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This page describes what the document states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability may vary by jurisdiction. Methodology
“California residents can opt-out of joint marketing through the Chime Privacy Hub or through our California Financial Information Privacy Act Opt-Out Form”
“For financial information, we will not share information we collect about you with companies outside of The Bancorp Bank, N.A., unless the law allows.”
“Submit an opt-out through the Chime Privacy Hub . Please Note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice.”
“Federal law gives you the right to limit only: • Sharing for affiliates' everyday business purposes – information about your creditworthiness • Affiliates from using your information to market to you • Sharing for nonaffiliates to market to you”
“Residents of North Dakota are opted out from nonaffiliate marketing by default. We will limit sharing among our companies to the extent required by North Dakota law.”
“In accordance with North Dakota law, we will not share information we collect about you with companies outside of our corporate family, except as permitted by law, including, for example, with your consent, to service your account...”
This policy explains how Chime collects and shares your financial and personal information, including with outside companies for marketing. By default, your data is shared with nonaffiliated companies for marketing unless you opt out through the Chime Privacy Hub, and some sharing — such as joint marketing with other financial companies — cannot be limited at all. Your information continues to be shared even after you stop being a Chime customer.
This document establishes Chime's (operating through The Bancorp Bank, N.A.) data collection, sharing, and protection practices for customer financial information. It sets out a default-sharing posture in which customer data is shared with nonaffiliated companies for marketing purposes unless customers take affirmative action to opt out through the Chime Privacy Hub, while joint marketing sharing with other financial companies is non-limitable by customers. State-specific provisions grant California, North Dakota, and Vermont residents stronger default protections, including restricted external sharing and, for North Dakota residents, automatic opt-out from nonaffiliate marketing. The document further establishes that sharing continues after the customer relationship ends, that personal information is collected from third-party sources including credit bureaus and affiliates, and that security measures are maintained in compliance with federal law.
As a Chime customer, your personal and financial information is shared with nonaffiliated companies for marketing purposes by default; if you are a new customer, this sharing can begin 30 days from when the notice was sent. You can opt out of nonaffiliate data sharing by visiting the Chime Privacy Hub. California residents have an additional opt-out available specifically for joint marketing via the Chime Privacy Hub or the California Financial Information Privacy Act Opt-Out Form. North Dakota residents are automatically opted out of nonaffiliate marketing without needing to take action. Vermont residents' personal, financial, credit, and health information will not be disclosed to nonaffiliated third parties for marketing without legal permission or your explicit authorization. Regardless of state, you cannot limit sharing for joint marketing with other financial companies, and your information continues to be shared under the notice's terms even after you are no longer a customer.
Which mapped governance frameworks each document engages, tied to the specific provisions that engage them.
5 important changes detected
6 versions captured · Latest change detected by ConductAtlas: July 2026
Chime updated its privacy notice on June 21, 2026, with a version change from 08/2017 to 06/2026. The updated notice includes reorganized sharing tables that now separately detail reasons Chime …
View change record →Chime removed detailed sharing disclosures and opt-out question-and-answer format from their privacy policy, replacing it with a single line directing users to update Privacy Settings via their account or mobile …
View change record →Chime updated its privacy notice with mostly minor edits, but made one material change: it now states it does NOT share information with other financial companies for joint marketing purposes, …
View change record →“California residents can opt-out of joint marketing through the Chime Privacy Hub or through our California Financial Information Privacy Act Opt-Out Form”
“For financial information, we will not share information we collect about you with companies outside of The Bancorp Bank, N.A., unless the law allows.”
“Submit an opt-out through the Chime Privacy Hub . Please Note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice.”
“Federal law gives you the right to limit only: • Sharing for affiliates' everyday business purposes – information about your creditworthiness • Affiliates from using your information to market to you • Sharing for nonaffiliates to market to you”
“Residents of North Dakota are opted out from nonaffiliate marketing by default. We will limit sharing among our companies to the extent required by North Dakota law.”
“In accordance with North Dakota law, we will not share information we collect about you with companies outside of our corporate family, except as permitted by law, including, for example, with your consent, to service your account...”
“When you are no longer our customer, we continue to share your information as described in this notice.”
“We will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us...”
“We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.”
“To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.”
Every distinct legal provision identified in this document. Featured provisions appear above with analysis.
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Cross-platform context
See how other platforms handle California residents joint marketing opt-out right and similar clauses.
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