime updated its privacy notice on June 21, 2026, with a version change from 08/2017 to 06/2026. The updated notice includes reorganized sharing tables that now separately detail reasons Chime shares customer information, explicit clarification that Chime shares information for joint marketing with other financial companies (previously listed as 'No We don't share'), and reformatted disclosure sections. The most material operational change is the shift in how joint marketing sharing is disclosed: the prior version stated Chime does not share for joint marketing, while the updated version indicates Chime does authorize this sharing, though customers retain the ability to limit it.
2026-10-07 · Change line edited · change line rewritten to the 2026-10-07 template: no detection date, no sentence counts
Previous text
Chime updated their Chime Privacy Policy on June 21, 2026. Change detected: 21 sentence(s) added, 4 sentence(s) removed, 17 sentence(s) modified. Document contained 62 sentences after update.
Citation Record
Entity: Chime
Document: Chime Privacy Policy
Record ID: CA-X-003142
Version: CA-V-004065
Captured: 2026-06-21 17:13:54 UTC
URL: https://conductatlas.com/change/2026-06-21-chime-chime-privacy-policy-3142/
Accessed: Oct. 16, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
For legal and compliance teams

Institutional Analysis

Generated by a model from the captured document; not read by a person
Assessment

Chime revised its Bancorp Consumer Privacy Notice to restructure data-sharing disclosures and update opt-out procedures. The change adds explicit authorization for joint marketing with other financial institutions, clarifies affiliate and nonaffiliate sharing practices, and shifts …

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ConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-X-003142.

Full Changes

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Document Context

Version history → Policy drift analysis → Document page →
Document
Chime Privacy Policy
Entity
Chime
Captured
June 21, 2026
Source URL
https://www.chime.com/privacy-policy/

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