Chime updated its privacy notice on June 21, 2026, with a version change from 08/2017 to 06/2026. The updated notice includes reorganized sharing tables that now separately detail reasons Chime shares customer information, explicit clarification that Chime shares information for joint marketing with other financial companies (previously listed as 'No We don't share'), and reformatted disclosure sections. The most material operational change is the shift in how joint marketing sharing is disclosed: the prior version stated Chime does not share for joint marketing, while the updated version indicates Chime does authorize this sharing, though customers retain the ability to limit it.
Consumers: Customers are now told that their financial information may be shared with other banks and companies for marketing purposes, and they can opt out through their account settings.
The updated privacy notice now explicitly discloses that Chime shares customer information with other financial companies for joint marketing purposes, whereas the prior 2017 version stated Chime did not engage in this sharing. This represents a material change in the stated data handling practice. Under the updated terms, customers can limit this sharing by logging into their Chime account at chime.com or through the Chime Mobile application and updating their Privacy Settings.
→ Log into your Chime account at chime.com or use the Chime Mobile application
→ Navigate to Privacy Settings
→ Adjust sharing preferences to limit sharing for joint marketing if you do not wish to be included in such sharing
ConductAtlas has recorded 4 material changes to this document over 63 days of monitoring (since April 2026).
3 of Chime's significant changes have been classified as negative for consumers.
Updated to explicitly authorize sharing of customer information with other financial companies for joint marketing, with opt-out mechanism available through account privacy settings.
Customers can limit joint marketing sharing by updating Privacy Settings in their Chime account at chime.com or via the Chime Mobile application.
This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology
Chime's updated privacy notice (effective June 21, 2026) materially revises its disclosure of data-sharing practices, specifically regarding joint marketing with other financial companies. The prior notice (08/2017) stated 'No We don't share' for this category; …
Regulatory exposure, obligation change, escalation trigger, board-ready language, and recommended action for legal and compliance teams.
Unlock the full institutional analysis — InsightConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-C-003142.
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