The Bancorp Bank collects highly sensitive financial data about you including your Social Security number, income, account balances, payment history, credit history, and credit scores.
This analysis describes what Chime's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The scope of data collected is extensive and includes your most sensitive identifiers — a Social Security number breach or misuse creates serious risk of identity theft and financial fraud.
The updated notice states Chime no longer shares your personal information (such as transaction history and creditworthiness) with other financial companies for joint marketing purposes. This is a na…
Your most sensitive personal and financial identifiers — including your Social Security number, income level, account balances, payment history, and credit scores — are collected and potentially shared under the categories described in this notice, creating significant privacy and identity theft risk if data is not adequately protected.
Cross-platform context
See how other platforms handle Types of Personal Information Collected and similar clauses.
Compare across platforms →Monitoring
Chime has changed this document before.
Receive same-day alerts, structured change summaries, and monitoring for up to 10 platforms.
"The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income, Account balances and payment history, Credit history and credit scores.— Excerpt from Chime's Chime Privacy Policy
1) REGULATORY FRAMEWORK: Collection and use of Social Security numbers is governed by GLBA (15 U.S.C. §6801), the Social Security Number Protection Act, and state laws (e.g., California Civil Code §1798.85, which restricts SSN display and transmission). Credit data collection and sharing is additionally governed by the Fair Credit Reporting Act (FCRA, 15 U.S.C. §1681 et seq.), which imposes permissible purpose requirements and consumer dispute rights. The CFPB enforces both GLBA and FCRA in consumer financial contexts. 2)
Full compliance analysis
Regulatory citations, enforcement risk, and due diligence action items.
Free: track 1 platform + weekly digest. Watcher: 10 platforms + same-day alerts. No credit card required.
Professional Governance Intelligence
Need to monitor specific governance provisions?
Professional includes provision-level monitoring, governance timelines, regulatory mapping, and audit-ready analysis.
Built from archived source documents, structured governance mappings, and historical version tracking.
The scope of data collected is extensive and includes your most sensitive identifiers — a Social Security number breach or misuse creates serious risk of identity theft and financial fraud.
Your most sensitive personal and financial identifiers — including your Social Security number, income level, account balances, payment history, and credit scores — are collected and potentially shared under the categories described in this notice, creating significant privacy and identity theft risk if data is not adequately protected.
ConductAtlas has identified this type of provision across 1 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Chime.