Chime's updated Consumer Privacy Notice (revised February 2025) contains several substantive changes to data sharing disclosures. Most significantly, the policy now states that Chime shares customer information for joint marketing with other financial companies (changed from 'No We don't share' to 'Yes No'), and now permits nonaffiliates to market to customers with the ability to limit this sharing (changed from 'Yes Yes' to 'Yes Yes'). Additionally, the policy clarifies that when customers are no longer clients, Chime continues to share their information as described in the notice, and removes the prior language stating it does not share affiliates' transaction and experience information for everyday business purposes.
Consumers: Your data can now be shared with other financial companies for marketing purposes in addition to prior sharing categories.
The updated privacy notice establishes new data sharing permissions. Chime now shares customer information for joint marketing with other financial companies, and explicitly permits nonaffiliates to market to customers. While the policy states you can limit nonaffiliate marketing, the addition of joint marketing with other financial companies represents an expansion of the circumstances under which your data may be shared. The policy also clarifies that when you are no longer a Chime customer, the bank continues to share your information as described in the notice. You can contact Chime to limit sharing related to nonaffiliate marketing.
→ Review Chime's updated privacy notice to understand the expanded data sharing categories.
→ Contact Chime to opt out of nonaffiliate marketing if you do not wish your data shared for this purpose.
Policy now authorizes Chime to share customer data for joint marketing with other financial companies, changed from prior 'No We don't share' language.
Policy continues to permit nonaffiliates to market to customers with ability to limit this sharing through opt-out mechanism.
Policy clarifies that when you are no longer a Chime customer, the bank continues to share your information as described in the notice.
This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology
The updated notice modifies data sharing disclosures required under the Gramm-Leach-Bliley Act (GLBA) and related FTC Privacy and Safeguards Rules. The material change is the addition of joint marketing with other financial companies as a …
Regulatory exposure, obligation change, escalation trigger, board-ready language, and recommended action for legal and compliance teams.
Unlock the full institutional analysis — InsightConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-C-001923.
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