Chime Privacy Policy

This policy explains how Chime collects and shares your financial and personal information, including with outside companies for marketing. By default, your data is shared with nonaffiliated companies for marketing unless you opt out through the Chime Privacy Hub, and some sharing — such as joint marketing with other financial companies — cannot be limited at all. Your information continues to be shared even after you stop being a Chime customer.

This document establishes Chime's (operating through The Bancorp Bank, N.A.) data collection, sharing, and protection practices for customer financial information. It sets out a default-sharing posture in which customer data is shared with nonaffiliated companies for marketing purposes unless customers take affirmative action to opt out through the Chime Privacy Hub, while joint marketing sharing with other financial companies is non-limitable by customers. State-specific provisions grant California, North Dakota, and Vermont residents stronger default protections, including restricted external sharing and, for North Dakota residents, automatic opt-out from nonaffiliate marketing. The document further establishes that sharing continues after the customer relationship ends, that personal information is collected from third-party sources including credit bureaus and affiliates, and that security measures are maintained in compliance with federal law.

As a Chime customer, your personal and financial information is shared with nonaffiliated companies for marketing purposes by default; if you are a new customer, this sharing can begin 30 days from when the notice was sent. You can opt out of nonaffiliate data sharing by visiting the Chime Privacy Hub. California residents have an additional opt-out available specifically for joint marketing via the Chime Privacy Hub or the California Financial Information Privacy Act Opt-Out Form. North Dakota residents are automatically opted out of nonaffiliate marketing without needing to take action. Vermont residents' personal, financial, credit, and health information will not be disclosed to nonaffiliated third parties for marketing without legal permission or your explicit authorization. Regardless of state, you cannot limit sharing for joint marketing with other financial companies, and your information continues to be shared under the notice's terms even after you are no longer a customer.